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SUSeds2
post Jul 9 2025, 09:53 PM, updated 5 months ago

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I saw this one for sale house with agent name and number at it.

If i direct contact the owner of said house and make other deal will it cause any problem for the house owner? (Since he already engage the agent to sell his house?)
lyekit
post Jul 9 2025, 10:08 PM

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Usually no because most house owner does not sign any contract with the agent(s). It's mostly first come first serve situation.
anakkk
post Jul 9 2025, 10:10 PM

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of course no issue, owner will be happy cos no need give agent the commission :X
FappyBird
post Jul 9 2025, 10:12 PM

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Heed my advice bro, as u should heed the others too

Property agents are hamkachan pukimak setan whole family mati kind of pipul, u deal with them once u curse their entire 18 generations forever

Tldr, if u can dun deal with poorperty agents
mushigen
post Jul 9 2025, 10:15 PM

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A real estate lawyer I spoke to lamented that they (lawyers) do so much work but get paid less fee than agents.
xHj09
post Jul 9 2025, 10:21 PM

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Personally prefer agent, less hassle, some owners are hard to deal with, especially when it comes to price nego, might even get ghosted.

Wanna visit house also need to be at owner’s convenience. Agent will get the keys and try to make it at your time.

That’s just my thoughts. Bought my sub sale from agent. Didn’t mind letting him earn, house is less than 1m..
BOTAK_WAI
post Jul 9 2025, 11:01 PM

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QUOTE(eds2 @ Jul 9 2025, 09:53 PM)
I saw this one for sale house with agent name and number at it.

If i direct contact the owner of said house and make other deal will it cause any problem for the house owner? (Since he already engage the agent to sell his house?)
*
you don't need agent, just need a lawyer kawtim everything.
BOTAK_WAI
post Jul 9 2025, 11:01 PM

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QUOTE(mushigen @ Jul 9 2025, 10:15 PM)
A real estate lawyer I spoke to lamented that they (lawyers) do so much work but get paid less fee than agents.
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this is so true.
smokey
post Jul 9 2025, 11:29 PM

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Can share the steps to buy/ sell without agent?
GalaxyV
post Jul 9 2025, 11:46 PM

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QUOTE(FappyBird @ Jul 9 2025, 10:12 PM)
Heed my advice bro, as u should heed the others too

Property agents are hamkachan pukimak setan whole family mati kind of pipul, u deal with them once u curse their entire 18 generations forever

Tldr, if u can dun deal with poorperty agents
*
Hello Good Night.

I am property agent. My name is Jee Wah. Do you have any property that is going to sell or rent? I have potential clients...

If they whatsapp you this, what will you do?
AyamBlend
post Jul 10 2025, 12:04 AM

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QUOTE(mushigen @ Jul 9 2025, 10:15 PM)
A real estate lawyer I spoke to lamented that they (lawyers) do so much work but get paid less fee than agents.
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That's the thing between sales and support
Just like any other company
Support team after sales team admin team will be "doing alot more than the sales person' who chit chat drinking goyang kaki bodek and close the sealm
Juan86
post Jul 10 2025, 12:30 AM

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its normal if buying big houses

just dig the owner info out from "somewhere"

and direct call
pisces88
post Jul 10 2025, 12:32 AM

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u can do that. but rmber dont pay anything to owner directly.
JimbeamofNRT
post Jul 10 2025, 12:33 AM

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QUOTE(GalaxyV @ Jul 9 2025, 11:46 PM)
Hello Good Night.

I am property agent. My name is Jee Wah. Do you have any property that is going to sell or rent? I have potential clients...

If they whatsapp you this, what will you do?
*
ah those spammers...

Ask him to call me via his hp, not whatsapp, then lipot on Truecaller
mini orchard
post Jul 10 2025, 05:33 AM

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QUOTE(eds2 @ Jul 9 2025, 09:53 PM)
I saw this one for sale house with agent name and number at it.

If i direct contact the owner of said house and make other deal will it cause any problem for the house owner? (Since he already engage the agent to sell his house?)
*
If selling property is simple, the owner would have sell himself and save on agent's fee, no ?

And if a buyer is willing to help the owner to sell without any effort and save on agent's fee, why not ? Is something like winning a starter prize in magnum 4d. 🤣

As a owner seller, I will still collect a deposit and forfeit it if buyer change his mind B4 signing snp 😀

This post has been edited by mini orchard: Jul 10 2025, 06:50 AM
xHj09
post Jul 10 2025, 07:38 AM

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QUOTE(mini orchard @ Jul 10 2025, 05:33 AM)
If selling property is simple, the owner would have sell himself and save on agent's fee, no ?

And if a buyer is willing to help the owner to sell without any effort and save on agent's fee, why not ? Is something like winning a starter prize in magnum 4d. 🤣

As a owner seller, I will still collect a deposit and forfeit it if buyer change his mind B4 signing snp 😀
*
got engage lawyer for your earnest deposit agreement?
mini orchard
post Jul 10 2025, 07:45 AM

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QUOTE(xHj09 @ Jul 10 2025, 07:38 AM)
got engage lawyer for your earnest deposit agreement?
*
Don't have to reach that stage yet and spend money on legal fee.

Will draft a simple agreement on tnc rgd deposit payment. Deposit in my bank is better than in someone else bank for faster action 🤣.

If buyer don't agreed, then he is free to contact my agent.

This post has been edited by mini orchard: Jul 10 2025, 07:46 AM
Cookie101
post Jul 10 2025, 08:11 AM

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U can’t buy direct from owner without offer and contract. Period.

Agent acts as the safekeeper and middle person for the sales unless u want to engage two lawyers to act for you. End up costing even more.

What u can do is deal with the owner and agreed a fixed price then only find an agent for offer/contract purposes at a fixed sum. In this way u can skip the commission part.
mini orchard
post Jul 10 2025, 08:28 AM

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QUOTE(Cookie101 @ Jul 10 2025, 08:11 AM)
U can’t buy direct from owner without offer and contract. Period.

Agent acts as the safekeeper and middle person for the sales unless u want to engage two lawyers to act for you. End up costing even more.

What u can do is deal with the owner and agreed a fixed price then only find an agent for offer/contract purposes at a fixed sum. In this way u can skip the commission part.
*
And the agent is gonna do it as a free service ?
poco loco
post Jul 10 2025, 09:12 AM

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QUOTE(Juan86 @ Jul 10 2025, 12:30 AM)
its normal if buying big houses

just dig the owner info out from "somewhere"

and direct call
*
pejabat tanah,,,,
poco loco
post Jul 10 2025, 09:13 AM

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but still need a lawyer right?else pay deposit to who,tak takut lari or say no collected
mini orchard
post Jul 10 2025, 09:35 AM

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QUOTE(poco loco @ Jul 10 2025, 09:12 AM)
pejabat tanah,,,,
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Pejabat Tanah cannot find owner unless have the right info. They don't store info based on address.

QUOTE(poco loco @ Jul 10 2025, 09:13 AM)
but still need a lawyer right?else pay deposit to who,tak takut lari or say no collected
*
If don't want to deal through agent, then have to take risk.
MegaCanonF
post Jul 10 2025, 09:36 AM

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owner engage agent coz he has no time to handle all the viewings / side stuff..

what to do . if u engage owner , pls at least don't waste his time . that is what the agents are for .
mini orchard
post Jul 10 2025, 09:41 AM

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QUOTE(MegaCanonF @ Jul 10 2025, 09:36 AM)
owner engage agent coz he has no time to handle all the viewings  / side stuff..

what to do . if u engage owner , pls at least don't waste his time . that is what the agents are for .
*
Some people think agent earn commission very easy. Spend time drink coffee and eat char koay teow in kopitiam can close deal.

Go find out iProp how much they charge agents to advertise !

This post has been edited by mini orchard: Jul 10 2025, 09:41 AM
mushigen
post Jul 10 2025, 09:41 AM

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QUOTE(poco loco @ Jul 10 2025, 09:13 AM)
but still need a lawyer right?else pay deposit to who,tak takut lari or say no collected
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With or without agent, you still need a lawyer.
MegaCanonF
post Jul 10 2025, 09:48 AM

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QUOTE(mini orchard @ Jul 10 2025, 09:41 AM)
Some people think agent earn commission very easy. Spend time drink coffee and eat char koay teow in kopitiam can close deal.

