gonna highlight some points:
1) KOL never wanna share their trade secrets, and personally won't recommend.

4) 3.5k a month means you have to really adjust your expectations on how to live post-retirement. better than pensioners that only get 1k+ monthly. still within livable wage.

5) can either use your car or buy a bezza just for this, but again maintenance, petrol, tyre change all you have to bear. earning margins are getting smaller since more people are opting to do grab/rider.

6) no need lesen but you have to babyproof and really care for the baby/kid. cannot do this without having passion because each baby is gonna be different.
I already recommended using AI to generate socmed content for money if you really want a side, side income but this is purely luck based.
or sell bundle clothes/toys/stuff live on tiktok/tele and stash that in FD or something so that your future a little less bleak.

My mom already pass 60. Already retired. Now every week work 2 days=1 month 8 days got 2.5k. Other days rest at home or work part time property agent. Not about the money but more flexible can rest in between earn also.

Mind also relax and not tide up like 5 days per week.

Retire still need to work? Then should not retire in the first place.

if good to think further, in case your employment no giving contract after 60yo. if that time financial free, maybe semi-retired work like freelance like grab,part time job

I have a plan but don't know if it's profitable

Become a bus/van drivers for school kids/students
- Get a PSV license -> which is a must
- Apply for class E license -> if you plan to drive a big school bus, else it's just PSV license with D license for regular school van (if I'm not wrong)

since you will have plenty of time when you are old so might as well train yourself to drive a van/bus, just make sure you fetch the kids and drop them off to school on time every morning + afternoon +/- evening

just ask yourself what you are very good at.. everyone has a special talent..
if you don't know, just expand on what you're doing now.. instead of working for someone, work for yourself!..
if you're thinking it's easy, then continue to work for others.. only people who persevere will be rewarded

many ppl experience eyesight problems when they get older..

don't do any business. you gonna drain all your savings in few years

baby sitting is very risky business. If baby injured or touch wood died due to SIDs, you can become accountable and polis open case.

SOCMED like how to do?

Exercise and eat healthy

I know a guy at 37yo already got type 2 diabetics, high blood pressure due to excessive smoking

I know another guy at 55yo, perfect scores, heart pressure macam marathon runner, because he exercises.

I am planning to do this, as I can network with some parents at my child's school.

Maybe buy a big van second hand for 60k and charge per student RM150/mth.

nirvana agent, private uncle school transport, security guard, open stall, cashier at fast food chain

That's why have to really jaga2, don't sleep on tummy and all that. But risky lo like you said.

For socmed like fb reels, yt shorts, can use AI to generate images, video and voiceover. But need to pandai a bit. If I have the time I will definitely give it a go. Also like I said not guaranteed.

Just get a SUV, like alza etc, take 6 student, cukup. Dont go thru the hassle of going the commercial path.

Its better if you can find a few students that goes further, like my house got school within 1km, no point that one cannot earn much. Some parents send their kids to school like 20km away, that one is a better route for u.

I was seeking for gravesite for my parents, contacted one of them...their prices are crazy.

160k for twin size, bearevement services, tombstone, area rectification.

think its a hard sell, unless you are selling to the rich.

went to one area in shah alam, compare vs klang...klang is nice but new place. I just want to see what happens 20 years later and the shah alam site is the answer. You just take a look lah, I won't comment here, but to me it looks run down.

Gonna retire in 13 years...I must plan what to do after this. I am not sure if government would do extension for retirement from 60 to 65. Last I heard, Madani still discussing.

4 areas I try to ask around, but seem can't get info:

1) KOL - ask how to become one, recently met an in law in law...at a dinner family gathering. This relative can get free restaurant and hotel stay but must provide feedback. Ask how she does it, but suddenly become hesitant due to trade secret

2) tution teacher - asked a friend haven't met in years, pretending to seek tution for my child to ask for information. But he appeared hesitant. He has experience in setting up tution planner website where parents seeking tution for thier children can find teachers via the website. It failed after some years. He has a local univeristy degree in which he uses it to promote his tution abilities. He used to work for commercial until one day, he could not get along with his boss, he quit and went full tution at 35yo. He's been doing tution ever since, teaching all sorts of subjects. I wonder how he networks and find clients. He is single so can survive on his own la.

When ask, he hesitant and want to excuse himself.

3) real estate
Asked a friend on this one. Sounds very tough. He says first start with your friends and family network. Then talk to other real estate agents to share client list.

Have to find seller, have to find buyer. Wow, double work man.

not easy.

Another relative doing the business tell me got quota one, if not achieve one sale or rent, in 3 months, out you go. Also very hard to meet seller demands, sometimes they demand the sky but buyer also look for thier own specs.

4) kindergarten teacher
A relative retired as an accountant and now working at a kindy as part time teacher. Only earn 3.5k a month.

5) Grab car
I used to think of wanting to do airport taxi services. I know a director friend who got laid off, he decided to use his Vellfire as airport taxi for VIP clients.

back 15 years later, I thought of becoming a taxi driver. But now with grab destryoed the traditional business. I don't think its easy to be grab driver, anyone doing it? seems like the margin is kind of low. Any difficulty in doing this? what more your car needs to be 5 years old, right?

6) Baby sit business
This is one need lesen?
But too high risk as baby may fall sick or injured outside, nanti blame me, I do not want anything happen to baby then I become responsible, nanti kena arrested. Have to install CCTV, have to watch baby. I have experience in raising babies as I have taken care personally of my kids.

Anything else i missed?

my current skills as Accountant doesn't sell anymore after retirement.

its too competitive, if I know some skill, there are most likely people 20 years younger than me that knows the same skills.

Nobody wants to hire 60yo, to do this. I mean when I reach 60yo.

my current skills as Accountant doesn't sell anymore after retirement.

its too competitive, if I know some skill, there are most likely people 20 years younger than me that knows the same skills.

Nobody wants to hire 60yo, to do this. I mean when I reach 60yo.

whoa 160k is really cut throat.

but they always ask people for pre-planning :X if buy after death even more expensive, they called it instant case.

this is a skill AI can take some but not all the tasks.. manual effort is still required..
i will ask you to consider looking for small enterprises for business.. many startups concentrate on building their business, but not enough $ to maintain a account staff.. if you offer a procedure to them, with your providing the backend up to preparing, submitting and getting the appropriate tax filing... am sure they will give you the business..
always remember, no one is good at everything.. entrepreneurs are good at their business but not at keeping books..
similar to art shops that sell art materials, they are not artists..or a computer salesman, he's not good at running a business.. concentrate on your niche