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 Credit Card Thread V3, Everything about Plastic World Fantasia

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TeraPox
post Jun 24 2008, 11:02 PM

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what is this 20 days interest free thingy? any difference from now?
TeraPox
post Jun 24 2008, 11:19 PM

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oh.. for late payment arr.... then none of my business then...smile.gif
TeraPox
post Jun 24 2008, 11:23 PM

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it's like giving 3% interest discount for those who pay minimum payment promptly for 1 year la...

for those who kept paying minimum payment, 3 % makes no much difference ma...
TeraPox
post Jun 25 2008, 12:24 AM

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anyone here boycotting petronas? just curious....smile.gif
TeraPox
post Jun 25 2008, 03:10 PM

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how come when we pay late , bank charge us interest...

but we pay more we can't charge bank dividen one?


ahahahahahhahaha...
TeraPox
post Jun 25 2008, 03:40 PM

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oh..oklo

nowadays, life is tougher in Malaysia la...

go petrol pump petrol is a big risk now...coz need to bring cash...

wat to do? migrate lor...
TeraPox
post Jun 25 2008, 03:59 PM

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aiya... not convenient ma! and i'm not happy with the inconveniences ma!!!

Why our country "development" is going backwards one????

aidui!!! I'm upset la
TeraPox
post Jun 25 2008, 04:43 PM

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i agree with Syd G...

TP is only worth something if u pay in full EVERYMONTH...

and this make a scenario that the bank can't get anything from u, but still have to "pay" u something in TP lar...

then u win lor..
TeraPox
post Jun 25 2008, 04:53 PM

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easy to settle this problem la.. the government should say.. aiya.. 1% I pay lar!!!! then settle liao ma... and BN will buy more votes as well...

hahahahhahaha..
TeraPox
post Jun 25 2008, 05:09 PM

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announcement to all UOB platinum members(Not One Card members)

newest "lubang" i recieved this morning!

UOB Platinum members can now indulge in one complimentary meal with one or more paying guests @ any of the oriental group reasturant!

I tried this offer last year! really good! can go try..
TeraPox
post Jun 25 2008, 05:16 PM

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QUOTE(tinkerbel @ Jun 25 2008, 05:11 PM)
@TeraPox,
hMmm...... I just spent RM1.2k there early June!!!  I knew there was a 50% discount offer but a 1 FOR 1?!
*
it's a new offer la.. from 1st july to 1st august...

1 for 1... brows.gif



TeraPox
post Jun 25 2008, 06:00 PM

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QUOTE(tinkerbel @ Jun 25 2008, 05:19 PM)
@ceo684,
Just cause the bank upgraded ur CL doesn't mean U need to spend them all.

@TeraPox,
It's a good offer; will definitely check it out - too bad no birthdays from Jul-August tongue.gif

@JamesPond,
I'm surprised cause that's not what they told me *shrugs*
*
shocking.gif y need birthdays?
TeraPox
post Jun 25 2008, 06:22 PM

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eat 100 pay 50.. it such a good deal.. i rather eat outside everyday... ahahahha
TeraPox
post Jun 25 2008, 06:47 PM

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latest confirmed news!

Petrol Stations Still Taking Cards!!!!


Added on June 25, 2008, 6:50 pm
QUOTE(tinkerbel @ Jun 25 2008, 06:44 PM)
@TeraPox,
But it's not a 50% discount off total bill.
*
the calculation will be like this....

total bill RM200, dine with ONE GUEST..

then the bill will be

200 + 10%(service charge) + 5%(Government Tax) -100(platinum member discount)
= RM130


this is the calculation ...not really 50% but good enough la

This post has been edited by TeraPox: Jun 25 2008, 06:50 PM
TeraPox
post Jun 25 2008, 08:38 PM

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QUOTE(tinkerbel @ Jun 25 2008, 07:30 PM)
@TeraPox,
Which means if there's 4 people, the total bill divide by 4 and then U pay only for 3 portions, right?

@jiaxun,
AhHh so MBB doesn't give out TP for petrol purchases too; unless with the co-branded card.
*
Yup...
so if 4 persons

say the bill is 200, then the calculation will be as following

200+20+10-50

=RM180

.. in a word, the lesser people.. the better lor icon_rolleyes.gif

This post has been edited by TeraPox: Jun 25 2008, 08:43 PM
TeraPox
post Jun 26 2008, 02:27 AM

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QUOTE(ZONX @ Jun 25 2008, 10:54 PM)
sry, this thread is too long, manage to go through few pages only

but anyway, do you guys come out with the 'so far' best cc at this moment? coz going to apply for 1 soon and there are too many choices

thx for the recommedation
*
ZONX, the best CC is a Supp Card from ur Parents or Boyfriend/Girlfriend... thumbup.gif

after use, dun have to pay.... brows.gif


Added on June 26, 2008, 2:36 amps: i almost forgot the existence of Diners... thanks for reminding... tongue.gif

This post has been edited by TeraPox: Jun 26 2008, 02:36 AM
TeraPox
post Jun 26 2008, 02:38 AM

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@syd G


Why? u was once a victim?
TeraPox
post Jun 26 2008, 04:18 PM

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QUOTE(vin_ann @ Jun 26 2008, 03:31 PM)
oh...they target with new user.
but before the new user apply, they shd have thinks of method of paying.
*
not fair... old card members are not consider members meh? mad.gif
TeraPox
post Jun 26 2008, 04:56 PM

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QUOTE(iluvena @ Jun 26 2008, 04:44 PM)
haishhh.. just settle payment for my cimb mastercard. card already terminated.
remaining maybank mastercard and visa mounting up to 6000.
god help me.. sad.gif

why rhb so late in processing my application for balance transfer?
anybody have the experience? how long usually it takes to process (new card application together with balance transfer plan)?
*
ouch! another credit card victim... rclxub.gif
TeraPox
post Jun 26 2008, 05:19 PM

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QUOTE(iluvena @ Jun 26 2008, 05:03 PM)
hehe. when i still have my car. swap here swap there. always full tank.
its a lesson for me.
victim of myself.. haishh..
yup. currently i play 'kutu'. will get the enough amount to settle all the debt end of July.
but i prefer rhb plan so that i can use the 'kutu' money for other purpose.
*
kutu?? hmm.gif aren't that "money gathering" scheme are for old ladies?

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