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Need advice on repaying PTPTN loan, all ur News and Questions on PTPTN
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SUSDavid83
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 Mar 8 2018, 05:27 PM
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QUOTE(DepressedHobo @ Mar 8 2018, 04:54 PM) i really appreciate the reply because im at a total lost. knowing money grabbing greedy college , they will definitely say that they already banked in everything to me and its been too long already and there are no records of such. which is really depressing. i just dont wan to end up repaying something i didnt get for in the first place. i would be happy to pay back the 20 k ish i got from ptptn. i was just thinking the only way of proving it is getting my bank statement from years ago and showing it to them that no money was credited into my account. what do u think? im quite desperate at the moment  It's better that you get a record of financial statement from your college/university to support your case in addition to your bank statement. This post has been edited by David83: Mar 8 2018, 05:28 PM |
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SUSDavid83
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Apr 9 2018, 08:39 PM
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If Insurance/Takaful portion is not paid on time, will that scar the CCRIS scoreboard?
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SUSDavid83
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Apr 9 2018, 08:49 PM
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QUOTE(WhitE LighteR @ Apr 9 2018, 08:45 PM) So far doesn't seems to be effected QUOTE(MUM @ Apr 9 2018, 08:47 PM) I think no,....for it is not a sort of loan whereby 1 is obligated to repay Thanks. The amount is too small to be paid every month! |
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SUSDavid83
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Apr 9 2018, 09:04 PM
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QUOTE(fruitie @ Apr 9 2018, 08:55 PM) You pay the Ujrah and insurance in one lump sum every month right? That said the PTPTN officer told me before insurance can even pay one shot at the end of payment. Now, I pay at Portal using PBB Quantum MC. I remembered last time I paid using JomPay, they don't adjust the insurance portion. |
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SUSDavid83
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Apr 10 2018, 09:51 PM
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QUOTE(MNet @ Apr 10 2018, 09:39 PM) quite risky as now ptptn and bank very strict abt the signature. slightly mismatch then ur auto debit failed. What age is now? It's biometeric era.  |
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SUSDavid83
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Apr 10 2018, 10:10 PM
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QUOTE(LazyKurosaki @ Apr 10 2018, 10:09 PM) Got bio also need sign..at least for bank.. Nt sure bout ptptn Banks does double verification: signature and biometric. Especially during withdrawal since nowadays most accounts are passbook-less |
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SUSDavid83
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May 1 2018, 08:51 AM
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QUOTE(woonsc @ May 1 2018, 07:55 AM) PTPTN exemption next budget This is just an election manifesto or what? |
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SUSDavid83
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May 5 2018, 11:06 PM
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QUOTE(sidefulnes @ May 5 2018, 11:03 PM) From what I read, one party's manifesto states the suspension of repayments for those earning below RM4k/month while another party's manifesto is to scrap it all together. The latter to me is farfetched by miles.. Anybody read the manifesto or are up to date can confirm this? It's just a manifesto. Don't put high hope. Till it is being presented in the coming budget, then you can see more hope. Everybody can make promise. It's free world!  |
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SUSDavid83
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May 6 2018, 01:13 AM
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Till GE14 is conluded, there's no government for the mean time.
Whatever is in the manifesto is merely a promise. Don't hogging over till.
You'll get a clearer picture once dusts are settled when a new government is elected and a new whole Budget 2018 is presented.
Whether PTPTN will be in that particular budget, it's still unclear.
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SUSDavid83
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Jul 29 2018, 01:36 PM
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QUOTE(deadravel @ Jul 29 2018, 12:15 PM) received this email from ptptn Assalamualaikum dan Salam Sejahtera, Peminjam yang dihargai, Adalah dimaklumkan semua peminjam yang patut mula bayar balik dikehendaki mengemaskini maklumat pendapatan, pekerjaan dan perhubungan yang terkini. 2. Jangan berlengah lagi, sila kemaskini SEGERA selewat-lewatnya pada 31 Julai 2018. Peminjam yang tidak mengemaskini akan dianggap tidak berhasrat memohon penangguhan bayaran balik. https://www.ptptn.gov.my/akuanpendapatan/How come no email to me? |
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SUSDavid83
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Oct 31 2018, 01:32 PM
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Email from PTPTN: QUOTE Anda berpeluang memenangi hadiah menarik menerusi kemudahan bayaran balik dan penambahan deposit SSPN melalui JomPAY.