Go find out iProp how much they charge agents to advertise !
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yeah , imagine 10 prospective buyers, 10 different time slot to view, and sometimes all 10 loan not passed or something, owner oso have their own work to do , dun la . btw ayam just thinking owner POV here. maybe TS lucky if can get understanding owner
mini orchard
post Jul 10 2025, 09:50 AM

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QUOTE(mushigen @ Jul 10 2025, 09:41 AM)
With or without agent, you still need a lawyer.
*
There cases where buyers wants to abort the deal B4 reaching the lawyer's office for reason only known to the buyer.

If owner seller don't collect deposits, he may missed out on another potential buyer waiting in line without any compensation for time wasted dealing with the buyer.

This post has been edited by mini orchard: Jul 10 2025, 09:51 AM
Boomwick
post Jul 10 2025, 09:57 AM

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QUOTE(FappyBird @ Jul 9 2025, 10:12 PM)
Heed my advice bro, as u should heed the others too

Property agents are hamkachan pukimak setan whole family mati kind of pipul, u deal with them once u curse their entire 18 generations forever

Tldr, if u can dun deal with poorperty agents
*
Wow.. say like owner are very good.

I tell u purchaser out there, it is confirm safe to use a legal REN property agent to safe guard your own deposit, be it rent or sale

U never heard of eerie story owner take multiple deposit from purchaser and disappear with all your deposit.. because u got no stakeholder (real estate agency) to protect u in case anything happen, deposit is safe.

Deal with owner, owner ask u place deposit 3% for his house direct transfer to his name, if he do 5 times to diff fella, and disappear because he need cash, u jao lok gao ad.
Usually such case is they sell super cheap one, and tell u pay deposit to their own name

This post has been edited by Boomwick: Jul 10 2025, 09:59 AM
poco loco
post Jul 10 2025, 10:00 AM

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QUOTE(mini orchard @ Jul 10 2025, 09:35 AM)
Pejabat Tanah cannot find owner unless have the right info. They don't store info based on address.
If don't want to deal through agent, then have to take risk.
*
agent also use thier lawyer...say if pay 3.xx% from the unit price then they will remove the ad on fb,
mushigen
post Jul 10 2025, 10:21 AM

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QUOTE(mini orchard @ Jul 10 2025, 09:50 AM)
There cases where buyers wants to abort the deal B4 reaching the lawyer's office for reason only known to the buyer.

If owner seller don't collect deposits, he may missed out on another potential buyer waiting in line without any compensation for time wasted dealing with the buyer.
*
Of course need to pay earnest deposit to book the house mah.
mushigen
post Jul 10 2025, 10:25 AM

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QUOTE(Boomwick @ Jul 10 2025, 09:57 AM)
Wow.. say like owner are very good.

I tell u purchaser out there, it is confirm safe to use a legal REN property agent to safe guard your own deposit, be it rent or sale

U never heard of eerie story owner take multiple deposit from purchaser and disappear with all your deposit..  because u got no stakeholder (real estate agency) to protect u in case anything happen, deposit is safe.

Deal with owner, owner ask u place deposit 3% for his house direct transfer to his name, if he do 5 times to diff fella, and disappear because he need cash, u jao lok gao ad.
Usually such case is they sell super cheap one, and tell u pay deposit to their own name
*
Earnest deposit is either paid to buyer's lawyer (who will then write to seller's lawyer to confirm status and transfer the money to the seller's lawyer, or the real estate agency.

If owner asks to pay to him directly, I'll pass. Kinda scary.
kausar
post Jul 10 2025, 10:27 AM

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if u have time and resources direct to owner but using agent is easy just pay commission to them and all document they will settle
mini orchard
post Jul 10 2025, 10:29 AM

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QUOTE(poco loco @ Jul 10 2025, 10:00 AM)
agent also use thier lawyer...say if pay 3.xx% from the unit price then they will remove the ad on fb,
*
Some agent's do or dont remove ad after collecting deposits.

A 3% deposit is not a 100% confirmed sale until the SnP is signed. Even with SnP signed, either party can still cancel the deal and the aggrieved party agreed to accept monetary compensation to abort it.

A deal is only completed when the full purchase price is paid and the buyer takes possession of the keys to the property.


mini orchard
post Jul 10 2025, 10:32 AM

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QUOTE(kausar @ Jul 10 2025, 10:27 AM)
if u have time and resources direct to owner but using agent is easy just pay commission to them and all document they will settle
*
Buyers normally don't pay commission unless he engage one to lookout for a property.

Property agents are normally engaged by the seller and therefore he pays the commission.
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post Jul 10 2025, 10:41 AM

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QUOTE(eds2 @ Jul 9 2025, 09:53 PM)
I saw this one for sale house with agent name and number at it.

If i direct contact the owner of said house and make other deal will it cause any problem for the house owner? (Since he already engage the agent to sell his house?)
*
Problem for house owner? No.

Problem for you? 99% Yes.

Agents help you in a lot of the process stuff, so you have less headache to worry about. You can do yourself, but chances that you mess up is very high.

QUOTE(mushigen @ Jul 9 2025, 10:15 PM)
A real estate lawyer I spoke to lamented that they (lawyers) do so much work but get paid less fee than agents.
*
What work they do? Lawyer work when come to this is just busy work, most of it is template, change abit here and there, submit documents, etc.

Agents have to do damn a lot of work for a single sale. Lawyer sit in office, get work to do because engaged with the agency already. Work is fed to them. The agent has to go out find units, go out show units to people. 10 people see house, maybe not even a single one buy. The travel cost is quite high, sometimes a single sale for rent just enough to cover cost for a month.
mushigen
post Jul 10 2025, 10:46 AM

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QUOTE(mini orchard @ Jul 10 2025, 10:32 AM)
Buyers normally don't pay commission unless he engage one to lookout for a property.

Property agents are normally engaged by the seller and therefore he pays the commission.
*
Not the case in Johor and Penang.
lordgamer3
post Jul 10 2025, 10:50 AM

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QUOTE(eds2 @ Jul 9 2025, 09:53 PM)
I saw this one for sale house with agent name and number at it.

If i direct contact the owner of said house and make other deal will it cause any problem for the house owner? (Since he already engage the agent to sell his house?)
*
Can do discretely. The agent normally will bring the potential buyer to the property. Normally what will happen after yours agent will show them till exhausted. If consumer want to secure deal and not go through agency and they like seller they come direct but make sure your lawyer and their lawyer do things above board no shortcut. Last time I buang agent cust came to use save us 20k
lordgamer3
post Jul 10 2025, 10:50 AM

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QUOTE(poco loco @ Jul 10 2025, 09:13 AM)
but still need a lawyer right?else pay deposit to who,tak takut lari or say no collected
*
Exactly very important point no bypass lawyer .
mini orchard
post Jul 10 2025, 10:54 AM

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QUOTE(mushigen @ Jul 10 2025, 10:46 AM)
Not the case in Johor and Penang.
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But if is market practice in the particular town, then just follow. Otherwise, the norm is seller obligations.
mini orchard
post Jul 10 2025, 10:59 AM

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QUOTE(silverhawk @ Jul 10 2025, 10:41 AM)
Problem for house owner? No.

Problem for you? 99% Yes.

Agents help you in a lot of the process stuff, so you have less headache to worry about. You can do yourself, but chances that you mess up is very high.
What work they do? Lawyer work when come to this is just busy work, most of it is template, change abit here and there, submit documents, etc.

Agents have to do damn a lot of work for a single sale. Lawyer sit in office, get work to do because engaged with the agency already. Work is fed to them. The agent has to go out find units, go out show units to people. 10 people see house, maybe not even a single one buy. The travel cost is quite high, sometimes a single sale for rent just enough to cover cost for a month.
*
We should not compare the fees and scope of work for different professions. Each have different work scope to complete the transaction and the fees are govern by their professional bodies.

It may look simple from other pov but the responsibilities in ensuring is completed without error is important. In short, don't screwed up when one is paid to do the job, no matter the price.

This post has been edited by mini orchard: Jul 10 2025, 11:05 AM
FappyBird
post Jul 10 2025, 11:06 AM

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QUOTE(silverhawk @ Jul 10 2025, 10:41 AM)
Problem for house owner? No.

Problem for you? 99% Yes.

Agents help you in a lot of the process stuff, so you have less headache to worry about. You can do yourself, but chances that you mess up is very high.
What work they do? Lawyer work when come to this is just busy work, most of it is template, change abit here and there, submit documents, etc.

