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 PTPTN shock: 400,000 borrowers haven't paid a sen

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aizielectreon
post Jun 12 2025, 10:32 AM

where am i???
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i am one of the defaulter last time during najib era.

kena blacklisted from travelling. panic weii..hahah

i loan 30k only. paid 15k then whitelisted. fuhhhhh

i paid full ady in 2 years.
machomama
post Jun 12 2025, 10:35 AM

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nak PINJAM tau

nak BAYAR blur-blur buat tatau

these are NOT stupid ppl ya, all learned students that now hold jobs
responsible adults with this kinda behaviour rclxms.gif
half a mil of em

will PTPTN learn anything?
will they keep disbursing monies again despite bad returns
by all means YES




yed
post Jun 12 2025, 10:36 AM

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Those are ph supporters who willingly drink ph urine..
SUSsihamsedap
post Jun 12 2025, 10:37 AM

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to quote many alim ppl... rezeki jgn ditolak...
Revamperz
post Jun 12 2025, 10:45 AM

im freaking IN! ™
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ever heard pipul didnt pay for decade hutang buy house or car?

really that hard ah? like. seriously?
iGamer
post Jun 12 2025, 10:48 AM

Toxic ktards probably losers irl
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QUOTE(loki @ Jun 12 2025, 09:26 AM)
felt cheated? You owe money pay money, that's all...
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When u paid full but subsequent borrowers get deep discount, yeah sure feel good right?
PeinEVO
post Jun 12 2025, 10:48 AM

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QUOTE(30624770 @ Jun 12 2025, 08:36 AM)
Bro, no need to pay first is not no need to pay forever

It's not a abolishing PTPTN payment and makes everything free

Also, it's 2018 manifesto

Go look up their 2022 manifesto

It's a joke that people still hold PH to their old manifesto when the economic situation today is totally different from 10 years ago

Today the threshold is salary below 2k no need to pay first.

2k to 4k pay very small amount

PTPTN is a LOAN

By not paying, you are depriving other people from getting loans as the pool is getting smaller and is not sustainable at all
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bang one thing. i'm paying my ptptn loan on schedule

I'm just saying they did promised it .. i gave receipt. in the first one (where they have dap + pas coalition) they said abolish it totally.

then in the newer manifesto they did revised it to 4k.

I'm just saying 2018 did they (Dap + Pas coalition) won the election and become government?

like i said, i'm one of the voters of the current gov (or atleast the DAP + PKR coalition ) but dont say they are saint that they never break any promises la bro.

be realistic and judge on the facts. did they promised or not? YES . did they break their promises ? For now yes jugak. no need change the goalpost
30624770
post Jun 12 2025, 11:08 AM

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QUOTE(PeinEVO @ Jun 12 2025, 11:48 AM)
bang one thing. i'm paying my ptptn loan on schedule

I'm just saying they did promised it .. i gave receipt. in the first one (where they have dap + pas coalition) they said abolish it totally.

then in the newer manifesto they did revised it to 4k.

I'm just saying 2018 did they (Dap + Pas coalition) won the election and become government?

like i said, i'm one of the voters of the current gov (or atleast the DAP + PKR coalition ) but dont say they are saint that they never break any promises la bro.

be realistic and judge on the facts. did they promised or not? YES . did they break their promises ? For now yes jugak.  no need change the goalpost
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Bro, 2018 where got DAP still with PAS? You mixed up PAS manifesto with PH in 2018 kah? You share the PH manifesto yourself and didn't read? The 2018 manifesto clearly said it's exemption for 4k and below

It was not in their 2018 manifesto and how can you claim they broke it? To be fair, there were a few politicians in PKR who talk about it but in their final manifesto, it was not abolishing but exemption only. Their 2022 manifesto also didn't mention it.

Don't talk about earlier manifesto because they didn't win and not the government. It's like people still talk about Rafizi promise of lower petrol price 3 or 4 GE ago and still bring it back today which is ridiculous

SUSM4A1
post Jun 12 2025, 11:10 AM

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QUOTE(30624770 @ Jun 12 2025, 11:08 AM)
Bro, 2018 where got DAP still with PAS? You mixed up PAS manifesto with PH in 2018 kah? You share the PH manifesto yourself and didn't read? The 2018 manifesto clearly said it's exemption for 4k and below

It was not in their 2018 manifesto and how can you claim they broke it? To be fair, there were a few politicians in PKR who talk about it but in their final manifesto, it was not abolishing but exemption only. Their 2022 manifesto also didn't mention it.

