medical card, need more information about it
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 May 15 2013, 06:21 PM
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Junior Member
53 posts Joined: Jan 2013 
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Medial card is good when u really got something happen! Must buy
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May 16 2013, 02:12 AM
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Junior Member
65 posts Joined: Jan 2013
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QUOTE(humbble @ Aug 28 2008, 08:45 PM) If you are intereseted in buying medical insurance,I find another Chinese forum which is very active in discussions over medical insurance for all to share.Hopefully it helps those who are more well versed in Chinese as most of the terms are in Chinese characters. I am using prudential, is not so good. Cos my gf operate cant claimhttp://www.jbtalks.cc/thread-274060-1-1.html Humbble  |
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May 16 2013, 07:39 AM
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Senior Member
2,173 posts Joined: Jan 2012 From: Butterworth, Penang 
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QUOTE(Roychin90 @ May 16 2013, 02:12 AM) I am using prudential, is not so good. Cos my gf operate cant claim Why is it so? What was the operation all about? How long was your GF policy? Did the agent write and declare the health declaration in the proposal form? |
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May 16 2013, 10:34 AM
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Junior Member
68 posts Joined: Jan 2013
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QUOTE(Roychin90 @ May 16 2013, 02:12 AM) I am using prudential, is not so good. Cos my gf operate cant claim Best Medical Card in Town.... but no cheap.Got NCD - No Claim Discount < like car insurance. Increase Annual Limit Increase Room & Board.... after 10 year, you think the double bed room is still the same price today? FREE Medical Checkup < limited time. |
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May 16 2013, 10:36 AM
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Junior Member
68 posts Joined: Jan 2013
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QUOTE(Swettiejenn90 @ May 15 2013, 06:21 PM) Medial card is good when u really got something happen! Must buy Medical Card is a must and must be attach to Insurance Plan.Why ? Higher Lifetime Limit. 100% Guarantee Renew. |
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May 31 2013, 10:45 PM
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Junior Member
20 posts Joined: May 2008 
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Great Eastern is really bad la...First time hospitalised and surgeons cringed when they knew my policy was with GE. Citing 'very bad paymaster, payment to hospital has been stuck for months etc'. Went to another hospital and saw a sign at the counter informing that GE insurance holder has to pay cash upfront. How do i switch to other insurance company?
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May 31 2013, 10:53 PM
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All Stars
11,954 posts Joined: May 2007 
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u went to which hospital?
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Jun 1 2013, 11:05 AM
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Junior Member
68 posts Joined: Jan 2013
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QUOTE(gladysyeo @ May 31 2013, 10:45 PM) Great Eastern is really bad la...First time hospitalised and surgeons cringed when they knew my policy was with GE. Citing 'very bad paymaster, payment to hospital has been stuck for months etc'. Went to another hospital and saw a sign at the counter informing that GE insurance holder has to pay cash upfront. How do i switch to other insurance company? Kindly refer to your policy's panel hospital.May I know which hospital are you referring above? |
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Jun 1 2013, 09:32 PM
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Junior Member
20 posts Joined: May 2008
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Kuching Specialist Hospital, which is also one of GE's panel hospital.
This post has been edited by gladysyeo: Jun 1 2013, 09:33 PM |
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Jun 1 2013, 10:55 PM
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Junior Member
68 posts Joined: Jan 2013
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QUOTE(gladysyeo @ Jun 1 2013, 09:32 PM) Kuching Specialist Hospital, which is also one of GE's panel hospital. Panel Hospital List,https://www.epartner.com.my/c/document_libr...1&groupId=86107 Or call Great Eastern 24 hour hotline. 1300 1300 88 |
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Jun 6 2013, 04:53 PM
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Senior Member
1,040 posts Joined: Mar 2006
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QUOTE(great.eastern @ Mar 15 2013, 07:06 PM) Great Eastern latest plan for exclusive premium customer. Are you sure that is Medic card benefits ? Or ILP ? No Co-Insurance or deduction. No Claim Discount (NCD) <----- GREAT! Increase Initial Hospital Room & Board. Increase Initial Overall Annual Limit. Higher Overall Lifetime Limit. Critical Surgery Recovery Benefit. Free Gift ---------- Free Exclusive Medical Checkup X 1 time only. (Limited Time Only) PM for more information. |
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Jun 6 2013, 06:27 PM
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Junior Member
323 posts Joined: Feb 2006 From: Malaysia
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QUOTE(gladysyeo @ Jun 1 2013, 09:32 PM) Kuching Specialist Hospital, which is also one of GE's panel hospital. Sad to hear. I just got myself and my baby i-great damai from GE. Anyone from GE can clarify this? |
