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 Credit Card Thread V3, Everything about Plastic World Fantasia

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TeraPox
post Jun 24 2008, 04:28 PM

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QUOTE(tinkerbel @ Jun 24 2008, 04:21 PM)
@TeraPox,
Yeah. And please don't forget to get the Machines membership card too.  If U don't want that card, U can pass to me `k? wink.gif

So when U gonna get the MBA?!
*
I am already the machine member long long time ago larr.... which means i have that rebate card ( that look like midvally old parking ticket) laugh.gif

the jackpot thingy u will never met 3 one! mad.gif

about MBA, wait for my Amex Credit Plat first... brows.gif
TeraPox
post Jun 24 2008, 05:03 PM

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Singapore UOB has launch Visa Signature...

aiya.. Malaysia UOB platinum don't have any special benefit for platinum members nowadays...


tinkerbell, i've called them and ask about prefered platinum, and they told me we will be automatically convert to this card once our card expired...

but if u don't want to wait... u can call them up and ask them to convert it to you right away....
TeraPox
post Jun 24 2008, 05:22 PM

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@ tinkerbell...

my first aim is benefit lar...

second is ease of payment

3rd then glamour...

4th design of the cards...

Added on June 24, 2008, 5:25 pm@cute_boboi

with 10X membership award... means i only need to spend 13 k to get back my 800 bucks... (in partner retail stores)

and with another 8 k spent.. i will get a Longines Watch... which i think at lease worth more than 1 k..








This post has been edited by TeraPox: Jun 24 2008, 05:25 PM
TeraPox
post Jun 24 2008, 05:31 PM

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QUOTE(tinkerbel @ Jun 24 2008, 05:29 PM)
@TeraPox,
If U haf trouble spending the kind of $, I could alwiz help U spend some `k? biggrin.gif
*
laugh.gif dun worry... i will hav no problem spending that kind of $... thanks for the offer tho~


furthurmore the card look damn nice~ brows.gif
user posted image
TeraPox
post Jun 24 2008, 05:38 PM

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@tinkerbell

hehehe.. until today , my card application successful rate is 100%...

I don't see why they will reject my application...
TeraPox
post Jun 24 2008, 05:40 PM

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@tinkerbell

coz i still wanna make sure if i REALLY REALLY want to pay the 800 or not...

else i still have time to stop the application..
TeraPox
post Jun 24 2008, 05:49 PM

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I'm still confuse with UOB one card...

alot of people claim that it is a platinum but the requirement to apply it is even lower than some classic cards...

do they enjoy the benifit like the real platinum holders like us? tinkerbell
TeraPox
post Jun 24 2008, 05:56 PM

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QUOTE(jeff_ckf @ Jun 24 2008, 05:55 PM)
I know they get discount from Carrefour  tongue.gif
*
not discount, but rebate...

RM100 rebate RM4...

Rm99.99 rebate RMnil laugh.gif
TeraPox
post Jun 24 2008, 06:03 PM

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QUOTE(jeff_ckf @ Jun 24 2008, 06:01 PM)
oh no wonder the uncle and aunty was so kiasu and bought until Rm 201++ .....coz can claim RM 4 only after every 100 spent....now I know lol
*
yalah.. it's a tactic to make u spend more on things u dun need lar... laugh.gif


TeraPox
post Jun 24 2008, 06:27 PM

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QUOTE(tinkerbel @ Jun 24 2008, 06:05 PM)
@TeraPox,
Benefits for UOB ONE Platinum is not the same as benefits for their UOB Preferred Platinum.  U should be able to refer to the website to do a comparison.

It's what people call a 'cheapo' Platinum card tongue.gif
*
How come Singapore one card
user posted image

looks much better than the

Malaysia one?
user posted image
sweat.gif
TeraPox
post Jun 24 2008, 06:43 PM

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90% of my monthly expenditure goes to my credit cards(and i settle it all right on the due date)

I'm not ashame of myself, but i pay in card even i buy something worth 19.90... smile.gif

like wat i said..

if u buy something worth 100 in cash, u get only that thing

but if u buy something worth 100 in Card, u get that thing + 100 points!
TeraPox
post Jun 24 2008, 06:54 PM

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@cute_boboi

wat is ur primary card now? AMEX?
TeraPox
post Jun 24 2008, 06:58 PM

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I have the most "patriotic" credit card ever! laugh.gif


*tho i really think that the design really really sux,especially for a platinum card... mad.gif

This post has been edited by TeraPox: Jun 24 2008, 06:59 PM
TeraPox
post Jun 24 2008, 07:04 PM

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these are my current PCC...


can u see the KLCC? ahahahhahaha.... brows.gif


the design really turn me off...

Added on June 24, 2008, 7:05 pmbut at lease it can let me eat free drink free in the VIP lounge @ KLIA and Changi

This post has been edited by TeraPox: Jun 24 2008, 07:05 PM
TeraPox
post Jun 24 2008, 07:08 PM

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@tinkerbell

hahahah.. if really got such a design... I will never ever want to apply...
TeraPox
post Jun 24 2008, 07:12 PM

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@tinkerbel

not unless i dun hav to settle my bill after i spent... laugh.gif laugh.gif

last time when i use this KLCC card at HK, straight away the cashier ask me,
"Oh, u are from Malaysia? sir.."

hahahaha...atlease i'm not really that proud being a Malaysian.... yet...

This post has been edited by TeraPox: Jun 24 2008, 07:13 PM
TeraPox
post Jun 24 2008, 07:26 PM

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QUOTE(cute_boboi @ Jun 24 2008, 07:22 PM)
Yes, primary is MBB Amex gold credit card. Always ask in unfamiliar places whether they accept it or not.  tongue.gif  Have been using Amex for nearly 2 yrs.  2 yrs free waiver expiring somewhere Aug'08  sweat.gif If they don't waive, I'm going to downgrade to Amex Classic  rolleyes.gif

Secondary is MBB Petronas Visa plat now.

Backup is Citibank Mastercard Choice.  hmm.gif  Thinking to cancel or not, as sometimes have promotion... like last yr buy 1x coffee bean, free 1x.

The rest all never use and keep at home.

Currently pumping Petronas = 5x TP. Once the promotion is over, will go back to Esso/Mobil 2x TP with Amex and Smiles points.
*
if they dun waive ur fee.. dun downgrade... just send in a letter and tell them u want to cancel it...

they will probably call u up and offer u annual fee waiver...

this technique usually work for amex gold!

I'm holding Amex Gold as well.. Member Since 00 laugh.gif


TeraPox
post Jun 24 2008, 10:23 PM

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ah~ if they dun accept CC... then very troublesome leh....

and it is a big step back for Malaysia to return to regain it's"Third World Country" Statues...
smile.gif
TeraPox
post Jun 24 2008, 10:27 PM

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no, they do accept cc@ that time... but u need to pay @ the counter or @ the mobile counter...
TeraPox
post Jun 24 2008, 10:49 PM

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@ronnie

Yalor.. since petrol robbing is so common now... good oso lar.. our government is creating more "Job opportunities" for Mat Repit Robbers...
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