Phone subscription? Better report to bank if bank no refund without good explanation oe ability to prove negligence lippt BNM
Unauthorized spending on my bank account
Unauthorized spending on my bank account
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Aug 12 2025, 11:03 PM
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#1
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Junior Member
845 posts Joined: Oct 2004 |
Phone subscription? Better report to bank if bank no refund without good explanation oe ability to prove negligence lippt BNM
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Aug 12 2025, 11:08 PM
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Junior Member
845 posts Joined: Oct 2004 |
QUOTE(heinlein @ Aug 12 2025, 11:04 PM) Just contact NSRC hotline 997 and try luck. Police can lipot but more work la I feel NSRC can help u as well.https://www.bnm.gov.my/-/asset_publisher/Qi...ontent/scam-a-1 They are a new initiative by BNM but first move always always call bank. This post has been edited by lordgamer3: Aug 12 2025, 11:09 PM |
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Aug 12 2025, 11:12 PM
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Junior Member
845 posts Joined: Oct 2004 |
QUOTE(heinlein @ Aug 12 2025, 11:10 PM) National Scam Response Center. The shotline is phone number 997. I dunno why the link i share doesn't direct u there but to bnm main page but HLB got some literature.https://www.hlb.com.my/content/dam/hlb/my/d...nsrc-faq-en.pdf You can Google about this as well. Hope this helps and may you recover your money from those Nasty bastards. This post has been edited by lordgamer3: Aug 12 2025, 11:15 PM |
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Aug 13 2025, 12:49 PM
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#4
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845 posts Joined: Oct 2004 |
QUOTE(ifourtos @ Aug 13 2025, 12:25 PM) this kind of mindset is so wrong. Dude as I said if the bank can't proof due to your own negligence you should ask BNM to get a refund. We all paid for our stupidity. Stupidity is not innocent. Your Card Info being phish, stolen, or you had become victim of social engineering. That is not Bank responbility. Your Stupidity is never innocent. You need to pay. Stolen credentials is a thing involuntary due to system lapses on FI side. Go read up. |
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Aug 13 2025, 01:04 PM
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Junior Member
845 posts Joined: Oct 2004 |
QUOTE(ifourtos @ Aug 13 2025, 01:01 PM) Dude. Authorised digitally by who? If someone find a loophole in the banking app or system and execute a script or bug so the onus falls on which party? There is a certain bank where its system.compromised any many users data and perform unauthorised rapid txn . This was not due to user negligence.why bank need to prove that??? Do you know how banking system OPERATE?? BANK ONLY NEED TO PROVE. THE TRANSACTION IS AUTHORIZED DIGITALLY. You can buy something from a "honest-looking" website, apps. But your transaction can be disguise as "Pre-auth, Pre-approved transaction" and send to bank. Which you buy once. but they can use that auth to keep charge payment on your account. Digital World is full of trap. All user must be vigilant. This post has been edited by lordgamer3: Aug 13 2025, 01:06 PM |
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Aug 13 2025, 01:10 PM
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Junior Member
845 posts Joined: Oct 2004 |
QUOTE(ifourtos @ Aug 13 2025, 01:08 PM) see, you still cannot understand. Database breach on bank part . Rapid multiple txn in succession involving many customers same time frame. So how bank want to prove Digital and Physical Auth?The only loop hole is the USER. if i can found loop hole breach into Bank System. you think i only select few B40 poor soul as VICTIM?????????????? Why not target those with Million in bank?? why scam only RM26.28 for few transaction???????????????? Nope. High network individual proven very vigilant with their Digital/Physical Auth. In otherhand, certain group are like "white paper" easy target. 😀 |
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