i rmb its used to be free? or maybe im wrong. But nowadays they implement a lot of fees.

I wonder if use DuitNow overseas is cheaper ( th sg id etc )

Can use in Tw?

Been living in EU for a while now and Wise is freaking awesome for expats to avoid all exorbitant bank fees and processing time.

Wise has reasonable rate, fast and secure.

Sucks that they dont support TWD though.

this how they make money after more people use it

can. it will convert directly. only cannot buy TWD currency.

thanks guys!
u guys are very helpful so far,
just order my physical card,
will get in end of this month!
cheers to that!

easy to manage thru app, simple and easy.

apply the card for RM15 or use digital card/apple pay.

Physical card able to draw any cash at any atm for free (2times) and 3rd time will be some charges but its reasonable

just apply for the card,
so do i need activate if i wanna use oversea?

yes please read term and condition when u received the card , only 4 digits pin .

try make transaction in malaysia first before u spend oversea

thanks!

Maybe explore Wise or get a conventional bank credit card.
Can't recommend Bigpay, some retailers cant accept, I dont know the reasons.

bigpay = air asia big no

paywave is visa can lah

china not sure can use visa

few year back use bigpay in Thailand ATM,
doesnt work

Any yearly fee for the physical card?

one time pay rm13.70 only

This is my experience with Wise.

Contactless 90%, if not 100%, of the time doesn't work when I was overseas.

To solve this issue, I put it into my Google Wallet instead and never wave my physical Wise card.

may I know how to do that?
just select other bank?

but can still use pin