"compressed loan" lettew

dont underestimate young ppl's buying impulse.

The damm statement is the debt occur by the personnel who is under 30yo.

Not forgetting boboi give supplementary cc to ah girl buy lingeries

which car? mercedes, bmw?

Split by gender pls

Sekali apply few p loan

debt everyone also got lar
how they manage nia
i also got
no house no car etc
debt go bangkok cari ayam main casino

At what salary range the bank can loan a million to you?

I'm not a banker nor a loan officer.
Maybe I can put my house with bank value 1.1mil as collateral and they will waive my income earned criteria.

However I have a doubt that the bank won't loan me up to 1mil even with collateral.

can buy up their properties for cheap when they can't continue to pay, win win for everyone

The age group who drive cars that is not align with their income.

I too nearly bankrupt due to a business loan previously.

The business had to close down during MCO.

Eventually, managed to nego with the bank for a settlement. Finally came to a comfortable sum provided can keep paying without delays. I did my best and eventually paid everything off. Sold many personal items and cars. Essentially, downgraded my lifestyle to B40 level.

Right now as a B40, it is pretty much comfortable with gomen benefits.

And yes, some friends refused to call or meet up but I don't care and don't need these people.

Chinese: you no buy big house, you failed life.


that's how bank earns money. can't reject money.

Same most of the young people waiting in line for the famous brand shops (LV, Gucci etc) are the ones you know who can least afford it but peer/social media pressure is driving them

dulu below 30 manyak hutang CC
but they still can YOLO until now...

parent mana yang paksa anak suruh beli rumah beli kereta?
ini semua hutang kad kredit/BPNPL/Paylater

sebab mereka nak bergaya

BNPL...why /K havnt offer baby service?

why not
credit card, once u reach a level where you can only or can't even pay the minimum payment on the statement

it's game over aka either AKPK or bankruptcy

it won't take RM500k at all, the compounding interest + late payment fee every month is going to roll and kill you

This post has been edited by MR_alien: Yesterday, 10:02 AM

Some people success but very low number compare to the one failed, it's just a gamble sometimes win sometimes lose. Those dunno play the game surely lose big and crying for help but then cannot sale also ended lelong to bank and remaining debt still to pay but still bankrupt. Those gamble in forest city foreigners knows this very well. LOL.

This post has been edited by danielmckey: Yesterday, 09:59 AM