Gonna retire in 13 years...I must plan what to do after this. I am not sure if government would do extension for retirement from 60 to 65. Last I heard, Madani still discussing.

4 areas I try to ask around, but seem can't get info:

1) KOL - ask how to become one, recently met an in law in law...at a dinner family gathering. This relative can get free restaurant and hotel stay but must provide feedback. Ask how she does it, but suddenly become hesitant due to trade secret

2) tution teacher - asked a friend haven't met in years, pretending to seek tution for my child to ask for information. But he appeared hesitant. He has experience in setting up tution planner website where parents seeking tution for thier children can find teachers via the website. It failed after some years. He has a local univeristy degree in which he uses it to promote his tution abilities. He used to work for commercial until one day, he could not get along with his boss, he quit and went full tution at 35yo. He's been doing tution ever since, teaching all sorts of subjects. I wonder how he networks and find clients. He is single so can survive on his own la.

When ask, he hesitant and want to excuse himself.

3) real estate
Asked a friend on this one. Sounds very tough. He says first start with your friends and family network. Then talk to other real estate agents to share client list.

Have to find seller, have to find buyer. Wow, double work man.

not easy.

Another relative doing the business tell me got quota one, if not achieve one sale or rent, in 3 months, out you go. Also very hard to meet seller demands, sometimes they demand the sky but buyer also look for thier own specs.

4) kindergarten teacher
A relative retired as an accountant and now working at a kindy as part time teacher. Only earn 3.5k a month.

5) Grab car
I used to think of wanting to do airport taxi services. I know a director friend who got laid off, he decided to use his Vellfire as airport taxi for VIP clients.

back 15 years later, I thought of becoming a taxi driver. But now with grab destryoed the traditional business. I don't think its easy to be grab driver, anyone doing it? seems like the margin is kind of low. Any difficulty in doing this? what more your car needs to be 5 years old, right?

6) Baby sit business
This is one need lesen?
But too high risk as baby may fall sick or injured outside, nanti blame me, I do not want anything happen to baby then I become responsible, nanti kena arrested. Have to install CCTV, have to watch baby. I have experience in raising babies as I have taken care personally of my kids.

Anything else i missed?

This post has been edited by hoonanoo: Sep 24 2025, 09:07 AM

Retire still need to work? Then should not retire in the first place.

If not enough nest eggs and investments saved up to support your retirement lifestyle... better dont even think of retirement...

know your numbers...

if good to think further, in case your employment no giving contract after 60yo. if that time financial free, maybe semi-retired work like freelance like grab,part time job

don't do any business. you gonna drain all your savings in few years

can study and take exams and become a financial advisor/wealth management consultant. better than being just an insurance agent. got no age limit to it.

I wish to know too. With my current celery, there's no way I can sustain at retired age

gonna highlight some points:
1) KOL never wanna share their trade secrets, and personally won't recommend.

4) 3.5k a month means you have to really adjust your expectations on how to live post-retirement. better than pensioners that only get 1k+ monthly. still within livable wage.

5) can either use your car or buy a bezza just for this, but again maintenance, petrol, tyre change all you have to bear. earning margins are getting smaller since more people are opting to do grab/rider.

6) no need lesen but you have to babyproof and really care for the baby/kid. cannot do this without having passion because each baby is gonna be different.


I already recommended using AI to generate socmed content for money if you really want a side, side income but this is purely luck based.
or sell bundle clothes/toys/stuff live on tiktok/tele and stash that in FD or something so that your future a little less bleak.

Friend

It’s not about the money. It’s about the time that u have to spend as well

After years of working and your first 1 month of retirement is considered a rest month. Month 2 kena anxiety like dono what to do and become restless, month 3 onward u either become couch potato and get dimentia or sickness


Human need to keep mind always active. So we got to find something that can simulate the brain daily basis


I’m rooting to either be a kindy teacher, grab driver or open a small stall to sell Briyani ( depend on my energy when I retire due to the work to prepare)

Friend

It’s not about the money. It’s about the time that u have to spend as well

After years of working and your first 1 month of retirement is considered a rest month. Month 2 kena anxiety like dono what to do and become restless, month 3 onward u either become couch potato and get dimentia or sickness


Human need to keep mind always active. So we got to find something that can simulate the brain daily basis


I’m rooting to either be a kindy teacher, grab driver or open a small stall to sell Briyani ( depend on my energy when I retire due to the work to prepare)

currently workin in gomen sector? continue back work in same sector since u got experience.

it all depends r u ready to fully retire and u onli find job to fill up ur excess time. but from choices u put, seems like u lookin for big bucks....

I have a plan but don't know if it's profitable

Become a bus/van drivers for school kids/students
- Get a PSV license -> which is a must
- Apply for class E license -> if you plan to drive a big school bus, else it's just PSV license with D license for regular school van (if I'm not wrong)

since you will have plenty of time when you are old so might as well train yourself to drive a van/bus, just make sure you fetch the kids and drop them off to school on time every morning + afternoon +/- evening

on call driver / day trip driver.

famous among the aunty.

my mum friends occasionally organize a day trip to a place with all the aunty.
the driver might get to eat for free ~

i think this is good for retirement as it is flexible and i plan to do it when time come ~

Post retirement 'career' is sometime that one continue to do the same after retirement, if only U intend to continue working.

If U intend to try something new, more likely U will fail within the first year. Many think it is to past time and earn some pocket money but within a year, time past and no money earn.

just ask yourself what you are very good at.. everyone has a special talent..
if you don't know, just expand on what you're doing now.. instead of working for someone, work for yourself!..
if you're thinking it's easy, then continue to work for others.. only people who persevere will be rewarded

My mom already pass 60. Already retired. Now every week work 2 days=1 month 8 days got 2.5k. Other days rest at home or work part time property agent. Not about the money but more flexible can rest in between earn also.

Mind also relax and not tide up like 5 days per week.

nobody wants to take financial advice when I am 60yo.

I am planning to do this, as I can network with some parents at my child's school.

Maybe buy a big van second hand for 60k and charge per student RM150/mth.

I don't think I am marketable anymore.

I tried to do something new in my workplace, turns out it didn't work out, I came back to my old job.

Far too risky to try something new. My industry not like IT, go for training you can update, because you really need practical experience. Training courses also very expensive.

I don't think I am marketable anymore.

I tried to do something new in my workplace, turns out it didn't work out, I came back to my old job.

Far too risky to try something new. My industry not like IT, go for training you can update, because you really need practical experience. Training courses also very expensive. 2 days like 2-3k and too theory