Agents have to do damn a lot of work for a single sale. Lawyer sit in office, get work to do because engaged with the agency already. Work is fed to them. The agent has to go out find units, go out show units to people. 10 people see house, maybe not even a single one buy. The travel cost is quite high, sometimes a single sale for rent just enough to cover cost for a month.
*
This agent si the tohsuikah why I fucking hate them now, before sale say atmost 6 months can kaotim move in, now almost a year already call lawyer they said administration stuffs changed so became much longer and mafan, also told them to tell agent call me, hkc agent never called back. Before sign snp he even said if he could bring the agreement to me for signing this tohsuikah hkc
mini orchard
post Jul 10 2025, 11:23 AM

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QUOTE(FappyBird @ Jul 10 2025, 11:06 AM)
This agent si the tohsuikah why I fucking hate them now, before sale say atmost 6 months can kaotim move in, now almost a year already call lawyer they said administration stuffs changed so became much longer and mafan, also told them to tell agent call me, hkc agent never called back. Before sign snp he even said if he could bring the agreement to me for signing this tohsuikah hkc
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This agent deserved a slap for over promising things but don't equate one to all. Maybe one day, you meet a good one.

Btw, no lawyer's allow outsider to handle signing snp outside their office. Even if it can be done, it will be by their staff for special clients.
KitZhai
post Jul 10 2025, 11:40 AM

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I am agent here. Yes U can do so.

But kesianlah that agent spent money & effort to advertise that house and suddenly you just bypass his effort. Let's say if U wanted to get like 2% cheaper to bypass agent fees, can ask agent to help nego for you one ma.

My advertisement in property guru cost RM108/7 days.

If 2 months there also close to 900 not including yet other platform. Let him cari Makan also loh


mini orchard
post Jul 10 2025, 12:10 PM

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QUOTE(KitZhai @ Jul 10 2025, 11:40 AM)
I am agent here. Yes U can do so.

But kesianlah that agent spent money & effort to advertise that house and suddenly you just bypass his effort. Let's say if U wanted to get like 2% cheaper to bypass agent fees, can ask agent to help nego for you one ma.

My advertisement in property guru cost RM108/7 days.

If 2 months there also close to 900 not including yet other platform. Let him cari Makan also loh
*
Buyer should pay based on what he thinks is fair market price and not to knock off agent's commission from the seller.

If this approach is taken, the buyers will want to knock off lawyer's fee, stamp duty, valuation fee and even disbursement.

Seller oredi pay your fee, yet he has to deduct further to make your buyer happy ?

Think about it. Don't be so cheapskate to close the deal ! You are suppose to act in the interest of the seller who is paying your fee !!!!!!

I don't blame some forumers here looking down on you guys agent if this is what the industry is doing.

This post has been edited by mini orchard: Jul 10 2025, 12:49 PM
netflix2019
post Jul 10 2025, 12:15 PM

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QUOTE(KitZhai @ Jul 10 2025, 11:40 AM)
I am agent here. Yes U can do so.

But kesianlah that agent spent money & effort to advertise that house and suddenly you just bypass his effort. Let's say if U wanted to get like 2% cheaper to bypass agent fees, can ask agent to help nego for you one ma.

My advertisement in property guru cost RM108/7 days.

If 2 months there also close to 900 not including yet other platform. Let him cari Makan also loh
*
Honestly what ur part in the business deal that earn u 2%?

Lets say u sold a 2m semi D house in nice area. 40k for 2%. Like. What work did u actually do. Other than take key bring potential buyer look see. This kind of work worth 40k?

mini orchard
post Jul 10 2025, 12:36 PM

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QUOTE(netflix2019 @ Jul 10 2025, 12:15 PM)
Honestly what ur part in the business deal that earn u 2%?

Lets say u sold a 2m semi D house in nice area. 40k for 2%. Like. What work did u actually do. Other than take key bring potential buyer look see. This kind of work worth 40k?
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Your view is narrow seeing only when he closed the deal.

What happens prior and if unlucky didn't close the deal ? What if seller decides not to sell later ? Who pays for his advertisements, travelling, phone bill and time cost ?

I know some agent's spend few K a month on advertisements dealing with high-end property.

If selling 2m property can close within 6 months, consider very lucky. 1 year is considered normal. How many has 2 mil or eligible for that loan ? 🤔

I know I cannot afford.

This post has been edited by mini orchard: Jul 10 2025, 12:46 PM
Maknusia
post Jul 10 2025, 12:56 PM

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QUOTE(eds2 @ Jul 9 2025, 09:53 PM)
I saw this one for sale house with agent name and number at it.

If i direct contact the owner of said house and make other deal will it cause any problem for the house owner? (Since he already engage the agent to sell his house?)
*
Without an agent, definitely boleh. That's how my hubby and I bought current join with joint account.

But I would strongly urge to get the same lawyer, meaning buyer and seller uses the same lawyer, so that reduces the back and forth hassle, this is where having an agent comes handy, they take care that part of it as well.
mini orchard
post Jul 10 2025, 12:59 PM

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QUOTE(Maknusia @ Jul 10 2025, 12:56 PM)
Without an agent, definitely boleh. That's how my hubby and I bought current join with joint account.

But I would strongly urge to get the same lawyer, meaning buyer and seller uses the same lawyer, so that reduces the back and forth hassle, this is where having an agent comes handy, they take care that part of it as well.
*
If buyer or seller ask me to use his lawyer, I won't agree.

I don't mind if he ask my lawyer to handle 🤣
KitZhai
post Jul 10 2025, 01:01 PM

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QUOTE(netflix2019 @ Jul 10 2025, 01:15 PM)
Honestly what ur part in the business deal that earn u 2%?

Lets say u sold a 2m semi D house in nice area. 40k for 2%. Like. What work did u actually do. Other than take key bring potential buyer look see. This kind of work worth 40k?
*
We never force owner to take our services. Afterall it's just an offer that we have the client, you take our clients you pay for the fees. Otherwise you are free to say "it's okay I can sell/rent my property myself".

We never force. But if you can find the client by your own. Do it yourself. And don't ever badmouth agents. Not all agents are crook. At least I know I ain't cunning type of agent. I seek for tenant, I offer to landlord.

You just be like my friend brother in law. Saying that don't need to look for agent service. Can rent himself. After 4 months unable to secure tenant, then ended up take up agent service and cry lost 4months +1 month agent fees.

You try la look for buyer yourself. You think so easy just post 1 advertisement and get the client directly? We a specialized in diverty clients and recommend them what else other option they could buy according to their demand.

I post property A for rent. But after filtering out the client, I think property B or C is much more recommended. So I drag this tenant to B or C landlord. Don't you think owner of B or C should pay me for that?


Maknusia
post Jul 10 2025, 01:01 PM

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QUOTE(mini orchard @ Jul 10 2025, 12:59 PM)
If buyer or seller ask me to use his lawyer, I won't agree.

I don't mind if he ask my lawyer to handle 🤣
*
yeah its a tough situation, this is where agent becomes handy.

As for our house, we were lucky as the loan to be and the house owner was the same bank. We were comfortable to use the bank lawyer and complete the S&P
Porkycorgi5588
post Jul 10 2025, 02:00 PM

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QUOTE(eds2 @ Jul 9 2025, 09:53 PM)
I saw this one for sale house with agent name and number at it.

If i direct contact the owner of said house and make other deal will it cause any problem for the house owner? (Since he already engage the agent to sell his house?)
*
How much money can you save?
Agent fees 1-3% only. Paid by houseseller

SPA, MOT etc. have to pay to gov regardless.

Chobits
post Jul 10 2025, 02:07 PM

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QUOTE(eds2 @ Jul 9 2025, 09:53 PM)
I saw this one for sale house with agent name and number at it.

If i direct contact the owner of said house and make other deal will it cause any problem for the house owner? (Since he already engage the agent to sell his house?)
*
if u direct contact house owner and say u and the lawyer will kautim 100%. he will happy to the moon, becoz no need to pay agent commission.
but if u tell house owner, he need to work / do stuff for the sale, he will diu you and ask u to fly kite.

QUOTE(FappyBird @ Jul 9 2025, 10:12 PM)
Heed my advice bro, as u should heed the others too

Property agents are hamkachan pukimak setan whole family mati kind of pipul, u deal with them once u curse their entire 18 generations forever

Tldr, if u can dun deal with poorperty agents
*
yes, agreed cause they make anthills become mountains. hantu is them, god also is them.
becoz normal ppl duno how buy / sell house works

QUOTE(Cookie101 @ Jul 10 2025, 08:11 AM)
U can’t buy direct from owner without offer and contract. Period.

