Thanks
Need advice on repaying PTPTN loan, all ur News and Questions on PTPTN
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 Oct 19 2009, 11:27 AM
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All Stars
14,899 posts Joined: Apr 2005 From: Kuala Lumpur & Selangor  
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How much are you guys repayment's to PTPTN loan? Can someone shed some light to me especially on the administration charges?
Thanks |
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Oct 19 2009, 04:36 PM
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Junior Member
488 posts Joined: Oct 2009 
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can someone please tell me how to inform to update mailing address?
i'm working and not able to visit the ptptn counter  |
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Oct 21 2009, 08:47 AM
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Senior Member
2,343 posts Joined: Jan 2003 From: Penang / Sitiawan Job: Weed Agriculturist 
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Hi all, I have yet to pay my PTPTN 10k loan. I've already get notis guaman. Every month I am being charged RM25 as admin fee. Can I know if I were to pay like a certain amount every month, they are goin to reduce the admin fee or not?
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Oct 21 2009, 09:07 AM
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Senior Member
9,027 posts Joined: Jan 2003 From: Ipoh 
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QUOTE(lipton tea @ Oct 19 2009, 10:16 AM) Wu Ming, Ask them to send you the new agreement to sign.I cant put my money in FD coz interest is so low....ive got 2k in maybank FD and interest only 2.1% compared to the interest of ptptn's 3% For investment purpose, there are so many types of investment funds out there, dun even know which is good and this could take me months or even a few years to know which investment suits me...(to do research and stuff). Which mutual funds/shares/stock do you invest in Wu Ming? Epalbee, I totally agree with u....paying off in one lump sum will make u psychologically feel better....and FD rates...oh my..such low interest.....epalbee, congrats to u on paying off ur ptptn loan! I want to feel tat weight lifted off my shoulders too....  We should entitle for 1% internet now I'm waiting for my updated agreement to arrive somehow. Added on October 21, 2009, 9:09 am QUOTE(katopunk @ Oct 21 2009, 08:47 AM) Hi all, I have yet to pay my PTPTN 10k loan. I've already get notis guaman. Every month I am being charged RM25 as admin fee. Can I know if I were to pay like a certain amount every month, they are goin to reduce the admin fee or not? Please start paying it.Else the interest gonna be compound up. End up u paying a lot a lot more. I thought admin fee is always the percentage X leftover amount? Which mean lesser ur debt, lower ur admin fee will be. This post has been edited by allenultra: Oct 21 2009, 09:09 AM |
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Oct 21 2009, 09:36 AM
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All Stars
11,954 posts Joined: May 2007 
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how u ask them to sent u new agreement 1%?
' u email them? |
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Oct 24 2009, 05:30 PM
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Senior Member
1,143 posts Joined: Sep 2008
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I am being charged by CIMB Bank an amount of 50cents for every transaction to PTPTN. Hm, I will be charged RM6.00 if I decided to pay PTPTN for every month for a year.
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Oct 25 2009, 01:04 AM
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Junior Member
17 posts Joined: Dec 2004
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It has been a year and on since former prime minister's 2009 budget announcement on the reduction of PTPTN admin fee to 1%.
Up till today, I have yet to receive any new contract agreement. When called and queried, I am being told to wait for the news in the newspaper. I am sure I am not alone here. I have since stopped believing. |
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Oct 26 2009, 09:25 AM
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Senior Member
2,646 posts Joined: Oct 2008
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same here din receive the contract as well, allenultra .. u call them to mail new contract to you?????
the_sorrow i aslo disbelief the announcement liao announced one year ago till now no action OR the 1% does not apply to us????? |
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Oct 26 2009, 05:53 PM
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Senior Member
1,290 posts Joined: Jan 2003 From: PD
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QUOTE(wu ming @ Oct 24 2009, 05:30 PM) I am being charged by CIMB Bank an amount of 50cents for every transaction to PTPTN. Hm, I will be charged RM6.00 if I decided to pay PTPTN for every month for a year. M2U is charging RM1 per transaction..  QUOTE(the_sorrow @ Oct 25 2009, 01:04 AM) It has been a year and on since former prime minister's 2009 budget announcement on the reduction of PTPTN admin fee to 1%. Ya, u're not alone.. Up till today, I have yet to receive any new contract agreement. When called and queried, I am being told to wait for the news in the newspaper. I am sure I am not alone here. I have since stopped believing. How good if their act as fast as petrol price hike, today announce after 12Midnight new price d.. |
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Oct 28 2009, 10:08 AM
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Newbie
3 posts Joined: Sep 2008 From: Kuala Lumpur
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hi all, i got 2 ptptn laon which:
pinjaman 1: rm10,000 pinjaman 2: rm33,000 i sent differment letter for my pinjaman 1 to hold the payback for another 2 years to complete my degree. now the accumulated admin charge for pinjaman 1 alone is already rm8XX  and its still charging 3% on my pinjaman 1. its been 1 year since i graduated from my degree. but so far no admin charge on my pinjaman 2 at all. anyway, started my repayment already and plan to clear off them in 3 years time  This post has been edited by sarahLKY: Oct 28 2009, 10:09 AM |
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Oct 28 2009, 07:51 PM
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Senior Member
1,993 posts Joined: Sep 2007 From: ~ /firezz/ island ~
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hi .. i read about the 1% too but to date i am not receiving any mails from them..
