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 Unauthorized spending on my bank account

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eddievh
post Sep 3 2025, 12:23 AM

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TS already get back money?
TSheinlein
post Sep 3 2025, 07:41 AM

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QUOTE(eddievh @ Sep 3 2025, 12:23 AM)
TS already get back money?
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Yes,last night just got it back and just update the tered. I ady give up and move on til suddenly saw money returned.
N9484640
post Sep 3 2025, 09:27 AM

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I wish credit cards can disable all these overseas & eCommerce transactions too at the website

This post has been edited by N9484640: Sep 3 2025, 09:35 AM
TSheinlein
post Sep 3 2025, 09:55 AM

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QUOTE(N9484640 @ Sep 3 2025, 09:27 AM)
I wish credit cards can disable all these overseas & eCommerce transactions too at the website
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credit card cannot disable those functions? Last time I only disable overseas transaction cuz i never travel oversea, mana tau e-commerce also need to be disabled to prevent this misfortune from happening
ScooterBoi
post Sep 3 2025, 11:39 AM

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QUOTE(N9484640 @ Sep 3 2025, 09:27 AM)
I wish credit cards can disable all these overseas & eCommerce transactions too at the website
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Can... it is whether the bank's mobile banking app is user friendly or not.

Below screenshot of CIMB mobile banking app, cimb OCTO.

user posted image
Debit Card... activation/deactivation
- Contactless Payment. (This is pay wave at cashier.)
- Card-Not-Present transaction. (This is online purchases.)
- Overseas spendings & withdrawal.

user posted image
Credit Card... activation/deactivation
- Contactless Payment.
- Overseas spendings & withdrawal.

For credit card, there's no card-not-present activation/deactivation, but the transaction can be disputed and cancelled.


TSheinlein
post Sep 3 2025, 11:51 AM

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QUOTE(ScooterBoi @ Sep 3 2025, 11:39 AM)
Can... it is whether the bank's mobile banking app is user friendly or not.

Below screenshot of CIMB mobile banking app, cimb OCTO.

user posted image
Debit Card... activation/deactivation
- Contactless Payment.  (This is pay wave at cashier.)
- Card-Not-Present transaction. (This is online purchases.)
- Overseas spendings & withdrawal.

user posted image
Credit Card... activation/deactivation
- Contactless Payment.
- Overseas spendings & withdrawal.

For credit card, there's no card-not-present activation/deactivation, but the transaction can be disputed and cancelled.
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I have to disable on maybank website, the app doesnt have the disable function
mini orchard
post Sep 3 2025, 12:06 PM

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I oredi disabled my paywave feature for DC and CC. Required pin input for transactions.

When I was overseas last month, paywave failed. When the cashier cucuk the card, it automatic approved without pin input 😭

Lodge a report with the bank and till today no news. Should have disputed the transaction and get refund and free gift... lol.😅
TSheinlein
post Sep 3 2025, 12:13 PM

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QUOTE(mini orchard @ Sep 3 2025, 12:06 PM)
I oredi disabled my paywave feature for DC and CC. Required pin input for transactions.

When I was overseas last month, paywave failed. When the cashier cucuk the card, it automatic approved without pin input 😭

Lodge a report with the bank and till today no news. Should have disputed the transaction and get refund and free gift... lol.😅
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Paywave can be disable meh? I didnt see this option in my maybank website leh? Which bank you using?
mini orchard
post Sep 3 2025, 12:16 PM

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QUOTE(heinlein @ Sep 3 2025, 12:13 PM)
Paywave can be disable meh? I didnt see this option in my maybank website leh? Which bank you using?
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HLBB and PBB ... call CS.

When I lose my cards, I no worry other will use paywave.

This post has been edited by mini orchard: Sep 3 2025, 12:17 PM
TSheinlein
post Sep 3 2025, 12:21 PM

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QUOTE(mini orchard @ Sep 3 2025, 12:16 PM)
HLBB and PBB ... call CS.

When I lose my cards, I no worry other will use paywave.
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I want to disable also, now I switch to tng app to buy grocery le
ScooterBoi
post Sep 3 2025, 12:46 PM

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QUOTE(heinlein @ Sep 3 2025, 11:51 AM)
I have to disable on maybank website, the app doesnt have the disable function
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For cimb, they have moved many things from website to the mobile app. Mobile banking app is more suitable for mobile users, all the images and webpage fit into the small screen.


TSheinlein
post Sep 3 2025, 12:50 PM

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QUOTE(ScooterBoi @ Sep 3 2025, 12:46 PM)
For cimb, they have moved many things from website to the mobile app. Mobile banking app is more suitable for mobile users, all the images and webpage fit into the small screen.
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maybank still so outdated, what the software dev and R&D doing? Makan gaji buta ke?
ScooterBoi
post Sep 3 2025, 12:53 PM

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QUOTE(heinlein @ Sep 3 2025, 12:21 PM)
I want to disable also, now I switch to tng app to buy grocery le
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Get a credit card and wave it. No need so troublesome using phone/app.

When you use the card often, you will immediately notice if it goes missing. Report and get new one in the mail.



ScooterBoi
post Sep 3 2025, 01:12 PM

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QUOTE(heinlein @ Sep 3 2025, 12:50 PM)
maybank still so outdated, what the software dev and R&D doing? Makan gaji buta ke?
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Biggest bank in the country. smile.gif

I have a bank of china debit card. Its mobile banking app oso okay.

(Since the card is unionpay, not visa or mastercard, good for some places in china where they have only unionpay.)

user posted image
WongTheThief
post Sep 3 2025, 01:39 PM

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QUOTE(heinlein @ Sep 3 2025, 01:21 PM)
I want to disable also, now I switch to tng app to buy grocery le
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Set contactless limit to 0

My OCBC card now can't paywave for unknown reason, maybe got touched by water or something, can't paywave but only insert+PIN to use it
hoonanoo
post Sep 3 2025, 02:05 PM

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lucky damage small
TSheinlein
post Sep 3 2025, 03:01 PM

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QUOTE(ScooterBoi @ Sep 3 2025, 01:12 PM)
Biggest bank in the country. smile.gif

I have a bank of china debit card. Its mobile banking app oso okay.

(Since the card is unionpay, not visa or mastercard, good for some places in china where they have only unionpay.)

user posted image
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maybank really just indah khabar dari rupa leh. Still so outdated, china bank macam high end but their interface so many things clutter together

QUOTE(WongTheThief @ Sep 3 2025, 01:39 PM)
Set contactless limit to 0

My OCBC card now can't paywave for unknown reason, maybe got touched by water or something, can't paywave but only insert+PIN to use it
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Contactless limit to 0, then still can use insert + pin right? later back home set it, dun want set it in opik pc

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