Agent acts as the safekeeper and middle person for the sales unless u want to engage two lawyers to act for you. End up costing even more.

What u can do is deal with the owner and agreed a fixed price then only find an agent for offer/contract purposes at a fixed sum. In this way u can skip the commission part.
*
what hantu 2 lawyers? only 1 lawyer required, if the lawyer is competent.
if the lawyer asyik nak shortcut, tak mau buat homework go find information.
then of course mau ramai2 loyar buruk to complete the job.


mini orchard
post Jul 10 2025, 02:13 PM

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QUOTE(Porkycorgi5588 @ Jul 10 2025, 02:00 PM)
How much money can you save?
Agent fees 1-3% only. Paid by houseseller

SPA, MOT etc. have to pay to gov regardless.
*
Normally this happens in the same taman.

If the seller knows the buyer from the same taman, more likely he will be firm with the selling price with little room for negotiation.

Who else will approach seller directly if he is not desperate to own the property and also living in the same taman. Maybe now living with parents and wants to be near.

One of my friend paid the asking price for his neighbour house without nego after leaning he wants to sell. I say it worth it because when is sold to others, got money also cannot buy.

This post has been edited by mini orchard: Jul 10 2025, 02:14 PM
netflix2019
post Jul 10 2025, 02:42 PM

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QUOTE(mini orchard @ Jul 10 2025, 12:36 PM)
Your view is narrow seeing only when he closed the deal.

What happens prior and if unlucky didn't close the deal ? What if seller decides not to sell later ? Who pays for his advertisements, travelling, phone bill and time cost ?

I know some agent's spend few K a month on advertisements dealing with high-end property.

If selling 2m property can close within 6 months, consider very lucky. 1 year is considered normal. How many has 2 mil or eligible for that loan ? 🤔

I know I cannot afford.
*
Back to my orinigal question. What is your job during all these scenario that u listed? worth 40k ?

QUOTE(KitZhai @ Jul 10 2025, 01:01 PM)
We never force owner to take our services. Afterall it's just an offer that we have the client, you take our clients you pay for the fees. Otherwise you are free to say "it's okay I can sell/rent my property myself".

We never force. But if you can find the client by your own. Do it yourself. And don't ever badmouth agents. Not all agents are crook. At least I know I ain't cunning type of agent. I seek for tenant, I offer to landlord.

You just be like my friend brother in law. Saying that don't need to look for agent service. Can rent himself. After 4 months unable to secure tenant, then ended up take up agent service and cry lost 4months +1 month agent fees.

You try la look for buyer yourself. You think so easy just post 1 advertisement and get the client directly? We a specialized in diverty clients and recommend them what else other option they could buy according to their demand.

I post property A for rent. But after filtering out the client, I think property B or C is much more recommended. So I drag this tenant to B or C landlord.  Don't you think owner of B or C should pay me for that?
*
I am just asking what is the job of agent during the transaction. Can feel a lot of emotions in ur reply but u are not actually answering the question.

What did u do that justify the 2% ?

I do engage agent for properties all. For me is the safety, never know who am i dealing with and i am sure not gonna meet some stranger in empty house/shoplot. But this safety for 2% is a bit too much IMHO which is why i am asking what else did u guys do other than connecting me to potential buyer. Those paperworks which again, IMHO, is the heavy lifting in transaction which is done by lawyers.What's your role during all this?
Zot
post Jul 10 2025, 02:46 PM

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QUOTE(xHj09 @ Jul 9 2025, 10:21 PM)
Personally prefer agent, less hassle, some owners are hard to deal with, especially when it comes to price nego, might even get ghosted.

Wanna visit house also need to be at owner’s convenience. Agent will get the keys and try to make it at your time.

That’s just my thoughts. Bought my sub sale from agent. Didn’t mind letting him earn, house is less than 1m..
*
Yes it is easy to nego price with agent because the price is already marked up from selling price the owner set biggrin.gif
mini orchard
post Jul 10 2025, 03:58 PM

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QUOTE(netflix2019 @ Jul 10 2025, 02:42 PM)
Back to my orinigal question. What is your job during all these scenario that u listed? worth 40k ?
*
You want to know, go be an agent and reply to your own question so the rest will know 😆

Btw, remunerations of estate agents are regulated by by-laws.

This post has been edited by mini orchard: Jul 10 2025, 04:35 PM
mini orchard
post Jul 10 2025, 04:02 PM

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QUOTE(Zot @ Jul 10 2025, 02:46 PM)
Yes it is easy to nego price with agent because the price is already marked up from selling price the owner set  biggrin.gif
*
All product prices in the market are marked-up to allow for bargaining and ALL customers don't buy unless there is a 'bargain' 🤣
black_Zer0
post Jul 10 2025, 04:05 PM

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My agent was young and made a mistake of letting the owner meet me.

The owner himself privately contacted me and suggested to bypass the agent. (He's a Dato' Lawyer).

But in the end, kesian the agent and gave him some commission.
mini orchard
post Jul 10 2025, 04:10 PM

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QUOTE(black_Zer0 @ Jul 10 2025, 04:05 PM)
My agent was young and made a mistake of letting the owner meet me.

The owner himself privately contacted me and suggested to bypass the agent. (He's a Dato' Lawyer).

But in the end, kesian the agent and gave him some commission.
*
Unless you give him your hp number or a namecard, there is no way he can contact you.

If you really kesian the agent, you should do the right thing and know he earning an honest living.

But then, greeds overrides ethics when the seller gave few thousands discount on the selling price to bypass the agent. With your generosity, nett nett also lit bit gain but the agent know your ethics.

What goes around will come back to where it starts.

This post has been edited by mini orchard: Jul 10 2025, 05:09 PM
yhtan
post Jul 10 2025, 05:49 PM

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QUOTE(eds2 @ Jul 9 2025, 09:53 PM)
I saw this one for sale house with agent name and number at it.

If i direct contact the owner of said house and make other deal will it cause any problem for the house owner? (Since he already engage the agent to sell his house?)
*
as buyer, better go through agent to safeguard your interest, if loan not approve at least u still can get back the 3% downpayment if u wrote the term in the booking form.

sales commission is paid by owner, normally they will mark up by higher selling price. unless u wanna deal directly with owner with cheaper price, maybe about RM10-20k lesser.

I remember my friend did as agent, the buyer go contact the owner directly via neighbour and kena scold, ask him where does he get his number and information and curse him, some owner might want their privacy and prefer not to be kacau.
yhtan
post Jul 10 2025, 06:00 PM

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QUOTE(netflix2019 @ Jul 10 2025, 02:42 PM)
Back to my orinigal question. What is your job during all these scenario that u listed? worth 40k ?
I am just asking what is the job of agent during the transaction. Can feel a lot of emotions in ur reply but u are not actually answering the question.

What did u do that justify the 2% ?

I do engage agent for properties all. For me is the safety, never know who am i dealing with and i am sure not gonna meet some stranger in empty house/shoplot. But this safety for 2% is a bit too much IMHO which is why i am asking what else did u guys do other than connecting me to potential buyer. Those paperworks which again, IMHO, is the heavy lifting in transaction which is done by lawyers.What's your role during all this?
*
- engage contractor to fix/repair the property damage
- advertising at online platform and find potential buyer
- advise the owner to sell at near market price, agency normally has data of last 5-10 transaction value and giving advise to owner, some owner thought their house renovated and can sell 1mil, padahal market value only 700k. Agent need to negotiate owner and reach a price agreeable by both parties.
- filtering customer, normally they can filter based on the gross income, if high DSR is not your potential customer and don't waste time on it
- Connect buyer and seller with lawyer and banker, normally different bank has different DSR ratio, buyer may fail to obtain loan from Maybank but Ambank can make it.

Basically is like a broker job, it sound easy but when u deal with it, it is quite headache especially for newbie.
mini orchard
post Jul 10 2025, 06:30 PM

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QUOTE(yhtan @ Jul 10 2025, 06:00 PM)
- engage contractor to fix/repair the property damage
- advertising at online platform and find potential buyer
- advise the owner to sell at near market price, agency normally has data of last 5-10 transaction value and giving advise to owner, some owner thought their house renovated and can sell 1mil, padahal market value only 700k. Agent need to negotiate owner and reach a price agreeable by both parties.
- filtering customer, normally they can filter based on the gross income, if high DSR is not your potential customer and don't waste time on it
- Connect buyer and seller with lawyer and banker, normally different bank has different DSR ratio, buyer may fail to obtain loan from Maybank but Ambank can make it.

