I think we should have a dedicated thread for this. Tons of info needed to fill up.

All PADU related discussion please come here.

An article from the Star on what is PADU:


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KUALA LUMPUR, Jan 2 — The long-awaited Central Database System (Padu) will go live later today after its official launch by Prime Minister Datuk Seri Anwar Ibrahim.

This will also mean that Malaysians who are eligible for targeted subsidies are one step closer to receiving the much-needed aid, as the government will use Padu to implement the targeted subsidies.


However, Padu is much more than just a tool to disseminate targeted subsidies, as it will be the government’s central database system of 32 million Malaysians.

Padu, managed by the Department of Statistics Malaysia (DoSM), covers nearly 300 types of data under the federal government, with data from state and local governments gradually included.


Except for banking data, as Economy Minister Rafizi Ramli said the Banking and Financial Institutions Act 1989 (BAFIA), does not permit the use of such data by anyone.


Is data stored with Padu safe? This was among other concerns raised, and to this, Rafizi was previously reported saying that there will be no changes in the ownership of data (currently owned by either government departments or agencies). As for retrieving of data, agencies that contribute may not necessarily be able to take these data for their usage.

The Economy Minister has also assured the public that existing laws of the respective government departments or agencies govern all data that Padu uses.

Minister of Economy Rafizi Ramli has assured the public that existing laws of the respective government departments or agencies govern all data that Padu uses. — Picture by Miera Zulyana
Minister of Economy Rafizi Ramli has assured the public that existing laws of the respective government departments or agencies govern all data that Padu uses. — Picture by Miera Zulyana
What’s inside Padu?

Those curious about what Padu contains include profiles of individuals and households which encompasses citizens and permanent residents in Malaysia.

It also seeks to provide a secure, comprehensive and “near real-time” main national database for digitisation and the production of periodic analytics.

Essentially, it is a data-driven policy formulation and decision-making process.

What Padu does is also improve the government’s efficiency in the aspect of delivery system service.

It will also empower the social system through increasing economic and people's well-being, bridging the socioeconomic gap by balancing the needs of the people.

Those who are 18 years old and above are required to verify that their information is up to date with Padu. — AFP pic
Those who are 18 years old and above are required to verify that their information is up to date with Padu. — AFP pic
How can the public contribute?

Those who are 18 years old and above are required to verify that their information is up to date with Padu.

They will have until March 31 to update their profile information with the government.

Because the system was built by civil servants, it did not incur additional setup costs except for hardware which amounted to RM2 million.

Rafizi reportedly said that Padu was fully developed by civil servants from three agencies (Ministry of Economy, Department of Statistics Malaysia — DOSM and the Malaysian Administrative Modernisation and Management Planning Unit — Mampu) in collaboration with all other agencies.

He said civil servants developed the system using existing allocations and infrastructure without the need to open new tenders to private entities, thus not incurring additional expenses, as is often the case whenever a new system is introduced to the government.

And why the system was developed within seven months (May to December this year), it was all thanks to civil servants who worked day and night for seven months without additional allocations.

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More info on what is PADU:

https://soyacincau.com/2024/01/02/padu-what-you-to-know/
https://padu.gov.my/

This post has been edited by CommodoreAmiga: Jan 5 2024, 07:37 AM

If not qualified why should one fill up?

Good question. Probably don't need to.

So far, only saw one section what dividend from simpanan. So i assume this is Fixed Deposit. Didn't see EPF yet.

Update:
Pendapatan Sewaan Bangunan/Kenderaan
Pendapatan Sewaan Tanah
Pendapatan Faedah/Hibah Daripada Simpanan
Pendapatan Dividen
Pendapatan Royalti


This post has been edited by CommodoreAmiga: Jan 2 2024, 06:30 PM

Especially those T10 no purpose for them 🤦‍♀️ unless they want to lower down and claim subsidies particularly govt healthcare related hence why they need to filled in for PADU

What is the advantage of signing for it if one doesn't qualify for any subsidies?

problem is I think many of us don't really keep track of our shares dividend, ever since we are no longer taxed on them...