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Jun 6 2013, 08:23 PM
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Newbie
1 posts Joined: Jun 2013 From: Malaysia
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QUOTE(lwk523 @ Jun 6 2013, 04:53 PM) Are you sure that is Medic card benefits ? Or ILP ? Hi, new GE agent here, the Smart Premier Health is a rider to IL products as far as I know, for more information on this, kindly visit this link http://www.greateasternlife.com/my/en/insu...ts_health.htm#e or PM me for further explaination |
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Jun 7 2013, 09:55 AM
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Junior Member
68 posts Joined: Jan 2013
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QUOTE(lwk523 @ Jun 6 2013, 04:53 PM) Are you sure that is Medic card benefits ? Or ILP ? Is new Medical Card Benefit come along with ILP package, higher premium compare with old medical card. What you paid is what you will get.  This post has been edited by great.eastern: Jun 7 2013, 09:59 AM |
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Jun 19 2013, 07:58 PM
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Senior Member
2,173 posts Joined: Jan 2012 From: Butterworth, Penang
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QUOTE(gladysyeo @ May 31 2013, 10:45 PM) Great Eastern is really bad la...First time hospitalised and surgeons cringed when they knew my policy was with GE. Citing 'very bad paymaster, payment to hospital has been stuck for months etc'. Went to another hospital and saw a sign at the counter informing that GE insurance holder has to pay cash upfront. How do i switch to other insurance company? Sorry, you cant switch medical card per se, but you can apply for a new medical card, pass the waiting period of 4 months before deciding to cancel the other.Mind if I ask how long has your GE medical has been in force? |
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Jun 25 2013, 04:11 PM
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Junior Member
31 posts Joined: Mar 2011
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Hi, I have seen this statement inside on of my GE's rider, does this means it is NOT GUARANTEE RENEWAL typed of medical policy?
What are some of the key terms and conditions that I should be aware of? · Portfolio withdrawal condition - the Company reserves the right to cancel the SPH portfolio as a whole if it decides to discontinue underwriting this rider. On the other hand, what statement should we look into the GE/Pru policy to determine if it is a Guarantee Renewal? Thanks for answering my question. This post has been edited by dotax: Jun 25 2013, 04:13 PM |
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Jun 25 2013, 04:29 PM
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All Stars
10,061 posts Joined: Dec 2004 From: Sheffield
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How bout AIA?
was introduced to this medical card with 'saving' kinda feature, also to deduct the 3k category for income tax deduction RM150/month commitment for 27 y/o 1. Unlimited lifetime claim 2. RM100k yearly limit *Bonus for non-claim, 20% limit increase for every unclaim year |
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Jun 25 2013, 04:34 PM
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Senior Member
2,173 posts Joined: Jan 2012 From: Butterworth, Penang
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QUOTE(dotax @ Jun 25 2013, 04:11 PM) Hi, I have seen this statement inside on of my GE's rider, does this means it is NOT GUARANTEE RENEWAL typed of medical policy? http://www2.prudential.com.my/corp/prudent...rufleximed.htmlWhat are some of the key terms and conditions that I should be aware of? · Portfolio withdrawal condition - the Company reserves the right to cancel the SPH portfolio as a whole if it decides to discontinue underwriting this rider. On the other hand, what statement should we look into the GE/Pru policy to determine if it is a Guarantee Renewal? Thanks for answering my question. Excerpt from PruFlexiMed Brochure: PRUflexi med is guaranteed renewable but premium rates and/or insurance chargesare not guaranteed. We reserve the right to revise the premium rates and/or insurancecharges at policy anniversary by giving a 30-day notice if the actual claims experience is worsethan expected. |
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Jun 25 2013, 05:12 PM
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Senior Member
1,522 posts Joined: Mar 2007 From: Kuala Lumpur
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QUOTE(dotax @ Jun 25 2013, 04:11 PM) Hi, I have seen this statement inside on of my GE's rider, does this means it is NOT GUARANTEE RENEWAL typed of medical policy? Most of the life insurance company's medical card is guaranteed renewable, only those general insurance will be conditional renewable. So do not worry if you have bought your medical card from Allianz, AIA, Prudential or Great Eastern.What are some of the key terms and conditions that I should be aware of? · Portfolio withdrawal condition - the Company reserves the right to cancel the SPH portfolio as a whole if it decides to discontinue underwriting this rider. On the other hand, what statement should we look into the GE/Pru policy to determine if it is a Guarantee Renewal? Thanks for answering my question. |
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Jun 25 2013, 05:38 PM
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Senior Member
2,702 posts Joined: Dec 2004 From: P8X-86A
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QUOTE(great.eastern @ Jun 1 2013, 10:55 PM) Panel Hospital List, wtf only 2 private hospital in kuching covered by GE? if all hospital reject GE, then cham lo ,what for pay for 3 yrs? https://www.epartner.com.my/c/document_libr...1&groupId=86107 Or call Great Eastern 24 hour hotline. 1300 1300 88  This post has been edited by nightzstar: Jun 25 2013, 05:38 PM |
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