Unker plan to continue sell on Shopee from my parent home until I die.

My monthly commitment very very low. Stay with parents, have 3 meals at home. If one day can find rm100 I happy already.

Insurance, meals, bills, petrol, car maintenance, etc
I try to keep it low within rm2k-rm3k.
Cukur no big commitments and b40 waifu working got own income.

What makes u think 900k is within reach of most Msian? 6.1% div get from where?

lol no way u can retire with 600k nowadays

Kind of risky to put everything into one type of investment. Even riskier to put everything into one counter, kan?

From EPF statistic, most will never get 900k even if they work till recommended retirement age.

It's not about work harder, bottom level kuli worked hard, just not getting paid as much as equivalent kuli in more advanced country. That's just the economy reality of this country.

Most low level white collar also not getting high pay, and with the advancement of AI, many white collar job will soon be displaced.

u don't hold any foreign investment to hedge against MYR devaluation? All those syok sendiri EPF 5% dividend actually doesn't mean much when currency devaluation and effective inflation alone already wipe out the investment "growth" over time.

Unker don't have 900k sitting around.

That's why unker plan to comtinue sell on shopee until the day I die lo 

I believe EPF is generally a decent forced retirement saving mechanism. But regrettably it has been hijacked by politicians hence EPF cannot give higher return than its potential.

Ever wonder why our government don't do shit about current obesity and obsession with potong kaki beverage and artery clogging food consumed by Malaysians? Because government secretly wants B40's to die early and not be a burden to KKM

IMO, they should cut off subsidized public health care for age 60+

Useless old people who didnt buy insurance shouldnt leach young people's tax money.

This is what facing in Japan now, too many old people leaching young working group.

lol no way u can retire with 600k nowadays

600k gives you RM2.5k per month for 20 years...

This some more exclude any interest that you will gain over the 20 years....
RM2.5k per month cannot survive for a single person???
You don't have house or car to pay already at that age....
Makan even with inflation.... at most also only RM30 per day.... considering lunch and dinner RM15 each some more....which is quite an upgrade from eating economy rice.... breakfast eat bread cukup la...
The rest of the money you can save up for hobbies and travelling...
Seriously... Ketards have a distorted view on life... thinking that after retirement... morning must eat at aircond kopitiam... lunch eat din tai fung... dinner eat hai di lao....
Earning power somemore ciput pula...

how do you get 48k a year for 5.5% of 600k?