I can also imagine some will lie about sewa bangunan... those who didn't even declare to ldhn

This post has been edited by Wedchar2912: Jan 2 2024, 06:34 PM

might still get petrol subsidies

currently really no reason, especially for anyone who knows they by right won't qualify for subsidies. Especially kucing kurap type, like 100rm STR.

but who knows in future got other subsidies etc? i can imagine one day will come the gov says M40 and above no longer enjoy free gov hospital treatment etc

The question is, if we don't declare this or cincai declare this, what will happened? Will there be repercussion?

Yes, this is the only thing i am interested in. But i read somewhere 18 years old and above also can register. So if kid above 18 can register, he can get petrol subsidies as separate account?

probably yes, his KIR(ketua isi rumah) still need to register him and other family members, but 18 and above can register under their own account to receive subsidies

There is also a question for "Maklumat Bank"....i think we should give them the Bank account with little money and activities....ahem

In some jurisdictions (america loves to do this), law enforcement like irs loves to use this to catch people.... no declaration, no worry. but declare false info, perjury.

I do wonder about Malaysia, because I see politicians always do stat declarations and nothing happens to them when it is obviously not 100% truthful.

This bank info should be fine... because BNM still protects our privacy somewhat.

but what if say one has 450K rm in FD, but accidentally declared it only 400K rm and interest rate also round down to 2.5% pa?

Helang and pippit....Pippit 1 sen declare wrong, 10 years in jail.

Hahaha. Use Bank account with least money and no FDs inside. I think my OCBC got. No FD inside. Only like RM200. But later...say if you declare 10k FD....Ask where is your FD???

So govt got more info. So they can ask lhdn to audit you if what you declare doesn't match the lhdn database.

If working adult living at parent house, parent still working. How much is the household income like that?
But the house address is the same in the system

Then they can say you all are one household, so household income exceed and thus not entitled to subsidies compared to looking at individual income.

Any idea how to scroll down for more banks?
I only managed to see these banks in the list


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Wtf is this real?

Kwsp uses the "dividend" words...should kwsp dividend be included as that too?

Retiree no more working, ...uses the kwsp dividend as a source of income to sustain his living expenses. I think it make sense for retirees to includes kwsp dividend into that data calculation.
Else retirees has no income how to sustain expenses.??

We are moving towards a nett disposable household income Metric



So given the scenario above, when last time both household will get subsidy, now with the info given and ability to track how many people in an household based on address, they can give as per whatever they decide the NDHI is.

So I guess yes? The possibility is there in the future?

https://www.malaymail.com/news/malaysia/202...subsidies/72331



Here is Rafizi being explicit about PADU's role in driving this.

https://www.thestar.com.my/news/nation/2023...ds-through-data

This post has been edited by fuzzy: Jan 2 2024, 07:29 PM

They already did that earlier 🤦‍♀️ just that lax in enforcement which PADU will beef it up

Yeah. They want to see household income. So by you signing up for padu you are just making yourself difficult to get petrol subsidy cause if household income cross the threshold, bye bye subsidy.

How about renting? If I rent with few person in a house that has no relationship. Obviously rent room only because not doing well financially

This post has been edited by bogletails: Jan 2 2024, 07:43 PM

Will they just dont gives you if you did not sign up for padu?

This post has been edited by MUM: Jan 2 2024, 07:43 PM

I see there is a question asking you if that place of residence is a rental or self owned...

Well if I stay at parent house but i pay rent monthly to them. Is that own or rent?

I see this possibility very real.

Btw, who's the idiot who has nothing to do and reported this thread as "Incorrect Section". This is totally related to one's finance. Please stop showing stupidity and trigger happy to report anything.

Better one person don't get than everyone don't get. Eg. If you sign up, your entire household don't get. But if you don't sign up, the rest of your household can get, you don't get, it is a good deal.

Sorry. I have enough with Madani shit. Everything tax. Especially M40.

This post has been edited by Ramjade: Jan 2 2024, 07:49 PM

I believe it's rental. Income goes to your parents. Later check your parent's tax declaration got rental income or not...

