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 Very few Malaysians can afford to reitre.. SAD!

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ListenToTheWind
post Mar 14 2024, 09:48 AM

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Unker plan to continue sell on Shopee from my parent home until I die.

My monthly commitment very very low. Stay with parents, have 3 meals at home. If one day can find rm100 I happy already.
icemanfx
post Mar 14 2024, 09:50 AM

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YOLO.


killdavid
post Mar 14 2024, 09:52 AM

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DM3
post Mar 14 2024, 09:54 AM

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Only 3mill+ members so called T20 with rm280k only
g5sim
post Mar 14 2024, 09:54 AM

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QUOTE(OldSchoolJoke @ Mar 14 2024, 01:49 AM)
that's why euthanize should be legalize, spent enough then self suicide.

owai
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Cannot simply allow euthanasia. I sappork only of person is terminally I'll and or in lots of pain that will endure prolong suffering. Call it MERCY.
ozak
post Mar 14 2024, 09:55 AM

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QUOTE(ListenToTheWind @ Mar 14 2024, 09:48 AM)
Unker plan to continue sell on Shopee from my parent home until I die.

My monthly commitment very very low. Stay with parents, have 3 meals at home. If one day can find rm100 I happy already.
*
What is your monthly commtment?
johnny82
post Mar 14 2024, 09:56 AM

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lol no way u can retire with 600k nowadays
g5sim
post Mar 14 2024, 09:56 AM

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QUOTE(ListenToTheWind @ Mar 14 2024, 09:48 AM)
Unker plan to continue sell on Shopee from my parent home until I die.

My monthly commitment very very low. Stay with parents, have 3 meals at home. If one day can find rm100 I happy already.
*
Kpg can tanam vege Bela ayam. Plant jagong to feed jiken n jiken feed you. Jagong no need baja one. Rambutan mango all no need baja. Fruit season can eat n sell also.

This post has been edited by g5sim: Mar 14 2024, 09:57 AM
ListenToTheWind
post Mar 14 2024, 09:57 AM

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QUOTE(ozak @ Mar 14 2024, 09:55 AM)
What is your monthly commtment?
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Insurance, meals, bills, petrol, car maintenance, etc
I try to keep it low within rm2k-rm3k.
Cukur no big commitments and b40 waifu working got own income.
ListenToTheWind
post Mar 14 2024, 09:59 AM

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QUOTE(g5sim @ Mar 14 2024, 09:56 AM)
Kpg can tanam vege Bela ayam. Plant jagong to feed jiken n jiken feed you. Jagong no need baja one. Rambutan mango all no need baja. Fruit season can eat n sell also.
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My place Mango need baja. No baja mango refuse to grow new leaf and fruit. Maybe my place soil and weather problem. Across the street same Mango tree totally no fruit even with baja
g5sim
post Mar 14 2024, 09:59 AM

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QUOTE(ListenToTheWind @ Mar 14 2024, 09:59 AM)
My place Mango need baja. No baja mango refuse to grow new leaf and fruit. Maybe my place soil and weather problem. Across the street same Mango tree totally no fruit even with baja
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Aiyo kesian.
g5sim
post Mar 14 2024, 10:00 AM

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QUOTE(ListenToTheWind @ Mar 14 2024, 09:59 AM)
Across the street same Mango tree totally no fruit even with baja
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Here people call male tree. Faster terbang n plant new one lololol
iGamer
post Mar 14 2024, 10:03 AM

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QUOTE(g5sim @ Mar 14 2024, 09:54 AM)
Cannot simply allow euthanasia. I sappork only of person is terminally I'll and or in lots of pain that will endure prolong suffering. Call it MERCY.
*
Euthanasia enpower ppl to have more control in their life. Retirement planning is difficult due to unpredictable life expectancy. Euthanasia enable ppl to remove that uncertainty to a certain degree and max out their utilisation of wealth before gg. innocent.gif
ozak
post Mar 14 2024, 10:03 AM

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QUOTE(ListenToTheWind @ Mar 14 2024, 09:57 AM)
Insurance, meals, bills, petrol, car maintenance, etc
I try to keep it low within rm2k-rm3k.
Cukur no big commitments and b40 waifu working got own income.
*
900k with 3.5% inflation can makan till you 90yrs old. If expenses is 3k and average 6.1% div.

That still left you 400k incase you cannot die at 90 or some T20 funeral cost.
iGamer
post Mar 14 2024, 10:07 AM

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QUOTE(ozak @ Mar 14 2024, 10:03 AM)
900k with 3.5% inflation can makan till you 90yrs old. If expenses is 3k and average 6.1% div.

That still left you 400k incase you cannot die at 90 or some T20 funeral cost.
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What makes u think 900k is within reach of most Msian? 6.1% div get from where?
fongsk26
post Mar 14 2024, 10:08 AM

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QUOTE(g5sim @ Mar 14 2024, 09:56 AM)
Kpg can tanam vege Bela ayam. Plant jagong to feed jiken n jiken feed you. Jagong no need baja one. Rambutan mango all no need baja. Fruit season can eat n sell also.
*
I need advice on my buah Nona(apple custard) plant. Been planting on the ground for years and sprouted to a few plants now. But cannot bear fruits. Why? I feeds them with my kitchen waste and water daily. The plants seems to grow well but somehow cannot bear any fruits so far. It has been like 10 years already…
galkelly
post Mar 14 2024, 10:09 AM

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Malaysia sorrow is Sinkiland joy....
Those migrated also same, see Msia suffers they happy.
Hence pepatah..
Tengok org senang hati, sendiri susah hati,
Tengok org susah hati, sendiri senang hati....

ozak
post Mar 14 2024, 10:14 AM

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QUOTE(iGamer @ Mar 14 2024, 10:07 AM)
What makes u think 900k is within reach of most Msian? 6.1% div get from where?
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If you cannot reach 900k, lower down your expenses. Get your butt out and work.

You can get 6.1% from maybank. And even much more in another market. Learn and work harder to find. Not difficult.


ozak
post Mar 14 2024, 10:16 AM

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QUOTE(johnny82 @ Mar 14 2024, 09:56 AM)
lol no way u can retire with 600k nowadays
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What are your monthly expenses and expecting life?
xCM
post Mar 14 2024, 10:17 AM

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QUOTE(teehk_tee @ Mar 14 2024, 02:13 AM)
retirement is a western idea.
all asian countries work till their 90s.
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I like this idea

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