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 Credit Card Thread V3, Everything about Plastic World Fantasia

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TSvin_ann
post Jun 24 2008, 02:45 PM

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QUOTE(tinkerbel @ Jun 24 2008, 02:43 PM)
@vin_ann,
U forgot OCBC?! tongue.gif
*
OCBC - my aunty is GE agent ma, so she ask me to apply. commission she earn. sad.gif
TSvin_ann
post Jun 24 2008, 02:48 PM

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QUOTE(tinkerbel @ Jun 24 2008, 02:45 PM)
@vin_ann,
OoPS.. I meant the recent OCBC application at the ATM Hall tongue.gif
*
tht 1 i din get it, n also wont use it. just add to my collections. tongue.gif
TSvin_ann
post Jun 24 2008, 06:05 PM

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QUOTE(TeraPox @ Jun 24 2008, 05:49 PM)
I'm still confuse with UOB one card...

alot of people claim that it is a platinum but the requirement to apply it is even lower than some classic cards...

do they enjoy the benifit like the real platinum holders like us? tinkerbell
*
no, we UOB One card din enjoy benefits like urs.

it's basically a cash rebate card. BHP, Carrefour n GSC... n many more...
TSvin_ann
post Jun 24 2008, 07:18 PM

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QUOTE(TeraPox @ Jun 24 2008, 07:12 PM)
@tinkerbel

not unless i dun hav to settle my bill after i spent... laugh.gif  laugh.gif

last time when i use this KLCC card at HK, straight away the cashier ask me,
"Oh, u are from Malaysia? sir.."

hahahaha...atlease i'm not really that proud being a Malaysian.... yet...
*
sweat.gif sweat.gif

btw, just now afternoon i got send 1 e mail to UOB bank, asking whether they have any sample letter or form to fill in to terminate CC, it's responsed within 1 hour rclxms.gif

it mentioning that, you need to return the card to them else RM25 will be charge.
TSvin_ann
post Jun 24 2008, 07:24 PM

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is it possible for the petrol station to reject our CC to pump petrol?

how come problems come 1 by 1...
TSvin_ann
post Jun 24 2008, 07:37 PM

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@Cute_boboi,

u got my meaning wrong. i mean for the news that the association of petrol station want to reject credit card for payment.
TSvin_ann
post Jun 24 2008, 07:47 PM

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@cute_boboi

rclxub.gif i was mention to the news. ops... perhaps i use wrong phase? To credit card payment, not reject.

Tuesday June 24, 2008
Petrol kiosks may stop credit card payments


CONSUMERS may not be able to use credit cards to pay for petrol soon as the Petrol Dealers Association of Malaysia (PDAM) has issued a letter to its members asking them not to accept such cards for the time being, Sin Chew Daily reported.

Association deputy president Datuk Zulkifli Mokti said its 3,500 members would only take cash pending the meeting with the Government on the service charge issue.

He said banks charge 1% service charge on every litre of petrol sold.

“Petrol dealers paid 1.9 sen on every litre as service charge when the petrol price was RM1.90 per litre, and now we have to pay 2.7 sen as the petrol price has been raised to RM2.70 per litre,” he said.

The petrol dealers also would not accept the diesel subsidy card during this period, it reported.

http://www.thestar.com.my/news/story.asp?f...1230&sec=nation
TSvin_ann
post Jun 25 2008, 10:21 AM

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QUOTE(TeraPox @ Jun 24 2008, 10:23 PM)
ah~ if they dun accept CC... then very troublesome leh....

and it is a big step back for Malaysia to return to regain it's"Third World Country" Statues...
smile.gif
*
yeah, then my UOB One Plat can throw aways already...
TSvin_ann
post Jun 25 2008, 11:07 AM

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QUOTE(arsenal @ Jun 25 2008, 10:57 AM)
Our Mykad already got touch and go mah....
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i never trust touch n go, except use it in highway, others than that, sorry.