On note of petrol subsidy...it suppose to start in Feb right? I think we should wait and see. We get 3 months to fill PADU. If don't get subsidy then only consider how to fill up. If get subsidy. Lantak lah. Adakah aku kesah PADU.

This post has been edited by CommodoreAmiga: Jan 2 2024, 07:53 PM

I heard it's not about sign up or not sign up . Government already has your data from lhdn and epf and also your address. They want to us to go verify it only. Even we don't sign up, the entire house can't get.

this is the story they kept on telling, but PADU is also attempting to collect more data that gov currently do not have. Like how much dividend you are receiving... Is this info currently available to any of the government arm? if yes, what sorts of dividend?

I think the new system later really is by person and its commitment...

By theory, the net disposable income of a single person and married with kid person would be totally different even though same salary range.

That's probably how gov will decide whether he / she will get the subsidy or not...

Example a family of 6:
Father: businessman, probably >10k per month
Mother: Not working
First kid: Working, salary 5k, married with 4 kids and housewife wife
2nd Kid, Working, salary 2k, single
3rd kid: Working, salary 5k, single

In this case, most probably only the first and 2nd kid will get the subsidy since first kid even though 5k but due to its own family size thus net disposable income little and 2nd kid salary low amount.

I think this gov really want to reduce subsidy so really you all should expect the worst ie if you don't fill up, unless your salary really low, gov will definitely try to exclude you from subsidy later.

I mean LHDN have all your info anyway, from your monthly income and your tax relief

I just skip on the dividend part though coz sadly not relevant to me...

Like this la, personally if you earn a lot on your second or even third income, LHDN for sure will know de...Might as well be frank.

If just kacang few jundred per year, just omit it.

Yep, they are trying to collect more info than they have. Btw, is dividend from equities a requirement to declare in your LHDN? I can't remember...So if you declare 10k in LHDN, here you declare 15k...Jeng Jeng Jeng??

This post has been edited by CommodoreAmiga: Jan 2 2024, 08:15 PM

Got many around...

Don't be surprised...

Kena multiple times at EPF thread... Even in ASNB too... Like seriously... Cannot even touch on shariah thingy....

Just because I'm nons... So it's not for me to discuss the issues probably???

Obviously not. It's household, so they can trace via relationship. Bapa anak rintik etc.

If you and 4 frens rent a place, it's still individual income so household here is just you.

But if you stay with your father mother, then household will be 3 of you since related.

Subsidy wise, it will depends on what kind and whatever rules the government set based on that household net income lo.

They can do per NDHI , individual per NDHI or still just individual income regardless of NDHI.

Their aim now is to get and strengthen the data they have, and PADU is a way to do that.

As far as I am aware and remember, once share dividend are no longer taxable for individuals, the dividends received from shares are no longer required to be filled in. Dividends for UT need to be declared to LHDN as far as I know, but i never owned any UT, so I can't be sure.
(it is not about how much or how little. Even for a small amount like overclaim deduction for phone allowance can trigger lhdn to disturb you... unless you are a helang of course.... haha)


So PADU now wants us to declare the divs? and later come audit, how to answer? I don't even keep those dividend statements from the firms anymore, and I think most people also do not. the work and hassle is definitely more costly than STR of 100rm.

This post has been edited by Wedchar2912: Jan 2 2024, 08:43 PM

The RM100 STR is not worth it. What is more interesting is the petrol subsidy. They might draw a blanket, anyone who hasn't declare PADU, no petrol subsidy.

UT as in Unit Trust? I don't even know how to read those shitty reports.

yeah, for the petrol subsidy maybe worth the declaration... that's assuming I can qualify.

yeap, unit trust...

Yes, it's not very clear.

I'm a Non-Bumi, was talking about this PADU with a Malay friend and there was dividend part on it and he also confuse since he got ASB.. I told him since ASB dividend is not taxed, so maybe no need to include, but I could be wrong. I think PADU need to add a remark "except EPF/ASN"

Maybe want to start taxing dividends in the future.They definitely know how much you are receiving cause company pay into your own bank account.