Basically is like a broker job, it sound easy but when u deal with it, it is quite headache especially for newbie.
*
Your agents dont have to justified your commissions to sellers because the fees chargeable is transparent and governed by your Board.

If sellers think is excessive comparable to the work done, he can diy or lodge a complain to the Board.

Your agents is to close deals and get the best price for sellers but dont waste time with sellers having issues paying commission. Even if a seller wants to pay 5% commission for a poor property location and condition, musang king don't drop down straight away !

This post has been edited by mini orchard: Jul 10 2025, 06:41 PM
Boomwick
post Jul 10 2025, 06:41 PM

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QUOTE(FappyBird @ Jul 10 2025, 11:06 AM)
This agent si the tohsuikah why I fucking hate them now, before sale say atmost 6 months can kaotim move in, now almost a year already call lawyer they said administration stuffs changed so became much longer and mafan, also told them to tell agent call me, hkc agent never called back. Before sign snp he even said if he could bring the agreement to me for signing this tohsuikah hkc
*
1yr also cannot kaodim?

U are ill advise? Buying a condo where strata is issued and owner did not perfect the strata, hence need double transfer.. take times lo
Cookie101
post Jul 10 2025, 06:41 PM

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QUOTE(mini orchard @ Jul 10 2025, 08:28 AM)
And the agent is gonna do it as a free service ?
*
Where u get the free idea?

QUOTE(Chobits @ Jul 10 2025, 02:07 PM)
if u direct contact house owner and say u and the lawyer will kautim 100%. he will happy to the moon, becoz no need to pay agent commission.
but if u tell house owner, he need to work / do stuff for the sale, he will diu you and ask u to fly kite.
yes, agreed cause they make anthills become mountains. hantu is them, god also is them.
becoz normal ppl duno how buy / sell house works
what hantu 2 lawyers? only 1 lawyer required, if the lawyer is competent.
if the lawyer asyik nak shortcut, tak mau buat homework go find information.
then of course mau ramai2 loyar buruk to complete the job.
*
On a cheapskate basis, you use one lawyer who acts as the sole source just to do the transfer etc for both side.

If the terms is skewed or with added terms, u find your own lawyer. Tak pernah beli ke? This is not /k. Don’t sound your kkj like it’s a norm. One lawyer going to act in the interest of buyer or the seller? Want cheap then there’s the risk.

mini orchard
post Jul 10 2025, 07:11 PM

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QUOTE(Cookie101 @ Jul 10 2025, 06:41 PM)
Where u get the free idea?
*
You mean paying few hundreds to get the contract out.?

No professional would want to draft a contract when he is not involved in the negotiation. In the event of a disputes, he will not be able to answer in court.



KitZhai
post Jul 10 2025, 07:15 PM

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QUOTE(netflix2019 @ Jul 10 2025, 03:42 PM)
Back to my orinigal question. What is your job during all these scenario that u listed? worth 40k ?
I am just asking what is the job of agent during the transaction. Can feel a lot of emotions in ur reply but u are not actually answering the question.

What did u do that justify the 2% ?

I do engage agent for properties all. For me is the safety, never know who am i dealing with and i am sure not gonna meet some stranger in empty house/shoplot. But this safety for 2% is a bit too much IMHO which is why i am asking what else did u guys do other than connecting me to potential buyer. Those paperworks which again, IMHO, is the heavy lifting in transaction which is done by lawyers.What's your role during all this?
*
The rules and regulations of estate agent is that 3% of sales transactions is the agent commission. And that the main reason of coz is connecting the seller and buyer.

But if you think that is it, then U really think this job is too damn easy. Why not U try becoming an agent?

To secure a deal, you didn't see that as an agent, we need to answer alot of questions. What the are the property market value, bank value, developer title, status of the strata, is the title granted, if no, why? Developer liquidated, what should you do, what required for bank loan, negotiating tenancy condition and term between 2 parties, understanding the property so that can answer the tenant/buyer such like what are the management fees, sinking fund, what is the size of the unit, what renovation can or cannot be do.

For commercial properties, what are the title of the land, what can it be done and what is prohibited, how many amp, how many tonnes of flooring, ceiling height, power point, etc etc.

If really that simple just post ads and go appointment and take money, you try come do.

I even provide after sales service that personally helps landlord to fix door, changing light bulb, replacement of furniture or and broken item inside the unit, assist on applying permit to move in/out. Guiding tenant how to make payment for sinking fund,TnB,water bill, other utilities.

And yeah, so many more things that has to be handled that you just don't know what we are actually doing.
ScooterBoi
post Jul 10 2025, 07:28 PM

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QUOTE(Maknusia @ Jul 10 2025, 12:56 PM)
Without an agent, definitely boleh. That's how my hubby and I bought current join with joint account.

But I would strongly urge to get the same lawyer, meaning buyer and seller uses the same lawyer, so that reduces the back and forth hassle, this is where having an agent comes handy, they take care that part of it as well.
*
Definitely can... especially if both parties know each other.

For others in house hunting, if going diy, get to understand the whole process first.

For both seller and buyer, get to know who you will appoint as your lawyer. Or you can elect to have the same lawyer. Ask friends/relatives for recommendations. Make a visit to the lawyer's office, get to know the lawyer and ask some questions on legal fees, what documents the seller have to submit, etc.

For buyer, get to know your financial first before house hunting and how much loan you can get. Approach a bank nearby, the loan officer may know the area and how much loan they can approve on the house/condo. You may have to do the legwork again after signing the s&p. The s&p will state the length of time to get the loan and complete the transaction. It will also state the penalties and late charges.

To make it more simple, as a seller, don't take booking fees. If the buyer is really serious, make appointment at the lawyer office to begin the process. The lawyer will draw up some documents and the buyer should straight away give 10% as 1st payment to the lawyer.



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post Jul 10 2025, 07:29 PM

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QUOTE(mini orchard @ Jul 10 2025, 11:23 AM)
This agent deserved a slap for over promising things but don't equate one to all. Maybe one day, you meet a good one.

Btw, no lawyer's allow outsider to handle signing snp outside their office. Even if it can be done, it will be by their staff for special clients.
*
that agent said he can bring to me for signing sia...deswai we fucking rejected that

ended up signing in the lolyar office. honestly overpriced, slow and unresponsive

after kaotim take key i will shame them on their google review, tohsuikai hkc lolyar and agents overpromise now waste other ppls time...snp stated clearly for extended period of time meaning next year also baru kaotim also can
ScooterBoi
post Jul 10 2025, 07:35 PM

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QUOTE(eds2 @ Jul 9 2025, 09:53 PM)
I saw this one for sale house with agent name and number at it.

If i direct contact the owner of said house and make other deal will it cause any problem for the house owner? (Since he already engage the agent to sell his house?)
*
How would you get the homeowner's phone number? He could be from another town or currently abroad... that's why he listed the house with agent.

He could oso be a very private/shy person and don't like meeting people, hence he hired an agent to handle the sale.

mini orchard
post Jul 11 2025, 12:08 PM

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QUOTE(ScooterBoi @ Jul 10 2025, 07:28 PM)
To make it more simple, as a seller, don't take booking fees. If the buyer is really serious, make appointment at the lawyer office to begin the process. The lawyer will draw up some documents and the buyer should straight away give 10% as 1st  payment to the lawyer.
*
No buyer is really serious without paying a booking fee. He can always cancel the appointment if he finds a better deal.

And no seller is also really serious without a booking fee. He will sell to the next buyer with a higher offer.

To bind a person to form a formal contract, money is important consideration.

In business dealings, money talks, gentleman word sucks 😂

QUOTE(ScooterBoi @ Jul 10 2025, 07:35 PM)
How would you get the homeowner's phone number? He could be from another town or currently abroad... that's why he listed the house with agent.

He could oso be a very private/shy person and don't like meeting people, hence he hired an agent to handle the sale.
*
Finding owners contact is not difficult.

But if buyer wants to contact owner, be prepared to offer better than what the agent is selling, otherwise don't bothered. No owner would want to turn away more money, no matter how busy he is ... lol.

This post has been edited by mini orchard: Jul 11 2025, 12:16 PM
adamhzm90
post Jul 11 2025, 12:44 PM

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I bought my subsale house without agent..