++++++++++++++++++++++++++ Ask them to send you the new agreement to sign. We should entitle for 1% internet now smile.gif ++++++++++++++++++++++++++ any possibilities i can get those ? i just got a letter from them saying i have not yet pay since last year bla bla bla.. duh .. i was retrenched.. how was i supposed to pay back then ? haha.. stoopid.. i have got a job now, so monthly, i will continue paying rm 100 ... |
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Oct 28 2009, 09:07 PM
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Senior Member
1,143 posts Joined: Sep 2008
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QUOTE(FirezZ @ Oct 28 2009, 07:51 PM) i have got a job now, so monthly, i will continue paying rm 100 ... I am collecting RM100 each month until I reach a certain target (5months) and pay them in a shot. I am doing this to reduce the transaction cost. |
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Oct 29 2009, 03:07 PM
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Senior Member
3,348 posts Joined: May 2006 From: The Matrix
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QUOTE(wu ming @ Oct 28 2009, 09:07 PM) I am collecting RM100 each month until I reach a certain target (5months) and pay them in a shot. I am doing this to reduce the transaction cost. ya i pay them twice a year as according to the guide.. i jus take the lump sum need to pay for the year and divide into 2.. then pay them every 6 month |
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Oct 29 2009, 03:12 PM
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Senior Member
1,282 posts Joined: Feb 2006 From: ¯\(º_o)/¯ ¯\(º_o)/¯
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Any idea when is the 1% interest will came into affect for us defaulters which are still being charged for 3% interest?
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Dec 2 2009, 10:17 PM
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Senior Member
5,341 posts Joined: Jan 2003
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1% story here,i am still waiting for their agreement letter too. Until today i guess no one here has received their offer yet. Do you think our government lies us?I am doubt with that....
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Dec 3 2009, 01:28 AM
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Senior Member
4,261 posts Joined: Oct 2007
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QUOTE(Zack Styler @ Oct 29 2009, 03:12 PM) Any idea when is the 1% interest will came into affect for us defaulters which are still being charged for 3% interest? don't expect them to switch till 12 or 24 months later. Trust me. |
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Dec 3 2009, 01:38 AM
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Senior Member
3,653 posts Joined: Jan 2003 From: London, Hong Kong, Subang Jaya & Cyberjaya
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After I paid big bucks on last month, I realize the service charge had dropped about less than RM5. I was wondering, is this the 1% thing?
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Dec 3 2009, 06:53 AM
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Senior Member
1,290 posts Joined: Jan 2003 From: PD
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QUOTE(POYOZER @ Dec 3 2009, 01:38 AM) After I paid big bucks on last month, I realize the service charge had dropped about less than RM5. I was wondering, is this the 1% thing? How much u paid? If u paid lump sum of 10-20k sure there is drop.. U can check here thou -> http://eform.ptptn.gov.my:8080/semakujrah/login-page.cfm |
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Dec 3 2009, 10:26 AM
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Senior Member
3,653 posts Joined: Jan 2003 From: London, Hong Kong, Subang Jaya & Cyberjaya
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QUOTE(clsia1001 @ Dec 3 2009, 06:53 AM) How much u paid? If u paid lump sum of 10-20k sure there is drop.. I get this message U can check here thou -> http://eform.ptptn.gov.my:8080/semakujrah/login-page.cfm HARAP MAAF Dimaklumkan anda tidak ditawarkan pembiayaan pendidikan PTPTN berasaskan kaedah Ujrah bagi menggantikan pinjaman pendidikan sedia ada untuk kelompok ini. Pertukaran ini akan dilakukan secara berperingkat dan sebarang maklumat terkini berhubung pertukaran ini akan dimaklumkan melalui sistem pesanan ringkas (SMS). |
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Dec 3 2009, 10:20 PM
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Senior Member
1,290 posts Joined: Jan 2003 From: PD
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QUOTE(POYOZER @ Dec 3 2009, 10:26 AM) I get this message Mean ur's haven't being converted to 1% lor.. Mine oso same.. HARAP MAAF Dimaklumkan anda tidak ditawarkan pembiayaan pendidikan PTPTN berasaskan kaedah Ujrah bagi menggantikan pinjaman pendidikan sedia ada untuk kelompok ini. Pertukaran ini akan dilakukan secara berperingkat dan sebarang maklumat terkini berhubung pertukaran ini akan dimaklumkan melalui sistem pesanan ringkas (SMS). stup!d PTPTN, slow bai  |
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