see, you still cannot understand.


The only loop hole is the USER.


if i can found loop hole breach into Bank System.
you think i only select few B40 poor soul as VICTIM??????????????


Why not target those with Million in bank??

why scam only RM26.28 for few transaction????????????????



Nope. High network individual proven very vigilant with their Digital/Physical Auth.
In otherhand, certain group are like "white paper" easy target.

Database breach on bank part . Rapid multiple txn in succession involving many customers same time frame. So how bank want to prove Digital and Physical Auth?

😀

there is only 1 bank in Malaysia cannot be trust.

And they famous with that.

I cant say its name

But let me tell you, i dont believe is hack. thats bank internal Job, running yearly to cover losess.


only this bank, every year has this
" Multiple low amount fraud transaction across thousand customer "


So, still user problem.
why?

EVERY YEAR HAPPEN, but they still STUBORN WANT TO PUT MONEY INTO THIS BANK

AND THIS BANK has superpower that not even BNM can touch.

you are too naive.

nowadays there are gadgets that people can carry, walk past you, and steal your card details.

most times, if you didn't commit the transaction or pass your cards to someone else, the bank will be responsible for the unathorized spending and credit it back to customer.

gadgets?

i had those gadget on my table.

AKA Credit card terminal.
Visa wave your card.


Is nothing special.

You VISA/MASTER card that ready to PAYWAVE.

All had this kind of risk.

Example, my wife take my card go pay bill at restaruant.
Legal or Illegal Transaction???


The only few case i think is bank responsible = Identical Duplicate Card that can verified as true auth.

Nowadays, it’s generally very safe, it’s just TS’s own negligence. There’s actually “off” button above. It’s like leaving your house’s grill door opened and a thief taking the opportunity to come in.

And also can set card limit so even millionaires are safe.

I believe Debit card e-commerce activation are set to enble by default. This setting cannot be access from app itself. I dun think anyone will deliberately find it and turn it off, I share to everyone so people are aware of it. The debit card e-commerce by itself is too vague to know what it does unless you specifically google it

The chance of a skimmer on the card reader is higher than using pay wave.

i kena before with my CIMB debit card. immediately go bank and fill up dispute form.

but around 2-3 weeks later baru dapat refund the money.

me also never use the card for any online transaction. just to withdraw ATM only

After fill dispute form, need to scan myself and email to disputmgmt@maybank.com.my, very weird procedure, I only can wait and see if I manage to get refund, better disable online purchase with debit card if you can set it in your cimb setting

Kena before post 4503 , 3 days later refunded https://forum.lowyat.net/topic/5416294/+4500

This morning get this instead


always happen in my sleep and even kill switch and change new card still like this

this one already too late, it's the first RM7.12 from your first post, last transaction (top)

now you have to wait for dispute with your bank for the RM7.05 and the RM5.73

you sure no one had touched your devices before or anything? don't have any 3rd party apk installed in your phone, and have you done changing password as well?

wah
uncle need to change new phone already

I always hold tight to my device, only install app from google store, havent change password if you mean my maybank2u

Edit: maybank2u security change password cacat one, cannot change even i approve secure2u

This post has been edited by heinlein: Aug 14 2025, 09:38 AM

Sien, no money change, you buy for me as present

unker can jio other /k member here who wants donasi to you

you comfort me la if kenot buy new phone give unker

Just cancel that debit card and insist bank give u ATM card without debit card function. Not sure if still possible or not.

Or if get replacement debit card, disable oversea and ecomm spending from the start.

cancel and replace le, also disable oversea and e-commerce too, still feel insecure