QUOTE(subrok007 @ Mar 18 2017, 11:09 PM)
Go to http://www.ptptn.gov.my/gateway/login.jspClick on "Terlupa kata laluan?"
Need advice on repaying PTPTN loan, all ur News and Questions on PTPTN
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Mar 18 2017, 11:31 PM
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#161
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QUOTE(subrok007 @ Mar 18 2017, 11:09 PM) Go to http://www.ptptn.gov.my/gateway/login.jspClick on "Terlupa kata laluan?" |
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Mar 19 2017, 05:31 PM
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#162
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QUOTE(subrok007 @ Mar 19 2017, 05:21 PM) So regardless how much we pay double up or triple up as per our ujrah agreement, it will only shorten the installment period right? Let's say 10years become 8years.... Are you asking? Telling? Or confirming?We can pay via credit card through the ptptn portal penyata baki there? I saw fpx logo there... |
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Mar 20 2017, 12:19 PM
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#163
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QUOTE(ruben7389 @ Mar 20 2017, 10:14 AM) ok i guess a silly question Loginwhats the website for me to log into to make cc payment? cos i went to the below and couldn't find the cc icon or payment method http://www.ptptn.gov.my/gateway/login.jsp Go to Penyata Baki page Tick on Pinjaman 1 Click on Bayar This post has been edited by David83: Mar 20 2017, 12:20 PM |
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Mar 26 2017, 08:11 PM
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#164
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Apr 2 2017, 07:17 PM
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#165
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Apr 5 2017, 09:24 PM
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#166
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QUOTE(radiohear91 @ Apr 5 2017, 09:15 PM) hi guys.. last week i just pay half of my pinjaman.. Since you still got outstanding, you'll be charged for Ujrah till you clear all the remaining.now i check already get a 10%.. cukurr... but wtf is 1130 UJRAH.. rm20.. lel means im not paying for march? or april? hmmm |
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Apr 5 2017, 09:32 PM
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#167
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Ujrah amount and your monthly repayment amount shouldn't be the same.
If you study your statement properly, the amount of Ujrah is fixed constant every month. Portion of your monthly repayment amount will be used to offset the ujrah first. This post has been edited by David83: Apr 5 2017, 09:33 PM |
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Apr 7 2017, 03:24 PM
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#168
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Old rate should be 3% but the mechanism is reducing balance loan like home loan.
Ujrah is fixed 1% and it works like hire purchase mechanism. This post has been edited by David83: Apr 7 2017, 03:25 PM |
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Apr 7 2017, 03:39 PM
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#169
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Apr 7 2017, 06:20 PM
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#170
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QUOTE(sheahann @ Apr 7 2017, 04:28 PM) in my opinion take 1% better and just drag 18-20 years ... You're no wrong! if 3% reducing rate, only beneficial if one gonna make a lump sum payment .. based on 50k calculation, interest break even on year 4 or 5. 1% not worth it, keep money in FD also busuk busuk 3%.. slowly pay.. |
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Apr 7 2017, 08:42 PM
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#171
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Apr 9 2017, 08:26 AM
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#172
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QUOTE(fruitie @ Apr 9 2017, 01:27 AM) Just paid via M2Cards AmEx. I think it's normal. Strangely, it only appears "Bayaran 1" column and nothing for me to fill in for Ujrah payment. So I paid my monthly amount and everything went into my payment without deducting Ujrah. Sigh. Looks like I will need to check out again later and see if Ujrah will appear for me to pay... Anyone also has this issue? Added with screenshot. My monthly payment is RM 327.43 and which RM 56.45 is actually Ujrah fees, so my monthly payment is 327.43 - 56.45 = 270.98. If I can recall correctly, last month when I made payment, it showed two columns. One for Ujrah and one for Pinjaman. Deja vu for me? I really cannot remember now. I paid RM 327.43 and it is reflected under monthly payment without Ujrah. ![]() The first page can only pay for PINJAMAN 1 and INSURANS (if you have outstanding). The breakdown of your total monthly repayment amount to 1128 and 1148 is on the next page. This post has been edited by David83: Apr 9 2017, 08:28 AM |
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Apr 9 2017, 12:58 PM
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#173
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QUOTE(fruitie @ Apr 9 2017, 12:55 PM) OK, my insurance has no outstanding as I overpaid last month for testing. April Ujrah has been appeared in your statement?Unfortunately there's no breakdown in second page and straight proceeded for payment. Now this payment went into 1128 without offsetting Ujrah... Mine yes and when I proceed to 2nd page, 1128 and 1148 thingy appear. |
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Apr 10 2017, 08:37 AM
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#174
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QUOTE(xHj09 @ Apr 9 2017, 08:15 PM) hi, just started paying back ptptn. RM 10.42 is it the outstanding for INSURANS?on the ptptn website it shows my RM114.59 which I paid then I checked again today it shows I still owe RM10.42 ??? I know it's not big amount but where did it come from? My loan is RM12,500, 10 years, 1% interest in case anyone needs the details to count it. I paid around 5.5k last month (got blacklisted, applied for penangguhan coz change course and study other uni but didn't complete studies in time) |
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Apr 10 2017, 10:13 AM
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#175
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QUOTE(xHj09 @ Apr 10 2017, 10:10 AM) Hmm, I looked at the details. It showed this. No idea what's ujrah. So it's fixed rate every month? So I don't have to make two transactions every month and just pay 114.59+10.42.. This Ujrah fee is the fixed admin fee.![]() You'll get it till you totally clear all the outstanding amount. |
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Apr 10 2017, 02:09 PM
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#176
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QUOTE(jasmineh2y @ Apr 10 2017, 02:07 PM) I don't see Pinjaman 1, mine is Pinjaman 2. I don;t see the discount calculated also... so, for the 15% discount only can settle thru counter? I'm sharing the procedures to pay using credit card.I'm not sure about your case. Which 15% discount are you referring to? Half settlement? |
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Apr 10 2017, 02:15 PM
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#177
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QUOTE(jasmineh2y @ Apr 10 2017, 02:13 PM) Soalan 6 :Adakah peminjam layak menikmati insentif ini sekiranya membuat penyelesaian melalui gabungan pelbagai saluran seperti KWSP, tunai dan online? Jawapan : Layak sekiranya penyelesaian hutang pinjaman diterima oleh PTPTN dalam bulan yang sama. Peminjam dinasihatkan untuk membuat bayaran selewat-lewatnya 27 haribulan setiap bulan. URL: http://www.ptptn.gov.my/web/guest/diskaun-15 To find out your eligible amount for discount: URL: http://www.ptptn.gov.my/bajet2017/ This post has been edited by David83: Apr 10 2017, 02:16 PM |
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Apr 11 2017, 04:12 PM
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#178
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QUOTE(GSCboy @ Apr 11 2017, 03:56 PM) Hi, guys , I wanna ask whether is it possible to pay with KWSP for second time, I have previously clear a substantial amount using KWSP. I'm now trying to withdraw for the second time, is it possible ? Yes as long as your Account II has available balance. Only Account II can be withdrawn for subsequent times. URL: http://www.ptptn.gov.my/web/guest/pengeluaran-akaun-ii-kwsp This post has been edited by David83: Apr 11 2017, 04:14 PM |
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Apr 13 2017, 06:38 PM
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#179
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Apr 14 2017, 11:09 AM
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#180
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