is the time for me to renew my medical card,but my agent not so active in his insurance field d...
may i know which medical card is better?any suggestion?

This post has been edited by ultramanbabe: Mar 9 2008, 10:13 PM

orange lion insurance company medical is da best.all medical in the market need to pay for the admin chargers but nope for orange lion company.last time need to pay rm50 but now nope at all.

u might wanna check out AXA n c...

howabout Prudential?

Guys,

I think it would help to be a bit more specific. When you ask for which is better, what is your criteria? Remember that in most cases, better would translate to a higher premium.

Which car is better? Proton or Mercedes? Of course Mercedes is better but not many of us can afford it.

Remember that one man's rubbish is another man's treasure.

Define your criteria and forumers can give more constructive opinion instead of one liner answer.

are you talking ING....

Get a good medical card from the top players like Prudential, GE, AIA, ING should be good

1st. besides that you also need to consider the agent service, cause when comes to claim will he be there for it

2nd. get a term medical card rather than renewable basis, from my experince term is somehow better because of GURANTEED RENEWABLE.
you dont wanna buy something that can renew once only right?

You must choose the one that suit your budget also for example not to get a co-payment card that mean any bill you still have to pay some
I'm using MAAmedical card with guarented renewal.

good question,yup i dont know anything about medical card,im trying to search the best for me
well,im just a bank officer,so sure not go so far in my range ..

get a plan tht include a medical card. see agents from all reputable companies, sometimes reputable agent is more important than company itself...

Have u claimed from medical card before ? I bet not yet right ?

Chk wif few diff insurance company and compare their pros.

Since ur medical card is expiring soon, do take up one soon. Do remember that Medical Card have 30-60days grace period for new card issued(which u paid but unable to claim for certain medical expenses). Some company do have up to 90-120 days too.

Study & compare their brochure. Some sales personnel are sellin for the sake of sellin only & not really helpful when it come to time u need their advice on claim.
Trust me, I've seen such ppl b4.

I do find medical card useful as I've utilised them for my son's claim before.

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Added on March 11, 2008, 3:00 pmHave u claimed from medical card before ? I bet not yet right ?

Chk wif few diff insurance company and compare their pros.

Since ur medical card is expiring soon, do take up one soon. Do remember that Medical Card have 30-60days grace period for new card issued(which u paid but unable to claim for certain medical expenses). Some company do have up to 90-120 days too.

Study & compare their brochure. Some sales personnel are sellin for the sake of sellin only & not really helpful when it come to time u need their advice on claim.
Trust me, I've seen such ppl b4.

I do find medical card useful as I've utilised them for my son's claim before.

This post has been edited by ekestima: Mar 11 2008, 03:00 PM

Which medical card are you using? I'm under ING, never heard about the renewal

thanks for ur comment,i will do that too,cos i need to buy for my parent as well

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Added on March 11, 2008, 11:28 pmno good to bad about the company,so secret..
ehm,,as i knw,got 2 type,1 need to renew,pay yrly,another wn no need to renew


This post has been edited by ultramanbabe: Mar 11 2008, 11:28 PM

I have this Pruassist card - is this a medical card? there didn't mention any expiry as well.

Wa, got no need to renew one meh ? not yet heard of it la. Normally is yearly renewal one. If for ING one I know tat my sis co is givin to their staff one tat one no need renewal coz all arranged between tho co & insurance company ma.

Allianz medical insurance is having a leading edge in the current market with 10 times of annual limit rather than 3 times of annual limit as for most insurance company. That is: RM75,000 for annual and Rm750,000 for life time.

Humbble

AIA is good..no need pay deposit when admitted..100% full coverage

i am using axa. anual limit 500.000, no life-time limit and renewable at the option of the policy holder onces accepted. very good coverage but low on outpatient cancer & dialysis. you might want to buy extra coverage for that for example from tokio marine or others.

That is what many differentiate between a medical card that treats "Major illnessess" and "Minor Illnesses"

Rm60,000 lifetime limit for customer who needs outpatient cancer treatment and kidney dialysis??

Allianz is offering Rm150,000 annual limit and Rm1.5 million lifetime limit which OUtpatient treatment for cancer and kidney dialysis can match.

Humbble

If you are intereseted in buying medical insurance,I find another Chinese forum which is very active in discussions over medical insurance for all to share.Hopefully it helps those who are more well versed in Chinese as most of the terms are in Chinese characters.

http://www.jbtalks.cc/thread-274060-1-1.html

Humbble