Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed
12 Pages « < 5 6 7 8 9 > » Bottom

Outline · [ Standard ] · Linear+

 CREDIT Card Thread v2, Everything about the world of plastic

views
     
vin_ann
post Feb 21 2008, 12:21 AM

10k Club
********
All Stars
10,912 posts

Joined: Feb 2006
QUOTE(David83 @ Feb 21 2008, 12:12 AM)
Well, the agent is only the middleman to submit your application. The card centre is doing the processing.
*
even the bank staff also accept lol...

and it's approved. haha


vin_ann
post Feb 21 2008, 11:22 PM

10k Club
********
All Stars
10,912 posts

Joined: Feb 2006
QUOTE(l3iTi @ Feb 21 2008, 07:52 AM)
I've activated my DA CC lor...i already used it to pay for Jusco bill laugh.gif
Or need to activate again just for Secure e-pay??  shocking.gif
When free will try luck call the SC 1st...
*
oh... no no ... no need to activate again.
then i thinks u mayb filled in wrong CC number? or din follow the format required?


Added on February 21, 2008, 11:25 pm
QUOTE(sam240 @ Feb 21 2008, 09:25 AM)
top up touch n go cannot use by cc....if can, that's good.....but so far, all TnG top up by cash only or ATM...... if can, let me know..... sweat.gif
*
CAN le... but minimum is RM100 sweat.gif

only can reload using CC at the TnG centre like in KL Sentra, then toll plaza office.

This post has been edited by vin_ann: Feb 21 2008, 11:25 PM
vin_ann
post Feb 22 2008, 12:15 AM

10k Club
********
All Stars
10,912 posts

Joined: Feb 2006
QUOTE(IMAX @ Feb 22 2008, 12:06 AM)
is it secure if we apply credit card via their website?
like UOB One card, if apply online they will give RM50 rebate right?
but need to key in other bank's account number,.. so, overall, is it secure?
*
basically, when u mean apply online is like u filling the application form to apply CC.

subsequently u need to fax in o post to the bank to support ur bank.

tht's based on my understanding.

about secure o not, it's depend on whether u got confidence on the online application thing o not lol...

no confidence, then dont use.
vin_ann
post Feb 22 2008, 09:44 PM

10k Club
********
All Stars
10,912 posts

Joined: Feb 2006
QUOTE(David83 @ Feb 22 2008, 12:56 AM)
I tried to reload using CC at Penang Bridge toll office and they don't accept CC. Cash term only.
*
if got chance, u try at the Juru Toll n see.

QUOTE(WaCKy-Angel @ Feb 22 2008, 09:19 AM)
Reload touch n go using CC is only available at few places like Faber Tower, and not available at partner/selected merchant like Toll or Petronas.
*
i managed to reload at the Duta Toll.

QUOTE(David83 @ Feb 22 2008, 03:17 PM)
Top up T&G using CC can only be done at toll or T&G office which has the terminal for the mean time. Other channels like Petronas, PUTRA and STAR will insist of cash term.
*
i thinks only certain big toll plaza office will have TnG Reload CC facilities.
vin_ann
post Feb 24 2008, 10:07 PM

10k Club
********
All Stars
10,912 posts

Joined: Feb 2006
yesterday, when im paying at MPH, i was brought newspapers worth Rm6.50, previously i was aware of MPH got the rules of minimum RM30 for the CC paying.

so i just try my luck, as i want to test the PayPass. the Cashier seem dun know about the rules, and i tried with paypass, but im stil need to sign. doh.gif
vin_ann
post Feb 25 2008, 09:37 PM

10k Club
********
All Stars
10,912 posts

Joined: Feb 2006
QUOTE(ante5k @ Feb 25 2008, 12:24 PM)
i tried my visa wave, also need to sign...
*
my visa wave with Carrefour is pleasure. hehe... no need to sign.

QUOTE(whoopa @ Feb 25 2008, 06:56 PM)
i try to buy tix from gsc no need to sign 1 wor .... even though its not the visa wave lol ...

also most gold card requires annual fee lol .. damn it ... any foreign bank that offers gold card that is free for life ...??
*
im also buying GSC ticket without need to sign. tongue.gif applicable to all credit card... haha...
tht's buy online lol... collect the ticket at the last minutes when wan to go into the cinema.. biggrin.gif

QUOTE(jack2 @ Feb 25 2008, 08:39 PM)
Which banks offer credit card in US currency?