Just need a good lawyer
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post Jul 11 2025, 12:49 PM

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QUOTE(FappyBird @ Jul 9 2025, 10:12 PM)
Heed my advice bro, as u should heed the others too

Property agents are hamkachan pukimak setan whole family mati kind of pipul, u deal with them once u curse their entire 18 generations forever

Tldr, if u can dun deal with poorperty agents
*
wow...what happen to your bitter experience?
can share?
FappyBird
post Jul 11 2025, 01:40 PM

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QUOTE(K555 @ Jul 11 2025, 12:49 PM)
wow...what happen to your bitter experience?
can share?
*
Over promising before sign everything can can can very fast

After signing, never bothered to call back. Now just deal with lolyar
nihility
post Jul 11 2025, 02:16 PM

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Many responses come from the perspective of a one-off experience with real estate agents. And if you’re only transacting once, sure—it makes sense that you might want to save on agent fees. But remember: a real estate agent exists to protect the interests of both the buyer and seller, serving as a neutral buffer if either party decides to pull out midway through the deal.

Most people only consider the best-case scenario—how much they can save. Rarely do they plan for the worst-case: what happens when things go wrong? Who steps in to safeguard your interests then? Before deciding to proceed without an agent, go look up a few real-life property deals gone bad and ask yourself—can you handle that kind of stress if things fall apart?

Secondly, a good agent isn’t just a transactional middleman—they’re a long-term strategic leverage. It’s surprising how many people overlook this. How do you leverage them? Simple: build a win-win relationship. Let the agent earn what they deserve, and in the future, when they come across a great opportunity or kan tao, who do you think they’ll call first? The cheapskate who counted every cent—or the owner who treated them with fairness?

You already know the answer.

Anchor tenants—like banks, popular F&B chains, or currency exchange networks—are often scooped up fast. But when agents can’t place all of them, who do they call next? The owner who was easy to work with. The one they trust. And the value doesn’t stop at one deal—it continues through insider access, good tenants, and deals that don’t hit the open market.

Of course, this is just my view. If you believe handling everything without an agent benefits you more, by all means—go ahead. Just remember: there are always two sides to every decision. Make sure you're prepared to live with the risks that come with going without professional representation.


GravityFi3ld
post Jul 11 2025, 04:28 PM

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QUOTE(Boomwick @ Jul 10 2025, 09:57 AM)
Wow.. say like owner are very good.

I tell u purchaser out there, it is confirm safe to use a legal REN property agent to safe guard your own deposit, be it rent or sale

U never heard of eerie story owner take multiple deposit from purchaser and disappear with all your deposit..  because u got no stakeholder (real estate agency) to protect u in case anything happen, deposit is safe.

Deal with owner, owner ask u place deposit 3% for his house direct transfer to his name, if he do 5 times to diff fella, and disappear because he need cash, u jao lok gao ad.
Usually such case is they sell super cheap one, and tell u pay deposit to their own name
*
have always been curious about these cases, as the buyer that has placed/paid to the owner - can't we freeze the owner account after lodging a police report then with the bank? then the hassle will be on the owner to open other account to continue the scam, but should be blacklisted by bank one by one each time the account kena frozen? unless the owner just want to quick cash and cabut - but then the property still dangling there? sweat.gif
vaksin
post Jul 11 2025, 04:37 PM

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if agent can help buy/sell property faster, so just use agent lorr..
Boomwick
post Jul 11 2025, 04:52 PM

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QUOTE(GravityFi3ld @ Jul 11 2025, 04:28 PM)
have always been curious about these cases, as the buyer that has placed/paid to the owner - can't we freeze the owner account after lodging a police report then with the bank? then the hassle will be on the owner to open other account to continue the scam, but should be blacklisted by bank one by one each time the account kena frozen? unless the owner just want to quick cash and cabut - but then the property still dangling there?  sweat.gif
*
Usually the case is despo case..
The house also mao kena lelong ad..

So he offer cheap cheap.. then purchaser naik bait..
Sekali ambik as much as he can.

Then cash out and also ready to siam ad one la
romuluz777
post Jul 11 2025, 05:30 PM

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Save the 3% and go direct.
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post Jul 12 2025, 02:52 AM

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QUOTE(GravityFi3ld @ Jul 11 2025, 05:28 PM)
have always been curious about these cases, as the buyer that has placed/paid to the owner - can't we freeze the owner account after lodging a police report then with the bank? then the hassle will be on the owner to open other account to continue the scam, but should be blacklisted by bank one by one each time the account kena frozen? unless the owner just want to quick cash and cabut - but then the property still dangling there?  sweat.gif
*
U might be overseen the fact that the person isn't the owner at the first place. This is a total scam that the person acting as the owner, collecting money and cash out by a mule account.

That is why we agent exist. Not to forget we contribute 8% SST to the government also.
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post Jul 12 2025, 03:16 AM

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QUOTE(GravityFi3ld @ Jul 11 2025, 04:28 PM)
have always been curious about these cases, as the buyer that has placed/paid to the owner - can't we freeze the owner account after lodging a police report then with the bank? then the hassle will be on the owner to open other account to continue the scam, but should be blacklisted by bank one by one each time the account kena frozen? unless the owner just want to quick cash and cabut - but then the property still dangling there?  sweat.gif
*
Direct make deal with owner is not a big idea
Engage lawyer, pay lawyer the downpayment only. nothing susah
tell him once lawyer confirm with quick search/title search that he is the owner....then pay the 3% downpayment la
mini orchard
post Jul 12 2025, 06:07 AM

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QUOTE(taitianhin @ Jul 12 2025, 03:16 AM)
Direct make deal with owner is not a big idea
Engage lawyer, pay lawyer the downpayment only. nothing susah
tell him once lawyer confirm with quick search/title search that he is the owner....then pay the 3% downpayment la
*
Meanwhile, when lawyer doing title search, can seller sells to another with a better offer ?

Or can the buyer fong fei kei ? 😂

This post has been edited by mini orchard: Jul 12 2025, 06:37 AM
taitianhin
post Jul 12 2025, 10:55 AM

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QUOTE(mini orchard @ Jul 12 2025, 06:07 AM)
Meanwhile, when lawyer doing title search, can seller sells to another with a better offer ?

Or can the buyer fong fei kei ? 😂
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Common sense apply. Think in a business way. Trust is still in place for buyer and seller.
Lawyer will still charge buyer.

Title search is just few day
So the game is to reach SnP stage to get both side to put down the signature
mini orchard
post Jul 12 2025, 11:36 AM

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QUOTE(taitianhin @ Jul 12 2025, 10:55 AM)
Common sense apply. Think in a business way. Trust is still in place for buyer and seller.
Lawyer will still charge buyer.

Title search is just few day
So the game is to reach SnP stage to get both side to put down the signature
*
In business, if everyone hold on to trust, there won't be bad debts problems 🤪

If trust is in place, there is no need for snp. Money exchange with title .... barter trade.

This post has been edited by mini orchard: Jul 12 2025, 11:38 AM
taitianhin
post Jul 12 2025, 12:07 PM

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QUOTE(mini orchard @ Jul 12 2025, 11:36 AM)
In business, if everyone hold on to trust, there won't be bad debts problems 🤪

If trust is in place, there is no need for snp. Money exchange with title .... barter trade.
*
So....play the game till u get into SnP bro...
get agent involve is just pre-game rules.
Whats ur point?
acbc
post Jul 12 2025, 12:19 PM

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QUOTE(GalaxyV @ Jul 9 2025, 11:46 PM)
Hello Good Night.

I am property agent. My name is Jee Wah. Do you have any property that is going to sell or rent? I have potential clients...

If they whatsapp you this, what will you do?
*
Blacklisted on TC and blocked forever.
GalaxyV
post Jul 12 2025, 12:20 PM

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QUOTE(acbc @ Jul 12 2025, 12:19 PM)
Blacklisted on TC and blocked forever.
*
Yes, same to me. I don't know why. When someone spams me this, another property agent will be following.

it seems like someone leaks the contact to the market and the property agents got the lists and spam everyone.
acbc
post Jul 12 2025, 12:27 PM

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QUOTE(GalaxyV @ Jul 12 2025, 12:20 PM)
Yes, same to me. I don't know why. When someone spams me this, another property agent will be following.

it seems like someone leaks the contact to the market and the property agents got the lists and spam everyone.
*
I sold all my properties after COVID-19 and still these maggots kept spamming.

Even the banks stopped spamming because I settled all my debts last year. Now debt free and they have no reason to offer anything.

Most recently, will writers kept spamming me instead. I did the same again. Bloody maggots.

This post has been edited by acbc: Jul 12 2025, 12:29 PM
mini orchard
post Jul 12 2025, 12:44 PM

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QUOTE(taitianhin @ Jul 12 2025, 12:07 PM)
So....play the game till u get into SnP bro...
get agent involve is just pre-game rules.
Whats ur point?
*
My point is money talks, and trust sucks !

