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 Need advice on repaying PTPTN loan, all ur News and Questions on PTPTN

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SUSDavid83
post Apr 14 2017, 04:45 PM

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QUOTE(HenryJay @ Apr 14 2017, 02:20 PM)
in order to enjoy the cimb cr card's rebate, we have to pay thru FPX and cant use jompay right?
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From PTPTN portal.
FPX using CC no 53 cents charge. thumbup.gif
SUSDavid83
post Apr 20 2017, 08:22 AM

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PTPTN statement down again?
PENYATA BAKI TERPERINCI is blank when I clicked on it yesterday and today.
SUSDavid83
post May 7 2017, 09:51 PM

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QUOTE(LazyKurosaki @ May 7 2017, 09:47 PM)
Now they accept online application for direct debit?
Previously a lot of people mentioned need to do at PTPTN office/branch.
SUSDavid83
post May 8 2017, 06:45 PM

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QUOTE(sheahann @ May 8 2017, 03:41 PM)
Lol Bank Negara become charity ? hmm.gif
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Budget 2017 provision.
SUSDavid83
post May 10 2017, 01:54 PM

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QUOTE(joedpa82 @ May 10 2017, 01:43 PM)
Do u have KWSP@EPF?
Did you finished your course under the ptptn agreement that you had signed?
If you do, go to PTPTN​ and ask them about the PTPTN EPF settlement procedure
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You're replying to a post which 10 years! confused.gif
SUSDavid83
post May 11 2017, 10:23 PM

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QUOTE(gxthelord @ May 11 2017, 10:21 PM)
Hi guys wanna inquire we do need to payback our PTPTN once we have finished Diploma even though we have another set of loan for Degree? Just checked my account and was seen there have been interest accumulated since 2 years ago about the time my Diploma end, just finished my Degree recently and went to their counter at Amcorp Mall and ask about it and they say is normal? I thought the payment should start once I have finished my study for Degree? Do correct me if wrong as the person attended me told me is usual.
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You got 2 separate loan agreements right?
SUSDavid83
post May 12 2017, 07:04 AM

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QUOTE(gxthelord @ May 12 2017, 12:47 AM)
yeah 2 seperate loans. The one for degree has not yet start. They said it starts next year.
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I think PTPTN staff is right.
SUSDavid83
post May 13 2017, 10:29 AM

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QUOTE(HenryJay @ May 13 2017, 10:22 AM)
Hi fruitie, I would like does direct debit = Auto debit? If I pay through FPX, does it count as direct debit? I abit confused the term they used.
direct debit should be mean debit from your saving/current account instead of cc right?
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No.
Direct debit for PTPTN current context is deduction from saving/current account or salary.

This post has been edited by David83: May 13 2017, 10:29 AM
SUSDavid83
post Jun 6 2017, 08:53 PM

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PTPTN introduces online direct debit repayment system

KUALA LUMPUR: Borrowers of the National Higher Education Fund Corporation (PTPTN) can now make their loan repayments consistently through an online direct debit system.

PTPTN chairman Datuk Dr Shamsul Anuar Nasarah said this way, the borrowers no longer need to go to PTPTN counters to make repayments but need only register at the PTTPN official portal www.ptptn.gov.my.

"The manual direct debit system was introduced in November last year, but it was more complicated and could cause the application to be rejected," he said.

Read more at http://www.thestar.com.my/news/nation/2017...Ca2eAWm75yFs.99
SUSDavid83
post Jun 8 2017, 08:16 AM

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QUOTE(TheReaderReads @ Jun 7 2017, 09:54 PM)
I dun get it

meaning I debit in RM500 and additional 10% of RM500 will be deducted from the loan amount balance?

and I must bank in monthly? or as long I meet the annual repayment value, I get the 10% discount?

just say my annual repayment is RM5000 and I pay one time RM5000 to ptptn AND NOT PAYING MONTHLY, can I get discount of 10%?
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The idea is monthly constant repayment.
Direct debit is just like your auto-debit/auto-pay for your credit card.
Once sign up, it takes certain hassle to cancel it.
SUSDavid83
post Jun 8 2017, 09:17 AM

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QUOTE(TheReaderReads @ Jun 8 2017, 08:57 AM)
haha this is old stuff started for 2017

and I thought there is new implementations

thx
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Yes. The idea is just being recycled and repackaged with different name as attraction.
SUSDavid83
post Jun 9 2017, 08:04 AM

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QUOTE(mycolumn @ Jun 9 2017, 01:58 AM)
Not too sire where to get the online direct debit, so i pay manually monthly.
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Here's the link: http://www.ptptn.gov.my/direct_debit.html
SUSDavid83
post Jun 9 2017, 09:31 AM

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QUOTE(Vingoh @ Jun 9 2017, 09:17 AM)
Once signup, how to cancel it?
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Good question.
I believe should be dealing with PTPTN if to use credit card concept.
SUSDavid83
post Jun 9 2017, 10:32 AM

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If he/she has completed studies for > 6 months, his good CCRIS can kiss goodbye!
SUSDavid83
post Jun 9 2017, 11:02 AM

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QUOTE(yageosamsung @ Jun 9 2017, 11:01 AM)
I have completed my studies for more than 3 years,  cry.gif
Anyway, may I know how to check my CCRIS status?
TQ.
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Go to any BNM branch or AKPK centre.
SUSDavid83
post Jun 10 2017, 01:04 PM

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QUOTE(sidefulnes @ Jun 10 2017, 12:47 PM)
Oh no.... usually if no payment 4 months straight, kena blacklist..
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Immigration black list?
SUSDavid83
post Jun 11 2017, 03:28 PM

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QUOTE(Asenav @ Jun 11 2017, 03:24 PM)
Hey everyone, is it possible to change from ujrah to conventional type of loan? If not mistaken, the conventional loan uses the progressive repayment method right?
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I don't think so.
All new loans are based on ujrah scheme.
SUSDavid83
post Jun 13 2017, 01:50 PM

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QUOTE(yageosamsung @ Jun 13 2017, 10:33 AM)
Hi, this is what i've got from http://sspi2.imi.gov.my:
>>>
Sila rujuk ke pejabat Imigresen terdekat
Status: Sah pada waktu dan tarikh semakan dibuat.

Does it mean tiada halangan?

TQ.
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If "tiada halangan", it should say "tiada halangan":

Keputusan semakan:
Tiada halangan

[attachmentid=8896898]
SUSDavid83
post Jun 14 2017, 07:04 PM

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QUOTE(yageosamsung @ Jun 14 2017, 06:04 PM)
HI Sifu,
I owed 42k PTPTN loan.
Normally i need to pay how much to release the blacklist?
TQ.
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They'll tell how much you need to pay for delisting from the blacklist.
SUSDavid83
post Jun 20 2017, 07:19 PM

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QUOTE(infested_ysy @ Jun 20 2017, 07:07 PM)
Is the http://epay.ptptn.gov.my/loan/ptptnlogin.jsp site dead?

I remember a site called E-FES that PTPTN loaners can login and check their owed balance.

The site seems to be dead for many months now.
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Their website has been revamped.
Try this one: https://www.ptptn.gov.my/penyatapinjaman/index.html

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