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Prepaid Cards BigPay (with Mobile Application) V1, Prepaid MasterCard - CashBack & BigPoint

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cybpsych
post May 30 2018, 08:08 PM

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QUOTE(hebe87 @ May 22 2018, 09:30 AM)
yes
payment went thru, no issues
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QUOTE(skty @ May 30 2018, 06:55 PM)
bigpay can use to pay bills at uob payonline?

anyone tried with success?

thanks.
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cybpsych
post May 30 2018, 09:04 PM

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QUOTE(siawyent @ May 30 2018, 09:02 PM)
Sorry to ask a noob question:

How long will we get the Bigpay card after registration?  Need upfront fee or what is the minimum reload amount to register?
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rm20 first reload. on general case, 3 working days to receive card.

the rm20 can be fully utilized later after activation.

mbb fcb vs, yes got cb. kinda late to apply bigpay now and max fcb vs' 10% this month?

This post has been edited by cybpsych: May 30 2018, 09:05 PM
cybpsych
post May 31 2018, 03:56 PM

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QUOTE(fairylord @ May 31 2018, 03:54 PM)
Do you mean the TopUp take +1 day to reach BigPay Card? or merely the transaction details posted on the statement?
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posting to your cc account
cybpsych
post Jun 1 2018, 09:43 AM

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QUOTE(drbone @ Jun 1 2018, 09:34 AM)
Unable to use BigPay for myeg transaction. Error message appears as unable to process payment as this card is not issued in Malaysia.
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yep, guess still not fixed. others have reported this issue since early Apr.
cybpsych
post Jun 1 2018, 10:40 AM

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QUOTE(sendohz @ Jun 1 2018, 10:33 AM)
Thanks for the info.
I re-check again in my AIA online portal, it is still showing CIMB as the bank issuer.
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well, doesnt matter, as long as it works biggrin.gif

i guess the bank name is required, probably due to legacy system requirements, or payment gateway's payment page design (e.g. cannot be left empty, so any value is accepted though no validation is performed).
cybpsych
post Jun 1 2018, 11:11 AM

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QUOTE(laymank @ Jun 1 2018, 11:00 AM)
Yup!

I just made AIA payment via its portal, Issuer Bank i put 'BIGPAY', there was no matching 'bank' name with that, but since it's a open text field, it accepts and transaction was successful.
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yah, probably as record purposes, just in case any error in transaction or userdispute or settlement dispute, etc.
cybpsych
post Jun 2 2018, 02:46 PM

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QUOTE(MGM @ Jun 2 2018, 01:53 PM)
Would like to reconfirm that when topping up Bigpay, the recorded transaction's Date & Time is the actual local Date & Time?

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curious to know why you ask this? any specific reasons(s)? laugh.gif
cybpsych
post Jun 3 2018, 10:10 AM

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QUOTE(chonghe @ Jun 3 2018, 10:03 AM)
Thanks for the info

Just saw this also - "Domestic ATM withdrawals - RM6"

So it means that in extreme cases of needing cash, one could top up BigPay card with cc (considered as purchase) and withdraw cash using BigPay card, avoiding cash advance charges and interest?
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yes, but do it sparingly to avoid be flagged by bigpay of "suspicious activities"
cybpsych
post Jun 3 2018, 11:12 AM

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QUOTE(chonghe @ Jun 3 2018, 10:41 AM)
This is wow.

So I presume all "gou shou" here basically top up BigPay monthly using cc and just use BigPay to spend?
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generally, i guess so. i am one of them.

cc with cashback are mostly limited to certain spending categories. reloading to bigpay, you can spend almost everywhere else, without restrictions from the main cashback cc.

e.g.

pbb quantum/vs (earn 5%/6% Online cb) --> bigpay --> other spendings (e.g. dental, car service, maintenance fee, etc)
cybpsych
post Jun 4 2018, 09:28 PM

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cardholder agreement:

// Applying for the Card

The Card is only available for those who are aged 18 years and above, who are Malaysian citizens or Malaysian permanent residents or foreigners legitimately residing or gainfully employed pursuant to a working visa and who have a valid mailing address in Malaysia.