Tempoh promosi mulai 1 Oktober 2018 sehingga 31 Disember 2018 |
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SUSDavid83
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Nov 2 2018, 06:19 PM
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* To ensure the sustainability of the National Higher Education Fund (PTPTN), several initiatives have been announced, including payment through deductions of between 2% and 15% from the borrower's salary, based on their monthly income rate. This system is only applicable to borrowers earning more than RM1,000 a month. - A tax break will be given to companies that assist its staff members to settle their loans by the year ending 2019. Finally, the government has also announced that all remaining loans for borrowers aged above 60 and earning less than RM4,000 a month have been waived, benefiting 350 borrowers with a cost of RM4.2 million. Read more at https://www.thestar.com.my/news/nation/2018...IG0dLZSi41Qp.99Read more at [url=https://www.thestar.com.my/news/nation/2018/11/02/budget-2019-highlights- live/#yqxk3jHSMz77G2YJ.99]https://www.thestar.com.my/news/nation/2018...3jHSMz77G2YJ.99[/url] This post has been edited by David83: Nov 2 2018, 06:22 PM |
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SUSDavid83
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Nov 2 2018, 10:25 PM
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QUOTE(MNet @ Nov 2 2018, 10:23 PM) Too bad the 10% discount for auto deduction will be ending? No details. Not sure will be retained. |
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SUSDavid83
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Nov 2 2018, 10:30 PM
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No exclusion over repayment of PTPTN loans, says NajibRead more at https://www.thestar.com.my/news/nation/2018...bZwuacBtgK1q.99Speak of the devil!
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SUSDavid83
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Nov 3 2018, 12:56 PM
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No more discounts for PTPTN borrowersIn the previous budget, the government extended discounts of 20% on the outstanding debt for a full settlement; 10% for repayment of at least 50% on the outstanding debt made in a single payment; and 10% for repayment through salary deductions or scheduled direct debit. These discounts are available until Dec 31 this year. Read more at https://www.thestar.com.my/news/nation/2018...d5ZHe7BK0IwW.99
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SUSDavid83
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Nov 5 2018, 11:47 AM
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At PTPTN office, you can make your payment using credit card as long as your card has sufficient limit. As for the settlement letter and update for CCRIS: QUOTE 16. Adakah PTPTN akan membatalkan senarai hitam Jabatan Imigresen (JIM) dan CCRIS selepas peminjam membuat penyelesaian hutang? Pembatalan senarai hitam (JIM) akan dibuat dalam tempoh 7 hari bekerja. Pengeluaran daripada senarai CCRIS akan dibuat pada 15 haribulan bulan berikutnya. Walau bagaimana pun, untuk tujuan permohonan pinjaman daripada Institusi Kewangan, Surat Pengesahan Bayaran akan dikeluarkan kepada peminjam sehari (hari bekerja) selepas bayaran diterima oleh PTPTN. URL: https://www.ptptn.gov.my/faq-insentif-bajet...2018-diskaun-20Worth to settle now vs settle promptly for the next 10/15/20 years depends on individual financial risk/capability/cash flow. |
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SUSDavid83
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Nov 8 2018, 09:23 PM
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Human NatureCan swipe RM 10k or RM 20k online? 
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SUSDavid83
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Nov 9 2018, 01:12 PM
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QUOTE(deadravel @ Nov 9 2018, 11:00 AM) thanks for ur info. just to confirm cc payment still available right ? For PTPTN yes. For SSPN, some said no. |
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SUSDavid83
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Nov 13 2018, 09:23 AM
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QUOTE(shaunkL @ Nov 13 2018, 09:11 AM) HI all, Just would like to ask is it worth to use EPF 2 account to pay off PTPTN? with 20% off. Worth of not is very subjective. EPF Account 2 can be used for property related transaction. Think properly. |
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SUSDavid83
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Nov 20 2018, 11:09 PM
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QUOTE(cfkoon @ Nov 19 2018, 05:17 PM) whats the latest implication on PTPTN holders? are you all barred from travelling atm if the debt has not been settled? or monthly repayment not done. blacklist on CCRIS / CTOS? Immigration ban has been lifted. CCRIS will still stay. |
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