Wise, cheaper and got more feature.

But I still keep my BP since got AA refund cases

can withdraw first 1k free iirc

This post has been edited by pisces88: Dec 11 2023, 04:54 PM

in the app u can direct deposit HKD into the card. pay in MYR direct convert to HKD. then go HK spend in HKD

thats so convenient
going to HK next year after cny

wise all the way. Bigpay has too many hidden charges

what kind of hidden charges did BP charge now? last time it used to be pretty good and transparent
but I went with wise anyway coz it has more currency that I need
loved using it and since now also got Apple Pay integration, I feel better about it

i used tng visa, bp and wise in previous trips

wise so far the best in terms of transparency and ease of use

if you are an iphone user u can straight away use the digital card for apple pay. no need to wait for a physical card to be sent to you

BP impose charges for top up using credit card.
Also, wise can put in apple wallet and google wallet. Quite convenient

Wise is better to use but when it comes to topup, bigpay win.

Don't need to talk about cc because wise don't support cc

But bigpay got duitnow transfer. Wise have to use FPX

Or can transfer to Morgan bank or something but takes time to reflect. Only FPX is instant.

nice. but due to our currency weak, need budget more huhu

so mean if i wanna go Thailand,
i can convert to Thai baht first ,
when i go there can direct use?

so everytime 1k withdraw will be free?

Yes, you can store the THB in wise and use there.

physical card just to use for ATM

or i store with MYR, and use it at store, will be direct convert to update exchange rate without fees?

no credit card?

Got fee. Doest matter you convert first or auto convert when you spend oversea, there will be a conversion fee.

good to know,
thanks!

Wise u can store foreign exchange when it's low..i.e. did save alot of jpy but still haven't spend it, air tix macam yahudi RM 3k+ if travel in next two weeks.

Used to love bigpay as reload thru credit card without charges, now charge 1 percent everytime if CC, beat the purpose of me using it as 'e-wallet' kind last time, still keeping it for occasional travel overseas and insurance monthly premium deduction

This post has been edited by AyamBlend: Dec 11 2023, 06:22 PM

so top up money to wise its free right?