Nov 25 2025, 09:45 AM
QUOTE(MR_alien @ Nov 25 2025, 09:16 AM)
mortgage, car loan, credit card is already enough
in fact credit card/BNPL alone is enough
young malaysians' income today really cannot afford anything that they shouldn't be thinking about house or car and should NOT be owning any credit card
but reality is they did and it's bankrupting them
thus i'm gonna repeat myself time and time again, credit card is NOT a good thing...it will only make people spend more than what they can afford
Same most of the young people waiting in line for the famous brand shops (LV, Gucci etc) are the ones you know who can least afford it but peer/social media pressure is driving themin fact credit card/BNPL alone is enough
young malaysians' income today really cannot afford anything that they shouldn't be thinking about house or car and should NOT be owning any credit card
but reality is they did and it's bankrupting them
thus i'm gonna repeat myself time and time again, credit card is NOT a good thing...it will only make people spend more than what they can afford
Quote
0.0126sec
0.24
6 queries
GZIP Disabled