I wanna apply for credit card in US currency one...
*
i thinks there no credit card for US currency. but if u spend in oversea, the transaction will auto convert into RM.

my friend who went to US, requested his Citibank clear card with RM5K limits converted into USD 5,000 limits before go to US for 3 weeks. is it this u wan to looks for?
vin_ann
post Feb 25 2008, 11:49 PM

10k Club
********
All Stars
10,912 posts

Joined: Feb 2006
QUOTE(jasontoh @ Feb 25 2008, 10:52 PM)
I think most bank will auto convert into RM. But regarding the limit convert, not sure it can be done anymore


Added on February 25, 2008, 10:54 pm

i think UOB platinum card, is not those platinum card we really think. Last time I heard that it offer one card, called platinum....not quite remember.

most bank classic card is RM18k per annum. Gold card is quite subjective. Alliance bank require 48k per annum. If you wanna apply, can always pm me. smile.gif
*
my friend just done it few weeks ago for his citibank card.


vin_ann
post Feb 26 2008, 11:43 PM

10k Club
********
All Stars
10,912 posts

Joined: Feb 2006
QUOTE(jasontoh @ Feb 26 2008, 11:34 PM)
UOB ONE is not platinum card. Just one type of credit card. If you did notice, there's one UOB Platinum card, which is the real platinum card. I don't think with RM5k/month, you can apply platinum card. Usually require about 10k/month, unless you put FD a lot. Then maybe can.
*
agreed with u.

UOB ONE Platinum is just a name of credit card lol... saja let u feel "syok" haha...
vin_ann
post Feb 27 2008, 08:57 PM

10k Club
********
All Stars
10,912 posts

Joined: Feb 2006
QUOTE(siutimtim @ Feb 27 2008, 05:41 PM)
why some bank gave extremely low credit ? my boyfriend has a gold card from citibank but credit is only Rm5k (they auto upgrade for him) ,, his monthly pay is rm3k, he should get at least rm9k credit right ? credit limit = salary x3 ?

which bank give the most high credit and which one give lowest ? 

I applied for ONE platinum dunno how much they will give me... anyone can share what is the average credit limit you guys have for normal citizen like me..
*
tht's is CItibank ma...

while among CC, CIMB Direct Access give the highest limits.

while for like normal citizen like us, UOB will give combined limits of RM4k. sweat.gif
vin_ann
post Feb 28 2008, 11:19 PM

10k Club
********
All Stars
10,912 posts

Joined: Feb 2006
QUOTE(siutimtim @ Feb 28 2008, 04:32 PM)
today I called the UOB agent again to check my card status... I double confirmed with them and he said my card is Platinum card.. why some of you say One Platinum is not platinum card ???  hmm.gif

The agent said the annual fee for ONE platinum is the same as other UOB platinum too.. so confuse... dunno after they approve my ONE platinum, can I ask them to change to the other UOB platinum because they say both also same platinum.. should be okay right? drool.gif

p.s : anyone seen Alliance bank platinum card? It is very cool !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! I think that is the most cool card I seen so far..
*
sure they will convince the ONE Platinum is Platinum card lol... they just tell you half true lol...

ONE Platinum = Platinum sweat.gif see got platinum words there what... haha...

same annual fee as Platinum? i bet no 1 will be ever kena charged annual fees lol... as the card need only 6 or 12 swipe per year to entitle free annual fees lol...

Preferable it's a Cash Rebate Credit card. All about cash rebate.
vin_ann
post Mar 4 2008, 11:13 PM

10k Club
********
All Stars
10,912 posts

Joined: Feb 2006
QUOTE(Downcast @ Mar 3 2008, 12:53 AM)
If u got lotsa credit card in hand, obvioulsy it will be easy for u to apply any bank u want, but if u r new, they will consider before giving u credit card, but normally if with annual fees is not worth it, but as i know, for UOB, u just need to do 6 transaction within 1 year, then ur annual fees will be waived... and UOB online not bad, can pay streamyx and maxis bill =) with rebate summore
*
UOB Online can pay streamxy and maxis bill? how come? i can not find the way to pay it.
it need saving account to pay the bills online. if only got CC, then can not pay any bills.

i guess u got the UOB saving account and credit card together right?

