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Banking AEON Bank Malaysia, Malaysia's First Digital Islamic Bank

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Arsyad1105
post Jun 7 2024, 09:08 AM

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QUOTE(ericlaiys @ Jun 7 2024, 12:44 AM)
Found issue myself. Lazada need to turn on online transaction and oversea payment
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Oversea huh? Why need that if it just calculated using ringgit.

user posted image
Arsyad1105
post Jun 8 2024, 08:59 PM

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QUOTE(ericlaiys @ Jun 8 2024, 07:39 PM)
Oversea use gxbank - AEON debit card can leave at home
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I prefer TnG Visa. Can link with Bank card.
Arsyad1105
post Jun 9 2024, 04:07 PM

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Got AEON Points for paying LazPayLater 🙃
Arsyad1105
post Jun 9 2024, 08:22 PM

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QUOTE(ericlaiys @ Jun 9 2024, 08:11 PM)
no cashback so still lose..lol
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Well that's the only choice to people that don't want to use conventional 🤷‍♂️
Arsyad1105
post Jun 9 2024, 11:27 PM

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QUOTE(Carlos_Santan @ Jun 9 2024, 11:24 PM)
if you have to give up all digital banks and keep only one, which one will you keep?
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I only have 1 Digital Bank currently which is AEON Bank. Going to wait if KAF give better option than AEON.
Arsyad1105
post Jun 9 2024, 11:30 PM

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QUOTE(!@#$%^ @ Jun 9 2024, 08:24 PM)
tng visa is non-conventional?
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Visa is nothing on TnG. Have to see the ewallet itself. Since it's an ewallet and not a bank so can't say it's conventional or shariah (exclude GO+).
Arsyad1105
post Jun 9 2024, 11:30 PM

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QUOTE(ericlaiys @ Jun 9 2024, 11:29 PM)
i keep 3. each has own strength and weakness
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Boost Bank vs AEON Bank which one you think is better?
Arsyad1105
post Jun 10 2024, 12:06 AM

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QUOTE(!@#$%^ @ Jun 9 2024, 11:58 PM)
hmm that's true. do we have any shariah compliant e-wallet as of now?
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I don't think I ever heard any about shariah compliant e-wallet. MBSB Bank e-wallet app called as Islamic but I don't think it's actually an e-wallet. Some people think Be U is an e-wallet but it's a cloud bank. I guess there's none claiming they're Shariah compliant.
Arsyad1105
post Jun 10 2024, 09:23 AM

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QUOTE(ericlaiys @ Jun 10 2024, 08:29 AM)
c) rize - terminate it after 10 days money loss and night mare refund, app instability and no usage except high interest.
anyway, it your choice . enjoy while it still new and before promo end. think later when campaign end.
it always a choice to terminate acc if really dont use it for a year
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Already terminate after got AEON Bank. Just now waiting for them to transfer locked RM10 left from the account.
Arsyad1105
post Jun 10 2024, 09:24 AM

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My opinion for licensed Digital Bank

GX > AEON > Boost
Arsyad1105
post Jun 10 2024, 10:18 AM

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QUOTE(Medufsaid @ Jun 10 2024, 10:05 AM)
you still have to pay annual RM12 fee for Aeon points membership

user posted image
https://assets.aeonbank.com.my/AEON_Bank_La..._8130dbbf34.pdf
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Can decide to not pay for member. For people that always shop at AEON I think they're fine with it.
Arsyad1105
post Jun 11 2024, 05:34 PM

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user posted image

user posted image

Too many bank but money not many. I still have more bank and money is everwhere. Better to put on one account only.

This post has been edited by Arsyad1105: Jun 11 2024, 05:38 PM
Arsyad1105
post Jun 12 2024, 11:43 AM

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QUOTE(leanman @ Jun 12 2024, 10:31 AM)
Isn't it there is a saying never put all your eggs into one basket
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Never heard about it but since my money is everywhere I have to check all bank to see if I have enough to transfer/pay.
Arsyad1105
post Jun 14 2024, 09:40 PM

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AEON Bank Japan Card Design

user posted image

user posted image

AEON Bank Japan use the same logo as AEON Credit.
Arsyad1105
post Jun 17 2024, 10:25 AM

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QUOTE(winmxbb @ Jun 17 2024, 09:58 AM)
got other cc petrol card can earn >5% for petrol.
why need aeon 1.5% for petrol?
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Maybe don't want to use CC and protect the CTOS score? 🤷‍♂️
Arsyad1105
post Jun 18 2024, 01:27 PM

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QUOTE(ericlaiys @ Jun 14 2024, 04:00 PM)
majority excluded are
-ewallet
-services
-gov
-insurance
-telco
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Just topup yoodo. Looks like points is credited and get 3x points. Tried Celcom, like you said, no points.
Arsyad1105
post Jun 18 2024, 01:51 PM

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QUOTE(cybpsych @ Jun 18 2024, 01:36 PM)
yoodo is using mcc 4812, not excluded
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Ouh good.

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This new update more worse than pending balance not deducted. I can't see how much money deducted now except from notification.
Arsyad1105
post Jun 18 2024, 02:01 PM

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QUOTE(Medufsaid @ Jun 18 2024, 01:57 PM)
what i do is this, create a savings pot called "Actual Account Balance". put all my money in there, except for RM500 which will go into the main account.

every time once i made purchases, i'll withdraw out from savings pot put into the main acct

this way, if i want to know how much i have in my balances, i just look at my "Actual Account Balance", then mentally add RM500
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New update won't include hold balance on actual account balance so we can't see how much the money deducted. Only can see from notification or wait till it show up on history.
Arsyad1105
post Jun 18 2024, 02:06 PM

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QUOTE(Medufsaid @ Jun 18 2024, 02:03 PM)
Arsyad1105 when you make a purchase, you have a physical paper receipt or online receipt kan? you just tolak from your savings pot put into main account.

that way u know your main acct has RM500
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If it's using RM it's fine but how about other currencies? I frequently pay in USD for some services even there's oversea fee (at least got cashback at this time) I have to know how much I got deducted in RM.

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This post has been edited by Arsyad1105: Jun 18 2024, 02:08 PM
Arsyad1105
post Jun 20 2024, 04:11 PM

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QUOTE(virtualgay @ Jun 20 2024, 03:07 PM)
I want to ask - is there a link to exclusion list that does not entitled 3x points?
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user posted image

This and non syariah transaction.

This post has been edited by Arsyad1105: Jun 20 2024, 04:12 PM

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