hi.... anyone had try using asb loan by BSN
http://www.mybsn.com.my/content.xhtml?contentId=513

Good morning!

Does anybody here have any tips on how to utilize account remaja to get max dividends? My wife and I account is already at limit and so far since my son's birth, I've managed to put aside rm1k every month into his ASB. Obviously, I prefer to max my son's account to get max dividend. Any way to do it?

Hi zero nuker.

Because this is account remaja and you want to maximize the dividends every year. FYI, the maximum limit for account remaja is 50k. Best way is to put in 50k straight if you have the cash or pay a higher installment every month to reach 50k quicker in order to enjoy the max dividends every year.

Mister Navink. can u help me with some issues. i already pm u

when is asb2 financing going to launch?

no need mister2 la.. sorry was busy with my newborn.. so no time for lowyat forum..

replied ur pm in english and malay..

Thank you sifu navink :S

not sifu la.. just try to help others..

i heard it will be on 17th nov...visit ur nearest maybank...heard the offer is quite good..blr-2%...

currently, ive LASB 280k( mixed loan between maybank and islamic, 3 cert total)...all my cash have been transferred to my daughter...max can only invest 50k(akaun remaja)

my wife also have maxed LASB 200k cimb...

look forward for LASB2

ASB2 dividend as good as ASB about 7-8% per annum?

It is not even 1 year yet. You will have to wait until aprol next year for the answer . My guess the yield would be sligthly higher than as1m, maybe 6.8 to 7%.

Ah .. meaning the dividend cycle is every April? not Jan as ASB?

you have to wait until april next year to know the first dividen...

but i think it will be lower than asb

An example of success using ASB loan. Good job..

Hi guys.. I actually think I've screwed out something. Here's the story,

- Actually though to buy a house from someone as the price is very2 attractive in a hot area. If get, net passive income would be a little below RM1000. No need any cuci2 or improvement. Just buy and sambung sewa.
- Went to BIMB, can’t get loan as my salary is <2000
- went to CIMB, actually can get loan, but the person introduce me to the ASB financing. After hear everything, I kind of interested..
- Next day, went again to take the ASB instead of the house.. 100k (Several reasons, the house was told might be undervalued by bank.. so I need 20k downpayment.. Also, if value is ok, I still have problem with downpayment..)
- ASB loan starts November, now I’m actually regretting as I actually can try discuss with an uncle of mine to help me finance the house.. (House still available)
- So, now, say I want to cancel the CIMB ASB loan as I know it has no lock in period. I calculated that if I close the ASB loan after dividend was given early next year, I’m not loss too much (actually, I’m not sure, I think based on my calculation I get a little around RM90 profit )

Any opinions from fellow forumer? I’m really regret this thing, and can’t really concentrate on my job now. Haha..

This post has been edited by wuwah: Nov 18 2014, 11:50 AM

the 100k loan sure with insurance right? so u rugi insurance already..

oh. forgot about that.. yeah.. I actually have other insurance..

once u took the loan, it will effect your housing loan..

eventhough the 2 months previously is actually have no problems?

will effect CTOS and CCRIS..