QUOTE(cwtong @ Mar 4 2008, 05:57 PM)
UOB charge interest by DAY After billing date....careful
*
i thinks u mean after the Due Date. not the statement date.
vin_ann
post Mar 7 2008, 02:44 PM

10k Club
********
All Stars
10,912 posts

Joined: Feb 2006
QUOTE(HMMaster @ Mar 7 2008, 02:36 PM)
finally received my cimb petronas mastercard rclxm9.gif but the credit limit kinda low...
*
u will pump ur petrol till hit the limit?
vin_ann
post Mar 7 2008, 02:56 PM

10k Club
********
All Stars
10,912 posts

Joined: Feb 2006
QUOTE(HMMaster @ Mar 7 2008, 02:48 PM)
there are other uses than pump petrol sweat.gif
*
oic.
thought it will be just petrol usage only.
vin_ann
post Mar 10 2008, 07:58 PM

10k Club
********
All Stars
10,912 posts

Joined: Feb 2006
QUOTE(HMMaster @ Mar 10 2008, 01:41 PM)
anyone that register with cimb's mastercard secure epay before? how to register if i dunno the date of last statement? (possible to check online?) my card is still new sweat.gif
*
it's easy to register lol...

dun knw statement date? call the Customer service and ask lol...


vin_ann
post Mar 11 2008, 09:18 PM

10k Club
********
All Stars
10,912 posts

Joined: Feb 2006
QUOTE(saimatkong @ Mar 11 2008, 03:06 PM)
ya. same me too settle full bill. but just incase when u haven't settle full bill and something happen.

i think so too. they can't force the family to pay right? is there a law on that?
*
i dun thinks u will spend a lots of CC right?

i thinks if u got outstanding amount of like more than 5K, then it's worth to invest 65cents a day to protect ur family.
vin_ann
post Mar 13 2008, 08:43 PM

10k Club
********
All Stars
10,912 posts

Joined: Feb 2006
QUOTE(wvt @ Mar 13 2008, 07:52 PM)
bro can show me how to register to secure e-pay?i checked on cimb website but couldn't find.

thankd a lot rclxms.gif
*
it's here.


http://www.directaccess.com.my/index.php?c...rd&ac=44&tpt=da


vin_ann
post Mar 13 2008, 11:52 PM

10k Club
********
All Stars
10,912 posts

Joined: Feb 2006
QUOTE(David83 @ Mar 13 2008, 08:03 PM)
My credit limit increase for my Maybank CC has been denied. vmad.gif
*
do u really need higher limit???
vin_ann
post Mar 14 2008, 06:46 PM

10k Club
********
All Stars
10,912 posts

Joined: Feb 2006
QUOTE(l3iTi @ Mar 14 2008, 04:57 PM)
Anyone going to change existing Maybank ATM Card to Visa Debit ?? hmm.gif
My ATM card already got crack de...but still able to use lar...just waiting for it to be totally break...haha...
But i dun like Debit Card  rclxub.gif
*
same case with u.
waiting to be totally breakdown.

hopefully can claim a new debit card. haha
vin_ann
post Mar 15 2008, 11:04 AM

10k Club
********
All Stars
10,912 posts

Joined: Feb 2006
QUOTE(Shinichi @ Mar 14 2008, 08:15 PM)
Why you say so?
I did mine today. They say if go back to the branch where I opened account, can change from ATM card to debit card free of charge. But I not sure if this is true or not...

So far I feel Maybank Visa Debit meets all my needs. So I no longer need to apply for Petronas CC. But there's 1 thing I need to check with you guys, this is what I got from their FAQ:
Does it means everytime I use this Visa Debit to pump petrol, I will be charged RM150? Then they only reverse back the extra money to me after 3 holding days?

Thanks.
*
then it's totally hopeless for me to waive the RM12 already...
my account was opened in Penang... rclxub.gif

QUOTE(ronnie @ Mar 15 2008, 10:44 AM)
Can anyone confirm these ?
I wonder can I do it at the Maybank Card Centre in 1Utama for FREE.
*
as the post above mention, you wont get free.

vin_ann
post Mar 15 2008, 07:25 PM

10k Club
********
All Stars
10,912 posts

Joined: Feb 2006
QUOTE(chocobee_2707 @ Mar 15 2008, 06:03 PM)
so there should be no extra charge from the bank. the charge like 1.5% are from the credit card company rite. there are no different between banks isnt it.  im very noob about credit card. this is the 1st time im going to use it myself.
*
there are no extra charge from the bank. 1.5% which stated in the Visa international website doesnt know which they are refering to.

just relax and use ur card lol... no 1.5% charged so far.

12 Pages « < 5 6 7 8 9 > » Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0439sec    0.59    7 queries    GZIP Disabled
Time is now: 11th December 2025 - 10:09 AM