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 CREDIT Card Thread v2, Everything about the world of plastic

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ronnie
post Jan 31 2008, 11:36 AM

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QUOTE(David83 @ Jan 31 2008, 10:29 AM)
But I think they're not sharing the CS right?
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I think they are... it's more cost-effective, don't you think so.
ronnie
post Jan 31 2008, 01:34 PM

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QUOTE(kok_hui @ Jan 31 2008, 01:25 PM)
cimb sux, I called the credit card centre, over 12 mins still no one answer the call, and it wasted me RM 6 for the phone call, dammit!
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try to call in the evening....
ronnie
post Feb 1 2008, 08:06 AM

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How many Maybank TreatPoints to redeem a Petronas Cash Voucher ?
ronnie
post Feb 1 2008, 10:35 AM

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QUOTE(David83 @ Feb 1 2008, 08:12 AM)
9000 for Petronas RM50 (RM10 x 5 pcs).
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9000 points means need to spend RM1800 (5X Treatpoints) on Petronas petrol before 31 July 2008.

Before 31 July 2008
If using Maybank Petronas and spend RM1,800, we get RM50 cash voucher
If using CIMB Petronas and spend RM1,800, we get RM36 cash rebate [RM1800 x 2% = RM36]

After 31 July 2008,
If using Maybank Petronas and spend RM9,000, we get RM50 cash voucher (based on RM1 = 1 TreatPoints)
If using CIMB Petronas and spend RM9,000, we get RM180 cash rebate [RM9000 x 2% = RM180]

Does this mean Maybank offer better rebates in terms of petrol spending if before 31 July 2008 ?
ronnie
post Feb 1 2008, 10:30 PM

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Credit limit is based on annual income, right ?


Added on February 1, 2008, 10:33 pm
QUOTE(David83 @ Feb 1 2008, 08:45 PM)
I thought it should work the same way like Bonuslink whereby you put your Mesra/RealRewards card 1st before inserting your MBB or any CC.
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Petronas system is put credit card first, followed by Kad Mesra/Real Rewards.... inverse from Shell+Bonuslink

This post has been edited by ronnie: Feb 1 2008, 10:33 PM
ronnie
post Feb 2 2008, 05:50 PM

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Because Petronas Maybank Visa CC give TreatPoints, so we cannot collect RealReward points when using at Petronas sad.gif

Anybody know if Petronas CIMB Mastercard CC can still collect RealRewards ?
ronnie
post Feb 2 2008, 05:53 PM

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QUOTE(iceiscool @ Feb 2 2008, 03:31 PM)
Esso n mobil wat CC??
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CC = Credit Card
ronnie
post Feb 5 2008, 12:32 AM

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Called 62047878 (DA Customer service) and wait 3mins 35secs, then get transferred to Voice Mail... DAMN !!!
ronnie
post Feb 5 2008, 10:01 AM

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I had to call twice to get thru this morning... some more give me wrong points balance status.
ronnie
post Feb 6 2008, 06:03 PM

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if you pay in full on time everytime, the bank will not have problem increasing your credit limit.
ronnie
post Feb 6 2008, 06:28 PM

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The only time i really used my limit was when getting a LCD TV and furnitures for my new home.
ronnie
post Feb 18 2008, 08:54 AM

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QUOTE(DDSFan8 @ Feb 16 2008, 11:28 PM)
read THIS
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Tip 6 and Tip 7 seem to be contradicting...
ronnie
post Feb 21 2008, 09:01 AM

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now we dun get the form BE anymore since move to self-assessment taxation.
ronnie
post Feb 23 2008, 08:19 AM

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QUOTE(yks8845 @ Feb 22 2008, 11:47 PM)
can i print out my bank statement online via maybank 2U ( no time goin for branch ) for credit card application ?
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There's a monthly Statement feature on Maybank2U
ronnie
post Feb 24 2008, 04:40 PM

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QUOTE(David83 @ Feb 23 2008, 11:27 AM)
I think he's referring to banking account statement not CC statement.
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there's an option under eStatement on the left hand menu
ronnie
post Feb 26 2008, 03:07 PM

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If you hold a platinum c/card with low annual income...what's the point ah ?
ronnie
post Feb 26 2008, 03:25 PM

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CIMB Direct Access requires RM80k annual gross income to get their Platinum cards. That's mean you need a basic salary of more than RM6,666.67 per month.
ronnie
post Feb 28 2008, 12:14 PM

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You will be charged interest once your payment is not received after the payment due date.
ronnie
post Feb 28 2008, 03:38 PM

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CIMB can use www.cimbclicks.com.my. You need the PIN to access your credit card at the ATM and generate a one-time use PIN to CIMBClicks.
ronnie
post Mar 5 2008, 09:17 AM

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Earning RM2.5k and hoping for platinum card ??? I don't think the bank will approve.

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