Is also like asking the bank to process the loan B4 having a property in hand and trusting the borrower he will buy eventually.

This post has been edited by mini orchard: Jul 12 2025, 12:56 PM
SUSSyok Your Mom
post Jul 12 2025, 01:47 PM

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agent fees is only peanuts, compared to being scammed if try to DIY alone, think carefully TS
taitianhin
post Jul 12 2025, 01:58 PM

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QUOTE(mini orchard @ Jul 12 2025, 12:44 PM)
My point is money talks, and trust sucks !

Is also like asking the bank to process the loan B4 having a property in hand and trusting the borrower he will buy eventually.
*
That is why SnP is important
TS is asking if he can skip Agent. sure he can

Just like buy OEM items, there are pro and cons. understand the risk before doing it only

QUOTE(Syok Your Mom @ Jul 12 2025, 01:47 PM)
agent fees is only peanuts, compared to being scammed if try to DIY alone, think carefully TS
*
Ya not easy, unless someone u know
Deal with lawyer on $$, dont give direct $$ to the Owner
If he is sincere, he can wait 1 -2 weeks. If he says rush for money, u know something is wrong

A. As for Bank loan, you can get owner to sign a willing to sell letter, take that letter to Bank loan officer to process that
Make sure process A is done first b4 engage lawyer. unless you want to buy in Cash, no loan involve

This post has been edited by taitianhin: Jul 12 2025, 02:01 PM
ScooterBoi
post Jul 12 2025, 05:32 PM

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QUOTE(taitianhin @ Jul 12 2025, 01:58 PM)

Ya not easy, unless someone u know
Deal with lawyer on $$, dont give direct $$ to the Owner
If he is sincere, he can wait 1 -2 weeks. If he says rush for money, u know something is wrong

A. As for Bank loan, you can get owner to sign a willing to sell letter, take that letter to Bank loan officer to process that
Make sure process A is done first b4 engage lawyer. unless you want to buy in Cash, no loan involve
*
Without agent, use the lawyer as the middle man. Once the selling price is reached, the next step is meeting at the lawyer's office.

Buyer will hand over a sum of money to the lawyer as 1st payment, to begin the S&P process. Lawyer will give some documents to initiate the bank loan. Bank will still need the S&P to finalize the house loan. EPF too will need the S&P for house withdrawal.

The next step is signing the S&P once it is ready, usually about 2 weeks. Buyer and seller can sign it separately.

If remembered correctly, the handover of keys and final full payment is about 2-3 months at the lawyer's office. The cheque is made out by the lawyer to the seller.

For buyer, if afraid of scam, take a bank loan even if you can afford to pay in cash. The bank will verify all the documents before approving the house loan. This why it takes time for the house loan.


mini orchard
post Jul 12 2025, 06:42 PM

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QUOTE(ScooterBoi @ Jul 12 2025, 05:32 PM)
For buyer, if afraid of scam, take a bank loan even if you can afford to pay in cash. The bank will verify all the documents before approving the house loan. This why it takes time for the house loan.
*
Never use the same lawyer, if afraid of scam. And get reference from people who has engaged good lawyer's previously. Don't bargain too much on fees and be reasonable.

If afraid of passing cash to lawyer, one can buy a cashier order in seller's name and pass to your lawyer. Once documents are in order, your lawyer will release the cashier order, same as bank releasing the loan sum.
ScooterBoi
post Jul 12 2025, 06:55 PM

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QUOTE(mini orchard @ Jul 12 2025, 06:42 PM)
Never use the same lawyer, if afraid of scam. And get reference from people who has engaged good lawyer's previously. Don't bargain too much on fees and be reasonable.

If afraid of passing cash to lawyer, one can buy a cashier order in seller's name and pass to your lawyer. Once documents are in order, your lawyer will release the cashier order, same as bank releasing the loan sum.
*
Never? It depends on what property, what is at stake.

mini orchard
post Jul 12 2025, 08:22 PM

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QUOTE(ScooterBoi @ Jul 12 2025, 06:55 PM)
Never? It depends on what property, what is at stake.
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You are ok to lose small money ? Like a ppr flat ?
atilla
post Jul 16 2025, 08:09 PM

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QUOTE(mushigen @ Jul 10 2025, 02:25 AM)
Earnest deposit is either paid to buyer's lawyer (who will then write to seller's lawyer to confirm status and transfer the money to the seller's lawyer, or the real estate agency.

If owner asks to pay to him directly, I'll pass. Kinda scary.
*
I think Maybank offer escrow services. Haven't tried that yet but I was wondering myself.
atilla
post Jul 16 2025, 08:12 PM

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QUOTE(ScooterBoi @ Jul 12 2025, 09:32 AM)
.......

For buyer, if afraid of scam, take a bank loan even if you can afford to pay in cash. The bank will verify all the documents before approving the house loan. This why it takes time for the house loan.
*
That doesn't sound right. Engaging a lawyer would be easier and cheaper.
ScooterBoi
post Jul 16 2025, 09:06 PM

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QUOTE(atilla @ Jul 16 2025, 08:12 PM)
That doesn't sound right. Engaging a lawyer would be easier and cheaper.
*
You do have to have a lawyer to do all the paperwork in a house loan. It's unlike a h/p loan in purchasing a car where you can deal only with the loan officer.




atilla
post Jul 16 2025, 09:28 PM

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QUOTE(ScooterBoi @ Jul 16 2025, 01:06 PM)
You do have to have a lawyer to do all the paperwork in a house loan. It's unlike a h/p loan in purchasing a car where you can deal only with the loan officer.
*
I'm replying to your comment about taking a bank loan even if you can pay in cash.
ScooterBoi
post Jul 16 2025, 09:43 PM

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QUOTE(atilla @ Jul 16 2025, 09:28 PM)
I'm replying to your comment about taking a bank loan even if you can pay in cash.
*
Of course you have to have a lawyer to do the sale and purchase agreement.

Without an agent and only the lawyer, and if still afraid of lawyer in cahoots with the house seller, then you bring in another party - a bank.

The bank pays upfront at least 90% of the house, not you the buyer.

Actually in engaging lawyers, it can be the house seller who tumpang the buyer's lawyer.

This post has been edited by ScooterBoi: Jul 16 2025, 09:44 PM
mini orchard
post Jul 16 2025, 10:12 PM

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QUOTE(ScooterBoi @ Jul 16 2025, 09:43 PM)
Of course you have to have a lawyer to do the sale and purchase agreement.

Without an agent and only the lawyer, and if still afraid of lawyer in cahoots with the house seller, then you bring in another party - a bank.

The bank pays upfront at least 90% of the house, not you the buyer.

Actually in engaging lawyers, it can be the house seller who tumpang the buyer's lawyer.
*
How does a lawyer in cahoot with the house seller ?
BL98
post Jul 18 2025, 01:22 AM

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QUOTE(xHj09 @ Jul 9 2025, 10:21 PM)
Personally prefer agent, less hassle, some owners are hard to deal with, especially when it comes to price nego, might even get ghosted.

Wanna visit house also need to be at owner’s convenience. Agent will get the keys and try to make it at your time.