OOT abit, btw, TnG is so out-dated. still need to "touch", else in the advanced technology, there are no need to "touch".


TSvin_ann
post Jun 25 2008, 11:12 AM

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@razor

u can try. but there is no free lunch in the world.
u wan excape liabilities from bank it's hard. the bank will find u no matter what.
TSvin_ann
post Jun 26 2008, 08:03 AM

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OMG...

Citibank introduced another rebates card. it's Giant-Citibank Credit Card.
now they have promotions:

On 1st purchase at Giant Malaysia can get 10% rebate drool.gif

-Apply by/before 15th July'08
-Spend by/before 31st Aug'08

on normal purchases at Giant, can enjoy 2% rebate when shopping at Giant stores in malaysia with no carry-forward balance required and up to 1% rebate when you shop anywehre else.
TSvin_ann
post Jun 26 2008, 10:14 AM

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QUOTE(navilink @ Jun 26 2008, 08:14 AM)
i received sms from citibank said can get 10% rebate (i'm sure there's time limit or amount limit) and RM50 giant voucher...
*
from what i saw in the newspaper:

*you will get 1 x RM5 Giant Voucher for every RM50 spend on the 1ST PURCHASE (in a single receipt).

Eg. Spend RM149 and get 2 x RM5 vouchers;
Spend RM150 and get 3 x RM5 vouchers.

Maximum voucher rebate amount is RM50 (i.e. 10 x RM5 vouchers)
TSvin_ann
post Jun 26 2008, 11:21 AM

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never bother about the petrol strike.

you dun wan sell petrol, we all can go to find another petrol station which accept CC. haha...

TSvin_ann
post Jun 26 2008, 03:31 PM

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QUOTE(yks8845 @ Jun 26 2008, 02:12 PM)
Not as good as we see ,had term and condition  sweat.gif

user posted image
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oh...they target with new user.
but before the new user apply, they shd have thinks of method of paying.
TSvin_ann
post Jun 26 2008, 04:33 PM

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QUOTE(TeraPox @ Jun 26 2008, 04:18 PM)
not fair... old card members are not consider members meh? mad.gif
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ya lo... i thinks many existing user who apply another Giant-Citibank card will falls into the trap.

can not enjoy the 10% 1st time purchase, while only can enjoy the normal 2%...

just like previously the Shell card, 5% rebate... only applicable for carry forward balance. sweat.gif


TSvin_ann
post Jun 26 2008, 08:05 PM

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hey guys n gals,

just received my UOB CC bank statement. im entitled for 15% interest. sweat.gif

attached inside got 1 letter which is stated / explained very clearly on the Tiered Interest Rate Structure. now im more under standing. bad news for those who only pay the minimum amount user... no more 20 days interest free period.

and also im selected to enjoy 7 days extension for my due date payment just for this statement period.
haha... sweat.gif
TSvin_ann
post Jun 26 2008, 08:47 PM

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QUOTE(flamer @ Jun 26 2008, 08:04 PM)
So it means that it is best that I should open a savings account with Citibank, put some money there and pay the CC using Citibank savings account?
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i dun thinks the citibank people will serve you for opening saving account. they seldom encourage people open saving with them.

better get the card 1st, each time payment pay RM2 interbank transaction charges.


TSvin_ann
post Jun 27 2008, 09:36 AM

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@Tinkerbel

i just checked my e-statement, it also state current month finance charges is 18%.

@TeraPox
i thinks i remember i got read some where mentioning Air Asia CC also can not waiver after it's 1st year waiver year.
TSvin_ann
post Jun 27 2008, 10:16 AM

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@ Tinkerbel

my UOB gives me 15% for Jun. dun know what happened to Citibank.

but all this also not important.
TSvin_ann
post Jun 27 2008, 10:34 AM

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@Tinkerbel

this give you chances to shoot them. we waiting ur good news from you.
we also curious as you. smile.gif

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