If you are below 18 years or are not a Malaysian citizen or Malaysian permanent resident, you are not eligible for the Card. //


This post has been edited by cybpsych: Jun 4 2018, 09:29 PM
cybpsych
post Jun 4 2018, 09:37 PM

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QUOTE(fairylord @ Jun 4 2018, 09:35 PM)
Woo..Getting interesting..hehe
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probably you can copy out the all the docs from the app.

there's no copy in website, only accessible from app doh.gif
cybpsych
post Jun 4 2018, 10:18 PM

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QUOTE(Ramjade @ Jun 4 2018, 10:01 PM)
How to apply for supplementary BigPay card?
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why?

bigpay has no dependency to your income.

everyone is equal, can get bigpay for him/herself.
cybpsych
post Jun 6 2018, 02:52 PM

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QUOTE(hebe87 @ Jun 6 2018, 02:44 PM)
so far i see in this thread,  AIA bill can be paid via AIA online portal.

anyone try to pay AIA bill at counter with bigpay card before? (coz i am planning to pay for others, so can't login to AIA online)
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just give it a try over-the-counter.

bigpay, generally acceptable. on rare occasion it doesnt.

most of us keep trying at many places. myself have tried with at dental clinic, was a relief when it went thru for bigpay laugh.gif my condo mgmt office also accepted bigpay. last month's GE auto-debit also works. all these odd-payments accepts bigpay, so it has been fun using bigpay.
cybpsych
post Jun 7 2018, 10:37 AM

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QUOTE(digitalcode @ Jun 7 2018, 10:04 AM)
I read through the introduction until this page here and the statement that you get 10% due to BigPay 'literally' is not that literal... in fact BigPay itself does not give any rebate at all, it's the other cashback credit card that provide this when you reload or topup money into the BigPay prepaid card.

Also, the 10% is not something we can get every month, or at all unless we have a very specific card..?

Is this understanding correct?
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if u read the wordings, "up to 10%*" with an asterisk laugh.gif

probably could put a disclaimer upfront at the top so that ppl don't get confused reading it biggrin.gif
cybpsych
post Jun 7 2018, 09:39 PM

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since bigpay is a prepaid card, does Balance Transfer work?

assuming i've been swiping large payment with bigpay (of course already preloaded earlier), then trigger BT to PBB 0% 6mth?

pbb bt doesnt need statement anyway. essentially pbb transfer fund into bigpay, but split to 6 installments at pbb card.
cybpsych
post Jun 9 2018, 06:02 AM

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QUOTE(TaiSong @ Jun 9 2018, 03:54 AM)
My card has been suspended.

Reason given is my activities are suspicious (I withdraw the unused amount that I top up in order to maximize cc cash back and BT purposes).
Total withdraw amount so far is less than 60k in 2 months time.

Explained the same to their RISK MANAGEMENT officer.

No use.

The officer said my activities trigger the alert, and she did not mention what is the withdrawal threshold. And she said I have to proof that I am not doing money laundering.

So guys, good luck and make sure you don't churn so much and kena like me .

Money laundering my ashes.
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no choice.

ewallet providers must put in risk mgmt, detection and mitigation processes. it's part of BMM's requirements (aml/cft) when they audit each app before being approved for public usage.

problem is we don't know the exact criteria as each provider has different set. they are also not transparent to publish it out (not required to publish, just need to put in place internally)

for your suspension, what can you do now?

terminate it so u can retrieve the balance?

perhaps provide all your cc statements bearing your names for all your bigpay reloads, also BT payments.
cybpsych
post Jun 11 2018, 03:54 PM

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QUOTE(Hanz91 @ Jun 11 2018, 03:49 PM)
If I reload RM2500 into BigPay using MBB Barcelona card to get the 2% CB every month and withdraw out the RM2500 every month, do you guys think there will be any problems?
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that's the ideal wish.

frequent of withdrawal might flag bigpay of your suspicious activities. card get suspended, need to proof yourself that your actions/behavior is legit.
cybpsych
post Jun 11 2018, 04:20 PM

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QUOTE(jack2 @ Jun 11 2018, 03:59 PM)
I have created the PIN for purchase and ATM. Why I always being asked again to create when I click the app?
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u sure u didnt create app passcode only?

redo again inside App | Settings | Security
cybpsych
post Jun 12 2018, 09:29 PM

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QUOTE(alexanderclz @ Jun 8 2018, 09:52 PM)
got
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QUOTE(alexanderclz @ Jun 8 2018, 11:17 PM)
as per ambank true benefit. 3% capped at rm30
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QUOTE(JuneResources @ Jun 12 2018, 09:27 PM)
Basically I know U ONE cc can entitle cc cash rebate if top up to BigPay apps.
But not so much, only 0.2%.. sweat.gif

But what about AM True cc? Got somebody try to top up can entitle of cc cash rebate?
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already confirmed and it's available in post #1
cybpsych
post Jun 13 2018, 09:20 AM

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QUOTE(eddie2020 @ Jun 13 2018, 08:52 AM)
My card in transit 2 day... So slow... Normally how many day u guys get? It mention within few day but I already reg near 1 week
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assuming no error in delivery, you should receive today. biggrin.gif

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