Actually after checking my SCB statement, I had spend on BigPay in February and gotten the full cashback on SCB Gold Cashback card in March. I can confirm that BigPay will get cashback with the the SCB Gold Cashback card.

Wonderful!
Thanks for sharing!

Got the CB for using MBB FCB on Bigpay too.

since everything has a chance to succeed or fail, including the casino winnings, why not you try and let us know your experience?

nobody knows yet. you could be the one validating your idea

Yea, same goes with my MBB FCB cashback too!

May and August , FCB is going to be the best card!

One of d best card for this purpose.

Happy!! my SCB gold cashback is for occasional use, now can fully use

I'm a bit puzzled with this BigPay thingy. I mean since I have cards for general usage (FCB VS, SCB Gold CB), why do I still want to pump money into this card to pay for my transactions? I read back few pages and withdrawal may trigger suspicious from BigPay, gotta keep money inside for future spending.

Any hidden purpose which I'm not aware?

assuming withdrawal is out of the picture, it is to maximize the cb from mbb.

reload bigpay rm2.5k/1k so that u get max rm50/100 from mbb. of course use bigpay for other spending instead (no need to worry much about spending category, tier, etc.)

would be useful for May and Aug, but kinda steep for other months with rm2.5k reload. if you cant fully utilize the bigpay balance each month, a bit of "wastage" parking large sum of money inside.


my only concern is bigpay's acceptance from merchants' acquiring banks/terminals. if somehow you reloaded large sum into bigpay and intend to spend for specific purpose, suddenly it doesnt recognize your bigpay card, then you're stucked

haha, earn big point when swipe with this big pay or buy airasia ticket.

this thing will most likely happen if u pay via online . website.

If terminal, should be very chance no issue.

unless you can guarantee what you said above.

many of us will sure spend on online channels anyway. nobody can say for certain.

Transfer cash credit to your siblings or kids who are overseas. They use another BigPay card for daily transactions.

what to guaranteed? u use it and report what is your finding.

Yeah, kinda steep to reload RM 2.5k every month since my usage is not fixed every month, sometimes high, sometimes low.

OK, that's another purpose.

Thanks guys for the feedback, I will stick back to the conventional way.

May and Aug would be better deal, especially when u have access to few FCB VS principal cards (e.g. you, sisters, parents, spouses, etc) at least doesnt waste the cb quota.

Unfortunately only myself have the card in our family.

But that's a pretty good idea.

To give u another idea, let say u have SCB GOLD n insurance of RM4500 to pay in 3 months time, u can use SCB GOLD to reload RM1500 to Bigpay for 3 months getting 150 CB n then pay your insurance with Bigpay. Or u can use HL wise to reload RM1000 for 4months for the non-category part. TQ ClarenceT for d tips. But make sure u r able to get CB cos this reload is considered as quasicash or cash advance, MCC 6012, no?

This post has been edited by MGM: Apr 9 2018, 07:41 PM

Thanks for the idea. My insurance amount is small but I will travel soon, may wanna take advantage over the exchange rate.