Don't talk about earlier manifesto because they didn't win and not the government. It's like people still talk about Rafizi promise of lower petrol price 3 or 4 GE ago and still bring it back today which is ridiculous
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but but anwar just said HARI INI SAYA NAIK , ESOK MINYAK TURUN
that was not 3-4 GE ago wor
that was just A NIGHT BEFORE GE..................
PeinEVO
post Jun 12 2025, 11:41 AM

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QUOTE(30624770 @ Jun 12 2025, 11:08 AM)
Bro, 2018 where got DAP still with PAS? You mixed up PAS manifesto with PH in 2018 kah? You share the PH manifesto yourself and didn't read? The 2018 manifesto clearly said it's exemption for 4k and below

It was not in their 2018 manifesto and how can you claim they broke it? To be fair, there were a few politicians in PKR who talk about it but in their final manifesto, it was not abolishing but exemption only. Their 2022 manifesto also didn't mention it.

Don't talk about earlier manifesto because they didn't win and not the government. It's like people still talk about Rafizi promise of lower petrol price 3 or 4 GE ago and still bring it back today which is ridiculous
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ok i concede on me mixed up on that. my fault

tapi sure or not they havent break their promises yang they put in the manifesto 100 days in government?
adamhzm90
post Jun 12 2025, 11:50 AM

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QUOTE(gamehype @ Jun 12 2025, 09:56 AM)
What kinda solution there is unless these people willingly pay?

Force them to pay = kerajaan kejam! Undi keluar PH!
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Wonder if they blacklist defaulter on ctos ccris.. My wife is a bank hr, even got ctos on telco will become issue to join the bank

But ya will become political bullet later on
pjbucket
post Jun 12 2025, 11:50 AM

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QUOTE(ukiya21 @ Jun 11 2025, 11:09 PM)
Just ban the whole family go out makan angin la...
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our gov no balls
-mystery-
post Jun 12 2025, 11:54 AM

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QUOTE(pjbucket @ Jun 12 2025, 11:50 AM)
our gov no balls
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It's not easy to be a government when your macai will be rebellious at anytime. Clearly, rigid leadership doesn't apply in today modern ages
waka14
post Jun 12 2025, 12:17 PM

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Should just out them publicly and shame them if no good reason provided
30624770
post Jun 12 2025, 12:21 PM

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QUOTE(PeinEVO @ Jun 12 2025, 12:41 PM)
ok i concede on me mixed up on that. my fault

tapi sure or not they havent break their promises yang they put in the manifesto 100 days in government?
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The 100 days promise in 2018 is those earning 4K and below no need to pay and they lift the travel ban for blacklisted people

PAS manifesto really say abolish PTPTN loan repayment
akecema
post Jun 12 2025, 12:25 PM

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QUOTE(M4A1 @ Jun 12 2025, 11:10 AM)
but but anwar just said HARI INI SAYA NAIK , ESOK MINYAK TURUN
that was not 3-4 GE ago wor
that was just A NIGHT BEFORE GE..................
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minyak mentah dunia sudah turun
jadi jangan persoal
scorgio
post Jun 12 2025, 12:32 PM

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QUOTE(yhtan @ Jun 12 2025, 10:17 AM)
RM5bil, every year government has to pay government bond at 4% per year, that's RM200mil per year, 10 years interest sudah RM2bil
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Actually more.

Ppl put money in SSPN mainly for the tax exemption. The exempted tax amount need to be calculated too.
PeinEVO
post Jun 12 2025, 12:42 PM

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QUOTE(30624770 @ Jun 12 2025, 12:21 PM)
The 100 days promise in 2018 is those earning 4K and below no need to pay and they lift the travel ban for blacklisted people

PAS manifesto really say abolish PTPTN loan repayment
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bro i already said about ptptn i was in the wrong bro i was confused with the party ...

tapi i commented on you saying they didnt break their promises. in the manifesto alot of other promises and banyak promises yang they did broke or havent fulfill it yet..


my personal opinion on ptptn issue, gov should just own up say we cant do this ptptn manifesto and travel ban all those defaulter.. because im one of the ptptn borrowers and i understand the need to pay but some really buat bodoh tak apa attitude but then travel here and there..
GalaxyV
post Jun 12 2025, 12:44 PM

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all of the money are from taxpayers? owai

This post has been edited by GalaxyV: Jun 12 2025, 12:44 PM
yhtan
post Jun 12 2025, 12:45 PM

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QUOTE(scorgio @ Jun 12 2025, 12:32 PM)
Actually more.

Ppl put money in SSPN mainly for the tax exemption. The exempted tax amount need to be calculated too.
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U mean the dividend payout for SSPN?

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