Before Madani talked until Madani. Formula man talked until now gone.


PTPTN shock: 400,000 borrowers haven't paid a sen in over a decade

https://www.nst.com.my/news/nation/2025/06/...sen-over-decade



PUTRAJAYA: A total of 400,000 National Higher Education Fund Corporation (PTPTN) loan recipients have never made a single repayment.

Higher Education Minister Datuk Seri Dr Zambry Abd Kadir said that the outstanding amount had reached RM5 billion, involving borrowers who had completed their studies over a decade ago.

"This involves individuals who, from day one until now, have not paid a single sen.

"This group of defaulters — numbering around 400,000 — has amassed RM5 billion in unpaid loans over the last 10 years or more," he said during a Higher Education Minister's briefing session with editors-in-chief here today.

Zambry said that PTPTN offered flexible repayment plans and loan restructuring options to assist borrowers facing financial difficulties.

"If the arrears are substantial, borrowers can discuss an initial payment amount with PTPTN officers. We don't demand 100 or even 50 per cent upfront — the arrangement could cover several months of monthly instalments, depending on the arrears period.


He said repayment amounts were assessed based on salary slips — usually around five to six per cent of monthly income.

"We also consider the borrower's age. For instance, if the borrower is already 40, the repayment period can be extended up to the age of 60.

"We have several parameters to determine the lowest possible monthly instalment and the upfront payment. Typically, the minimum amount covers between three and six months of instalments," he added.On Feb 24, it was reported that total of 1.2 million PTPTN borrowers have yet to settle their loans, resulting in outstanding debts of RM10.8 billion as of Dec 31, 2023.

Auditor General Datuk Wan Suraya Wan Mohd Radhi, in her latest report, said outstanding education loan repayments had also increased from RM7.316 billion in 2019.

Last time my friend cleared PTPTN without a single sen of discount. He felt cheated when govt started giving discount.

Nowadays with discount also nobody wanna pay, this is what populist policy does to Msia tongkat culture.

Why not extend to age 120

Lol HAPUSKAN PTPTN. Hari ini saya jadi kerajaan pagi besok saya HAPUSKAN PTPTN. 😊😂😊😂

Mana ada discount edi. Discount time was under Najib n short per miod if time under PH/PN if I remember correctly

Just ban the whole family go out makan angin la...

Paid off during najib era ada diskaun
Hnnngh thankiu bossku

Like me la dulu...

Take action la.
Tok kok sing song

You so lenient, if me also I won't pay. Just drag la, the fuck I care.

this is all because of PH. iykyk

every time need make news just to remind those defaulters? aiya

Just put this into CCRIS and CTOS. Tak boleh beli kereta and rumah.

This post has been edited by contagiouseddie: Jun 11 2025, 11:18 PM

Anybody knew what if a borrower mati?

The outstanding debt how?

Manifesto itu bukan kitab bhai

Easy solution also cannot implement
1. Block overseas travelling
2. Blacklist CRISS CTOS

Ini

Gomen madani ini bodo tak erti buat


Bossku bodo pun tahu kasi ban oversea travel.

This post has been edited by Ayambetul: Jun 11 2025, 11:27 PM

Rugi lo ptptn.


So sebelum borrower mampui kena la kutip hutang.

terkejut Pikachu BODO.......simple logic......If no action taken, why the fark would anyone pay...... LOL

Buat hari ini, esok jadi opposition balik

Madanon berani buat?

This post has been edited by gaeria84: Jun 11 2025, 11:29 PM

Fine those ppl and prevent them from traveling