Sep 24 2025, 11:06 AM
QUOTE(hoonanoo @ Sep 24 2025, 09:02 AM)
Gonna retire in 13 years...I must plan what to do after this. I am not sure if government would do extension for retirement from 60 to 65. Last I heard, Madani still discussing.
4 areas I try to ask around, but seem can't get info:
1) KOL - ask how to become one, recently met an in law in law...at a dinner family gathering. This relative can get free restaurant and hotel stay but must provide feedback. Ask how she does it, but suddenly become hesitant due to trade secret
2) tution teacher - asked a friend haven't met in years, pretending to seek tution for my child to ask for information. But he appeared hesitant. He has experience in setting up tution planner website where parents seeking tution for thier children can find teachers via the website. It failed after some years. He has a local univeristy degree in which he uses it to promote his tution abilities. He used to work for commercial until one day, he could not get along with his boss, he quit and went full tution at 35yo. He's been doing tution ever since, teaching all sorts of subjects. I wonder how he networks and find clients. He is single so can survive on his own la.
When ask, he hesitant and want to excuse himself.
3) real estate
Asked a friend on this one. Sounds very tough. He says first start with your friends and family network. Then talk to other real estate agents to share client list.
Have to find seller, have to find buyer. Wow, double work man.
not easy.
Another relative doing the business tell me got quota one, if not achieve one sale or rent, in 3 months, out you go. Also very hard to meet seller demands, sometimes they demand the sky but buyer also look for thier own specs.
4) kindergarten teacher
A relative retired as an accountant and now working at a kindy as part time teacher. Only earn 3.5k a month.
5) Grab car
I used to think of wanting to do airport taxi services. I know a director friend who got laid off, he decided to use his Vellfire as airport taxi for VIP clients.
back 15 years later, I thought of becoming a taxi driver. But now with grab destryoed the traditional business. I don't think its easy to be grab driver, anyone doing it? seems like the margin is kind of low. Any difficulty in doing this? what more your car needs to be 5 years old, right?
6) Baby sit business
This is one need lesen?
But too high risk as baby may fall sick or injured outside, nanti blame me, I do not want anything happen to baby then I become responsible, nanti kena arrested. Have to install CCTV, have to watch baby. I have experience in raising babies as I have taken care personally of my kids.
Anything else i missed?
Why still looking for job when want plan for retirement? 4 areas I try to ask around, but seem can't get info:
1) KOL - ask how to become one, recently met an in law in law...at a dinner family gathering. This relative can get free restaurant and hotel stay but must provide feedback. Ask how she does it, but suddenly become hesitant due to trade secret
2) tution teacher - asked a friend haven't met in years, pretending to seek tution for my child to ask for information. But he appeared hesitant. He has experience in setting up tution planner website where parents seeking tution for thier children can find teachers via the website. It failed after some years. He has a local univeristy degree in which he uses it to promote his tution abilities. He used to work for commercial until one day, he could not get along with his boss, he quit and went full tution at 35yo. He's been doing tution ever since, teaching all sorts of subjects. I wonder how he networks and find clients. He is single so can survive on his own la.
When ask, he hesitant and want to excuse himself.
3) real estate
Asked a friend on this one. Sounds very tough. He says first start with your friends and family network. Then talk to other real estate agents to share client list.
Have to find seller, have to find buyer. Wow, double work man.
not easy.
Another relative doing the business tell me got quota one, if not achieve one sale or rent, in 3 months, out you go. Also very hard to meet seller demands, sometimes they demand the sky but buyer also look for thier own specs.
4) kindergarten teacher
A relative retired as an accountant and now working at a kindy as part time teacher. Only earn 3.5k a month.
5) Grab car
I used to think of wanting to do airport taxi services. I know a director friend who got laid off, he decided to use his Vellfire as airport taxi for VIP clients.
back 15 years later, I thought of becoming a taxi driver. But now with grab destryoed the traditional business. I don't think its easy to be grab driver, anyone doing it? seems like the margin is kind of low. Any difficulty in doing this? what more your car needs to be 5 years old, right?
6) Baby sit business
This is one need lesen?
But too high risk as baby may fall sick or injured outside, nanti blame me, I do not want anything happen to baby then I become responsible, nanti kena arrested. Have to install CCTV, have to watch baby. I have experience in raising babies as I have taken care personally of my kids.
Anything else i missed?
If plan to retire, you should look for ways to strengthen your financial, look for something that you have miss/plan to do when young and hobby/interest.
QUOTE(hoonanoo @ Sep 24 2025, 10:42 AM)
my current skills as Accountant doesn't sell anymore after retirement.
its too competitive, if I know some skill, there are most likely people 20 years younger than me that knows the same skills.
Nobody wants to hire 60yo, to do this. I mean when I reach 60yo.
My aunt still do part time accounting for small company that cannot afford full employ. She want to continue so can occupy some time and for the brain.its too competitive, if I know some skill, there are most likely people 20 years younger than me that knows the same skills.
Nobody wants to hire 60yo, to do this. I mean when I reach 60yo.
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