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Banking Ryt Bank Updates and Dicussions, 3-4% p.a. daily, 1.2% overseas cashback

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lyekit
post Sep 2 2025, 12:13 AM

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Setup new account within few minutes without any issue even with the flash thing going off. So far so good. Getting my 4% interest calculated daily.
joice11
post Sep 2 2025, 04:36 PM

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QUOTE(Optizorb @ Aug 29 2025, 11:10 PM)
yes 60.84 x9 and yes daily close/open 9 pockets..

Initially i was doing it for testing purposes only, didn't intend to keep doing it after sharing with you guys..
But because ryt ui kinda on-point. Its quite easy to do the closing/opening. Takes about 1 min to close 9 pockets and another 1 min to open 9 pockets.. so i end up kept doing it daily LOL  laugh.gif  laugh.gif

ryt pocket i left 19892.50 - (60.84*9).. Cause interested to get the 3%+1%.. but if you not interest about it then yeah main account and ryt pocket no need to bother..
the daily 9 cents i just transfer it to the ryt pocket.. initially daily from 1.59 now also become 1.60 dy because of the total interests accumulation
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So the ryt pocket should be Rm20k or any magic nomber for my case as I am not going to do the closing/opening the other 9 pockets?

The daily interest earn, u just keep it or tranfer out?
Ramjade
post Sep 2 2025, 05:29 PM

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QUOTE(joice11 @ Sep 2 2025, 04:36 PM)
So the ryt pocket should be Rm20k or any magic nomber for my case as I am not going to do the closing/opening the other 9 pockets?

The daily interest earn, u just keep it or tranfer out?
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If you don't want to open close everyday, just dump RM20k in.
theevilman1909
post Sep 2 2025, 06:05 PM

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I'm loving their AI features so much. It's make makes life so much easier rclxms.gif
TSTOS2
post Sep 2 2025, 09:44 PM

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QUOTE(ronnie @ Sep 1 2025, 11:50 PM)
Why need to withdraw when you can just close all pockets and all money goes back to Main account automatically.
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Yea, even better.

Proceeds from selling ASM2 just came in. I tried creating 9 pockets, done in under 1 minute. Very straightforward with Ryt allowing you to skip setting goal amounts and automatically filling in decimal points for you. (So just type 6084...) The only slow part on my side is the final confirmation screen where the blue circle keeps looping around the Ryt "tick" logo for a couple more seconds before the screen jumps to the saving pocket page showing you the current amount in the pocket you just created and other detaiils.

Pretty fuss-free I have to say, certainly better than BoostBank. Tomorrow will check how's the closing pockets and withdrawal like...
ronnie
post Sep 2 2025, 11:02 PM

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Also started the 9 x 60.84 this morning
Tomorrow close
And open again hahaha
Rinse and repeat
GalaxyV
post Sep 2 2025, 11:57 PM

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QUOTE(ericlaiys @ Sep 1 2025, 11:31 AM)
hahahah...u can save your 6%. got more better things to do than get 1 sen and do many stuff. some more per day.
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exactly... i dunno why people so calculative haha
soul78
post Sep 3 2025, 12:00 AM

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if my mom doesn't have online banking...

can she use ATM and transfer to ryt bank for activation?.

ronnie
post Sep 3 2025, 08:06 AM

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QUOTE(GalaxyV @ Sep 2 2025, 11:57 PM)
exactly... i dunno why people so calculative haha
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if you have 2-3 minutes of idle time, you can earn extra 4.5 sen per day why not ?
TSTOS2
post Sep 3 2025, 08:18 AM

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QUOTE(TOS2 @ Sep 2 2025, 09:44 PM)
Tomorrow will check how's the closing pockets and withdrawal like...
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Fuss-free. Following ronnie's advice, just close 9 pockets, all auto masuk main account, then reopen 9 pockets just like yesterday.

Again the only lag is the few seconds after opening/re-opening the new saving pockets. Otherwise, everything is super smooth.

Gonna do it every day! tongue.gif
ronnie
post Sep 3 2025, 08:27 AM

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QUOTE(TOS2 @ Sep 3 2025, 08:18 AM)
Fuss-free. Following ronnie's advice, just close 9 pockets, all auto masuk main account, then reopen 9 pockets just like yesterday.

Again the only lag is the few seconds after opening/re-opening the new saving pockets. Otherwise, everything is super smooth.

Gonna do it every day! tongue.gif
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can we recycle the Pocket name ?
TSTOS2
post Sep 3 2025, 08:43 AM

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QUOTE(ronnie @ Sep 3 2025, 08:27 AM)
can we recycle the Pocket name ?
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Ah good question. I used the same pocket name when reopening the pockets, but need to check with Optizorb, can reuse name pocket name?

Ramjade
post Sep 3 2025, 09:08 AM

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QUOTE(ronnie @ Sep 3 2025, 08:27 AM)
can we recycle the Pocket name ?
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What's the magic number and can automate everything with AI?

ronnie
post Sep 3 2025, 09:08 AM

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QUOTE(TOS2 @ Sep 3 2025, 08:43 AM)
Ah good question. I used the same pocket name when reopening the pockets, but need to check with Optizorb, can reuse name pocket name?
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because it keeps history,,, for the moment i create new names to avoid "keep the residual"
ronnie
post Sep 3 2025, 09:10 AM

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QUOTE(Ramjade @ Sep 3 2025, 09:08 AM)
What's the magic number and can automate everything with AI?
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RM60.84 for Save Pocket 1-9

AI cannot create pocket, but AI can transfer funds into Pocket
Optizorb
post Sep 3 2025, 09:10 AM

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QUOTE(TOS2 @ Sep 3 2025, 08:43 AM)
Ah good question. I used the same pocket name when reopening the pockets, but need to check with Optizorb, can reuse name pocket name?
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I never used same pocket name before. But if you tested and it works, then it should work i guess.

If can recycle the name will be better. Cause currently im doing 1a-9a, 1b-9b.. It will be much easier to just 1-9
lerijiso
post Sep 3 2025, 09:12 AM

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I Have yet to receive my debit card. Ordered since 28/08/2025. I see status still pending pick up. WTH
Ramjade
post Sep 3 2025, 09:14 AM

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QUOTE(ronnie @ Sep 3 2025, 09:10 AM)
RM60.84 for Save Pocket 1-9

AI cannot create pocket, but AI can transfer funds into Pocket
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Cause I tried AI to close account and auto transfer cannot close account and auto transfer one shot. Need to approve 1 by 1 manually.
soulreap
post Sep 3 2025, 09:45 AM

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Can recycle name. I personally have been using 1-9 for a few days now. Got lazy one day and forgot to add an extra digit but still received interest the next day.

In fact, if u check under archived pockets, u will see your old pockets will similar names there. Just rmb to close and open biggrin.gif

user posted image

This post has been edited by soulreap: Sep 3 2025, 09:49 AM
mamamia
post Sep 3 2025, 10:45 AM

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QUOTE(lerijiso @ Sep 3 2025, 09:12 AM)
I Have yet to receive my debit card. Ordered since 28/08/2025. I see status still pending pick up. WTH
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i order on 27 Aug night, just notice it was pick up yesterday... hopefully still can receive the limited edition card today.

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