I'm no where near 10k, but I think my ac 2 is higher than that.. idk..

Hmm, isn't it good we have 20% now? kinda jealous I missed the chance to enjoy this..

Even if you say, better invest money elsewhere, this 20% is also an immediate return of 20% for our money in a way. To me, Future value and Present value matters too. But hey, what do I know..

If you have the ability to settle at 20% discount one lump sum I would usually suggest to take the offer.

Be debt free. Wonderful feeling oh.

started 27Oct 2017!!!!     

sos kicap: http://www.ptptn.gov.my/docs/Bajet2018/Mak...-Bajet-2018.pdf

whats holding you back,
u can get lobang more than 20%? 

What did you study? That's a lot, or is it diploma + degree program?

If I were to pay via credit card, are there any benefits or it's just the same as online transfer?

Want some rebates or points.

hi,ya i think she mistook it,she just got blacklisted on traveling overseas.but how to help her out of blacklist?the ptptn person only ask her to pay back everything,the person said they can restructure(?) the period,but it is not worth it for her.but she doesn't have enough cash to settle all in 1 shot.

hi,thanks for the advice!will ask her to try her luck tomorrow,hopefully able to lift up her blacklist as she is in need to take some loan from bank.hopefully other officers are more generous,as her loan amount is very little only,and will be paying back starting now as well.

but if she's not mistaken,when she went to the booth to talk,the person told her because her loan period is until march 2018 only,does that affect her blacklist in any way?will she still be out of the blacklist if she pay 20%-50% and every month direct debit?

hi, just curious. if someone who have no intention at all to settle their PTPTN loan, and one day something happen to him (death/disable to work), the insurance will pay their loan to PTPTN or not? this issue has been in my mind several days ago. If the answer is yes, I think it is unfair to people who are trying to pay even a small amount of money and some people will take advantage of this loophole.

Some people are lucky that they could afford to buy house and car because several years ago PTPTN still not use CCRIS. since it will not affect them unless they want to travel oversea or make loan again.

Thanks .

what for? really if u borrow already then pay.
you borrow lets say 60k fromm PTPTN

so you die and your life only worth 60k?
Abit pathetic

this is already compulsory since the day you sign the agreement. 

you got no choice what, they billed it automatically

this

Hey guys, how long would it take for the officers to prepare the new agreement for restructured loan?
If possible I plan to get it done by this month.
So far I've been paying on time (no tunggakan), but I foresee my finances to be tight this year, so would like to restructure.

as long you missed one payment, ur CTOS will record it and it takes 6 months time to clear the record.

Alright, then any documents I need to prepare beforehand? I understand that 2 setem hasil are needed.

dear all ,

Can you guide me how to take out my kwsp account 2 to settle my ptptn 25k loan .

Can i use the money to settle loan and to buy new car ??

Hi all, need advice on my situation.

I have tunggakan in my ptptn about RM2k, but never miss a payment every month for the last 12 months.

I am applying for a housing loan now. Will the tunggakan appear in my ccris report and affect my loan application?

Thanks for the pointer.
Tunggakan due to 1st few years never bother pay on time. Last 2 years have been chasing the payment and manage to reduce tunggakan to 2k.