But it's already taxed at the company level.

I'm also thinking about this. Those kampung ulu people, they won't fill these stuffs. Would they not receive subsidy just because they didn't fill Padu?

I think got manual way to fill up also. Maybe got officer go to schools or Dewan and ask whole kampung to come fill up. Then those officer help kampung and old people to key in.

Thank you for this thread. Was debating myself if i should fill it or not. Not qualify for any targetted subsidy so far. Of course we all have been enjoying petrol subsidies and if Padu is how they will use it to gives petrol subsidies, then i might need to fill in.

I agree that if lhdn want to target you, they can make u declare all undeclared income with a single letter lor, no need padu also.

If the goal is really to see the actual disposable income, wouldnt it make more sense to ask about our expenses? Havent open or look at PADU website though but seems like no one mentioned this. Of course, getting the income part right is important but expenses part is equally important too

the dividend / interest / riba part because they got NO to access to Banking & Bursa info...

so if that $$$ is minimal... then can fill up... your choice....

Those without Internet access...
Got this from
https://bantuanrakyat.my/pangkalan-data-utama-padu/



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Just some added info I found in the net

https://www.thestar.com.my/news/nation/2023...te-info-on-padu


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tq MUM....

so basically stay put for those who already receiving STR and keep quiet until there is new development.

For PADU e-KYC verification, I failed 4 times, only 5th time successful, very frustrating.

But my tips for anyone who want to finish it first try,

1) Take IC photos with no glare.
2) Selfie must be taken with hair inside face circle. I found the best arrangement is to put phkne standing on table and then bend on your knees on the floor to position the face directly onto the camera. Also take off your spectacles.

And then finally your verification is successful. (done on android)

So basically lose lose to update right?

Y'all are just being too paranoid, one of the reasons why PADU exist is to move away from the usual B40-M40-T20 categorization, if they keep using the old method to determine who is eligible to get subsidy, there will always be cases of someone being left out especially those from M40.

Another thing is tax, which is currently determined based on your monthly income according to the threshold set by LHDN, but then you're getting taxed just because you're above the income threshold, even if your burden is too high from your total commitment you're still getting taxed nonetheless.

There's a reason why PADU needs info on your commitments, because this will most likely be the main reference for subsidy and taxation purposes in the future.

If you have nothing to hide (especially if you're M40), why worry about registering? If you still don't wanna register then it's your choice, just don't be a "terpaling unfair" crybaby if you can't get anything after this.

Please correct me if I'm wrong, but that's how I see the concept of PADU.

This post has been edited by xperiaDROID: Jan 3 2024, 12:28 AM

biasa la..this person is sitting here to report every posts which he/she deems not fit into the section.

cant edit the section regarding monthly salary .. adui...

buggy as shit?

also no option to switch to English language

worse than half baked

This post has been edited by tzxsean: Jan 3 2024, 02:34 AM

There is a section which includes kids education expenses under the "Committment" section includes all your loans to fill up.

Yes, you and me same situation. Duduk and look see look see. Besides, i sees this PADU thing could be yearly declaration.

You can edit the salary under perkerjaan section.

I’m currently not working (just ended my contract) so I have selected menganggur / tidak bekerja

So my salary is now 0 but my previous 12 month salary is not NIL

that’s the issue now since I cant edit separately

Interesting article. Anyway better not rush to declare. I’m sure it’s a yearly or monthly update thing. Rather give up petrol subsidy for more clarity as I don’t want to end up with perjury.

https://focusmalaysia.my/ong-kian-ming-padu...eFwt1eVBzwIKBWI

yes we still have 2 months +

who knows if they roll more updates and fix all issues

At 1st glance,

1) Why govt need open the system for 3mths for filling? Obviously many bug/loophole/filing info issue etc etc which the govt need to fix slowly when reported by users..some already mentioned that the EPF/ASNB dividend need to fill up or not? Few weeks later when govt realise this issue they'll update the system and let us know whether need fill or not.