That’s just my thoughts. Bought my sub sale from agent. Didn’t mind letting him earn, house is less than 1m..
*
some agents hike the selling price expecting buyer to nego price. The agent pretend to help buyer to nego price with owner, but in reality, the agent just fake the negotiations.

as long as the agreed price is higher than the expected price by owner, then agent might also able to pocket the price difference, ON TOP of the commissions.
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post Jul 18 2025, 01:42 AM

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If TS willing to put in extra effort, to save the 1% agent fee, then by all means. If you are first time buyer, and not sure the process... paying the 1% is worth it in my opinion. Besides, lawyer has their own task and will not help much in chasing banker loan release, facilitating information to bank or provide inside view of property condition. And if SnP is not complete in time, the penalty maybe higher than the agent fee... But then again, if your agent is not working for you looking after all this, then find yourself a better agent. Think in a positive way, this may not be your one and only house purchase... there maybe more to come, or your house need to be rent out or fix up. The agent can help up if you have established a good working relationship.
mini orchard
post Jul 18 2025, 07:43 AM

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QUOTE(BL98 @ Jul 18 2025, 01:22 AM)
some agents hike the selling price expecting buyer to nego price. The agent pretend to help buyer to nego price with owner, but in reality, the agent just fake the negotiations.

as long as the agreed price is higher than the expected price by owner, then agent might also able to pocket the price difference, ON TOP of the commissions.
*
You high on drugs with that comments ?
xHj09
post Jul 18 2025, 07:44 AM

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QUOTE(BL98 @ Jul 18 2025, 01:22 AM)
some agents hike the selling price expecting buyer to nego price. The agent pretend to help buyer to nego price with owner, but in reality, the agent just fake the negotiations.

as long as the agreed price is higher than the expected price by owner, then agent might also able to pocket the price difference, ON TOP of the commissions.
*
for my case.. didnt seem like faking it.

i visited 3 times before deciding to purchase, one of the visits, the owner happened to be nearby to come around.. i nego-ed down a bit, owner was reluctant, but in the end he nodded.

but after few days i asked agent to help nego lower lagi, end up manage to get another -3K.

previous owner renovated the place gao gao, so wasn't quite willing to let go at much lower price.
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post Jul 18 2025, 03:49 PM

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QUOTE(mini orchard @ Jul 18 2025, 07:43 AM)
You high on drugs with that comments ?
*
based on my observation
mini orchard
post Jul 18 2025, 05:51 PM

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QUOTE(BL98 @ Jul 18 2025, 03:49 PM)
based on my observation
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Observation when high on drugs 😂
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post Jul 18 2025, 06:22 PM

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QUOTE(BL98 @ Jul 18 2025, 02:22 AM)
some agents hike the selling price expecting buyer to nego price. The agent pretend to help buyer to nego price with owner, but in reality, the agent just fake the negotiations.

as long as the agreed price is higher than the expected price by owner, then agent might also able to pocket the price difference, ON TOP of the commissions.
*
This one last time back 10-15 years back when property good market then can do la.

Nowadays where got property can upsell like that.

Owner asked for 1M.

We post RM998k.

Infact, that RM2k came from agent own commission. Consider cut own comission to beg buyer to buy.
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QUOTE(cdspins @ Jul 18 2025, 02:42 AM)
If TS willing to put in extra effort, to save the 1% agent fee, then by all means. If you are first time buyer, and not sure the process... paying the 1% is worth it in my opinion. Besides, lawyer has their own task and will not help much in chasing banker loan release, facilitating information to bank or provide inside view of property condition. And if SnP is not complete in time, the penalty maybe higher than the agent fee... But then again, if your agent is not working for you looking after all this, then find yourself a better agent. Think in a positive way, this may not be your one and only house purchase... there maybe more to come, or your house need to be rent out or fix up. The agent can help up if you have established a good working relationship.
*
Not to miss out that the fact the agent will monitor and keep chase the lawyer until SnP done. Coz if SnP not done yet, agent also cannot claim commission from company yet.
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QUOTE(acbc @ Jul 12 2025, 01:19 PM)
Blacklisted on TC and blocked forever.
*
Bro, this won't stop. All you need to do is to say "I already sold tq."

if U didn't tell that agent about this, the same agent will contact you again using other number coz he just assuming that you didn't reply, and there might be a chance if continue asking
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QUOTE(KitZhai @ Jul 18 2025, 06:32 PM)
Bro, this won't stop. All you need to do is to say "I already sold tq."

if U didn't tell that agent about this, the same agent will contact you again using other number coz he just assuming that you didn't reply, and there might be a chance if continue asking
*
It's ok. These pests only bug me twice a year. Ever since I blocked them, already 2 years straight without them calling or spamming. Peace.
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post Jul 18 2025, 06:36 PM

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QUOTE(acbc @ Jul 18 2025, 07:33 PM)
It's ok. These pests only bug me twice a year. Ever since I blocked them, already 2 years straight without them calling or spamming. Peace.
*
Which residence? Old one?
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post Jul 18 2025, 06:38 PM

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QUOTE(KitZhai @ Jul 18 2025, 06:36 PM)
Which residence? Old one?
*
I sold my bachelor pad apartment more than 10 years ago.

And the family home about 5 years ago.

These agents don't do their homework but rely outdated databases.
mini orchard
post Jul 18 2025, 10:37 PM

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QUOTE(acbc @ Jul 18 2025, 06:38 PM)
I sold my bachelor pad apartment more than 10 years ago.

And the family home about 5 years ago.

These agents don't do their homework but rely outdated databases.
*
What is your meaning or 'outdated database' ? Are you saying those data that are few months or one or two years ago ?

This post has been edited by mini orchard: Jul 18 2025, 10:38 PM
JonSpark
post Jul 18 2025, 11:41 PM

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QUOTE(smokey @ Jul 9 2025, 11:29 PM)
Can share the steps to buy/ sell without agent?
*
??

Advertise with ur own phone number, paperwork get a lawyer to do (both owner & buyer must agree on the same lawyer)
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post Jul 18 2025, 11:53 PM

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QUOTE(JonSpark @ Jul 18 2025, 11:41 PM)
??

Advertise with ur own phone number, paperwork get a lawyer to do (both owner & buyer must agree on the same lawyer)
*
Why must use the same lawyer?
mini orchard
post Jul 19 2025, 07:16 AM

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QUOTE(JonSpark @ Jul 18 2025, 11:41 PM)
??

Advertise with ur own phone number, paperwork get a lawyer to do (both owner & buyer must agree on the same lawyer)
*
Negotiators will call you till you surrender.

Majority FSBO will eventually closed by negotiators

Since is 'must' , I don't mind if seller pays my legal fees.🤣
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post Jul 19 2025, 08:51 AM

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QUOTE(mini orchard @ Jul 18 2025, 10:37 PM)
What is your meaning or 'outdated database' ? Are you saying those data that are few months or one or two years ago ?
*
Data from the developers mostly. If u sell the property, the new owner will not be updated.
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post Jul 19 2025, 10:23 AM

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QUOTE(JonSpark @ Jul 18 2025, 11:41 PM)
??

Advertise with ur own phone number, paperwork get a lawyer to do (both owner & buyer must agree on the same lawyer)
*
QUOTE(mushigen @ Jul 18 2025, 11:53 PM)
Why must use the same lawyer?
*
Separate lawyer also can..

But for selling and buying house is the same purpose what.. Can use same lawyer to reduce cost
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QUOTE(acbc @ Jul 19 2025, 09:51 AM)
Data from the developers mostly. If u sell the property, the new owner will not be updated.
*
Last time data from developer. Now not anymore.

QUOTE(adamhzm90 @ Jul 19 2025, 11:23 AM)
Separate lawyer also can..

But for selling and buying house is the same purpose what.. Can use same lawyer to reduce cost
*
Yes but not recommended. Between have your own lawyer to represent yourself. If the lawyer sided with one side of the party. Some term might not be fair
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QUOTE(adamhzm90 @ Jul 19 2025, 10:23 AM)
Separate lawyer also can..

But for selling and buying house is the same purpose what.. Can use same lawyer to reduce cost
*
I know we can use same lawyer. But he mentioned *must* use same lawyer. Can and must aren't the same.
mini orchard
post Jul 19 2025, 01:53 PM

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QUOTE(adamhzm90 @ Jul 19 2025, 10:23 AM)
Separate lawyer also can..

But for selling and buying house is the same purpose what.. Can use same lawyer to reduce cost
*
Reduce whose cost .... buyer or seller, or split 50/50 🤔
mini orchard
post Jul 19 2025, 02:04 PM

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QUOTE(acbc @ Jul 18 2025, 06:38 PM)
I sold my bachelor pad apartment more than 10 years ago.

And the family home about 5 years ago.

These agents don't do their homework but rely outdated databases.
*
QUOTE(mini orchard @ Jul 18 2025, 10:37 PM)
What is your meaning or 'outdated database' ? Are you saying those data that are few months or one or two years ago ?
*
QUOTE(acbc @ Jul 19 2025, 08:51 AM)
Data from the developers mostly. If u sell the property, the new owner will not be updated.
*
Is not agent responsibility to update new owners with developer. It has to be done by the new owners themselves with the proper documents.

Same with cukai pintu,and iwk.

Not sure why is updating affecting you ? If you received some of those bills after selling the property, you can ignore it.

This post has been edited by mini orchard: Jul 19 2025, 02:07 PM
Red_rustyjelly
post Jul 19 2025, 04:34 PM

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Agent help u to organize lawyer and spa if u don't have time.

But recently is quite easy with many choices u can find.
But also u need to know if the owner is comfortable with using non agent way as well. Mean he have to find his own spa lawyer.

If both of u can solve. U save at least 3% for giving the agent

 

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