QUOTE(jerm57 @ May 23 2025, 03:33 PM)
Those who tell you to proceed with the report or file civil suit have totally no idea how it works in reality. I kena this exact scenario before and I can tell you, if that fella willing to give you some compensation, take whatever you can get.
Tell him straight, if he want to settle, do it NOW with no delay. Otherwise just proceed to file a police report. And instead of losing NCD, opt to repair out of pocket if the price isn't too much. Otherwise, for such an old car, just use insurance.
So the Boot dented badly and cannot close, the bumper bent and patah.
Bring to workshop, together with the Bad guy (this time he drive his Tesla, instead of old camry), workshop give quote 1.6K to 2K. Say will give final quote after check all the part prices.
I told my family member go check with insurance, how to claim insurance and what happen with her NCD (I told her confirm you lose NCD, even though accident report clear you of any fault). She say no need, very confident the Bad Guy will pay.
So the workshop came back with quote just now (3pm+), the quote is RM 2.7K. Bad guy say too expensive. HAHAAHAH... Looks like NCD bye bye.