2) so should M40/T20/T1 fill? If you're really rich i dun think you should fill it at the moment unless you very sure all your income was declared correctly. Measly few hundred/thousand of fuel subsidy wont impact your lifestyle, you aren't suppose to get it at the 1st place too.

3) For those getting Cash Subsidies (BRIM, STR whatever it called) confirm need to file. Those kampung kampung uncle aunties retiree would have hard time for this..

Well...

Those without any commitments @ loans & dependent under you,

please beware...

Because u consider as "rich" vs those with multiple commitments & long list of dependent with the same income numbers.....

Pendapatan faedah drpd simpanan - now i have to go through my bank statement from 3 different banks to check my FD interests month by month….

the logic is the lower you declare the likelyhood of getting benefit.
So this system is really stoopid

Actually speaking

Don't bother to fill up that...

Because PADU no access to banking & bursa system...

Unless u no work... Purely use rental & the interest $$$ from savings to survive... Then no choice because "perkerjaan part is no income"... No employer info...

🙏

the system is asking you to declare everything which is suppose to be confidential. All of this should be confidential.

the only for them to dig your details and see how rich you are

true. PADU only benefit those low income.

Agreed. Duduk and watch first. Don't be white mice and kena game....

the best is that if you never get anything now... don't stir the hornet's nest by declaring (real or fake)

We need more clarity. If there is no law to say must declare, then don’t bother especially if you have other sources of income. LHDN penalty bigger than petrol subsidy. Short term benefit is STR. Just wait and see on other benefits if it outweighs the cost.

Siapa Sudah fill, sila angkat tangan

This post has been edited by jack2: Jan 3 2024, 11:05 AM

Spot on...

The LHDN "love letter" wayyy bigger than any subsidy given...

Especially those dividend / interest / rental $$$... Which currently is out of hand from government... Only way they would know if u fill up the information in PADU...

If you are just "currently" unemployed and would be expected to be employed soon, may I suggest that you don't declare as "no income".
For you cannot change the status/data once you did the final acknowledgement and declaration submission to padu. ( final step AFTER having the e-kyc nric photoshot and selfie approved)

I concur. I just register my hp but not doing the eKYC as of now.

If they are going to make it a yearly thing, I rather LDHN take over the whole process and responsibility. No need one extra department wasting resources and disturbing everyone.

what if the expected to be employed soon did not materialise? albeit you have a very good feeling about your upcoming interviews but you just could'nt land yourself a job, say in the next 3-6 months or so?

so in that case, aren't you not doing a honest and complete disclosure of your financial status/situation?

I registered account and go in see, fill the commitment section a bit. Don't plan to submit. Lol.

I think some of the info are out of LHDN jurisdiction? Like FD interest. Those are not taxable and probably not required to fill by current law? I don't know. Also, if LHDN ask, people will be SUS. so they use PADU to game you from behind...

They have updated info provided from kwsp, socso, eis and lhdn on your income matter

They still show my last working company and i am no longer working there for a few years.

it's an open fishnet..... take care ppl

Commitment section is all loans part....
So better fill up that part...

Only part don't fill is the dividend income & interest from savings / rentals....

Both me and my wife had been married for 2 decades and had been putting in those status in lhdn ever since. But we were both listed as "tak berkahwin" in Padu system. Ha ha

I guess, they just wanted some confirmation that both of us read and understand what were posted in padu, and what some info needs to be amended by us..ha ha

This post has been edited by MUM: Jan 3 2024, 11:53 AM

that's good enough

same same.... i left it as it is

That exDAP MP asking for PADU to be suspended temporarily first... Until they resolved the security issues @ loopholes....

And they says PADU is integrated with many agencies...

All lazy as fuk... Need we to fill up everything....

But since they cannot get info from Banks & bursa...
Want us to fill up & trap us too with the information provided 😜

i suscess to submit, since i submit and pay tax every year, LHDN also got my details, nth worry, just the security on this system really tadika level, their pen test is a joke.

now i have to ajar all my old parent and relatives...

Did you file your tax return lately or long time no filed?