So is WC good for japan trip? Last visit few years back pre pandemic, are they more digital now or still cash is the best?
Bigpay or wise or atm?
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 Dec 11 2023, 06:40 PM
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Junior Member
494 posts Joined: Apr 2009 From: The Fifth Dimension 
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Dec 11 2023, 06:44 PM
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#42
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286 posts Joined: Sep 2008 
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QUOTE(gashout @ Dec 11 2023, 03:46 PM) Wise all the way Last time have to fly AA, need to use bigpay for the benefit. But yes, every month need to use bigpay or else got penalty rm5 or somethingBigpay this charges that charges. I don't use anymore  |
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Dec 11 2023, 06:52 PM
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#43
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Senior Member
1,396 posts Joined: Oct 2008
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QUOTE(vassilius @ Dec 11 2023, 06:40 PM) So is WC good for japan trip? Last visit few years back pre pandemic, are they more digital now or still cash is the best? after pandemic, all about cashless,but more go for e-wallet, but yeah ofcos card also popular now |
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Dec 11 2023, 06:52 PM
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#44
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1,396 posts Joined: Oct 2008
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edit
This post has been edited by sckham: Dec 11 2023, 06:52 PM |
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Dec 11 2023, 07:04 PM
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#45
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3,969 posts Joined: Nov 2007
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QUOTE(sckham @ Dec 11 2023, 06:02 PM) so everytime 1k withdraw will be free? one time 1k is free only. after that need pay a fee liao sckham liked this post
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Dec 11 2023, 07:06 PM
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#46
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1,396 posts Joined: Oct 2008
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QUOTE(pisces88 @ Dec 11 2023, 07:04 PM) one time 1k is free only. after that need pay a fee liao yaya just saw that on the web |
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Dec 11 2023, 07:08 PM
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#47
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27 posts Joined: Nov 2011
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QUOTE(sckham @ Dec 11 2023, 06:32 PM) so top up money to wise its free right? Not until u make a transaction sckham liked this post
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Dec 11 2023, 07:11 PM
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#48
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60 posts Joined: Apr 2009
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currently in HK. cant use my wise in some places like 7e and I am not sure whats the reason. No issue with bigpay. End up i just reload my octopus apps using wise.
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Dec 11 2023, 07:13 PM
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#49
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Senior Member
1,396 posts Joined: Oct 2008
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QUOTE(vondutch @ Dec 11 2023, 07:11 PM) currently in HK. cant use my wise in some places like 7e and I am not sure whats the reason. No issue with bigpay. End up i just reload my octopus apps using wise. how is this work?octopus > wise |
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Dec 11 2023, 07:25 PM
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#50
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5,741 posts Joined: Apr 2019
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QUOTE(Zeliard @ Dec 11 2023, 06:44 PM) Last time have to fly AA, need to use bigpay for the benefit. But yes, every month need to use bigpay or else got penalty rm5 or something Rm5 penalty if card not active?Hasn't happened to me tho |
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Dec 11 2023, 07:27 PM
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#51
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Senior Member
3,969 posts Joined: Nov 2007
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QUOTE(vondutch @ Dec 11 2023, 07:11 PM) currently in HK. cant use my wise in some places like 7e and I am not sure whats the reason. No issue with bigpay. End up i just reload my octopus apps using wise. all 7-11 cant use? how about eateries? most of them accept Wise? |
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Dec 11 2023, 07:32 PM
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Junior Member
364 posts Joined: Jan 2018 From: Tim Apple
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I use Wise in Japan, but these days they have atm fees
used to charge only third party fees  |
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Dec 11 2023, 07:40 PM
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#53
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316 posts Joined: Aug 2021 
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QUOTE(plain_white @ Dec 11 2023, 05:26 PM) BP impose charges for top up using credit card. Not sure why u would want to topup a prepaid card using credit card.. lolAlso, wise can put in apple wallet and google wallet. Quite convenient |
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Dec 11 2023, 07:48 PM
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#54
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Senior Member
1,396 posts Joined: Oct 2008
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QUOTE(HumanExtinction @ Dec 11 2023, 07:32 PM) I use Wise in Japan, but these days they have atm fees Less than 1000 MYR per month More than 1000 MYR per month used to charge only third party fees 2 or less withdrawals Free 1.75% of the amount over 1000 MYR 3 or more withdrawals 5 MYR per withdrawal 5 MYR + 1.75% of amount over 1000 MYR maybe this? |
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Dec 11 2023, 07:48 PM
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#55
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Senior Member
1,396 posts Joined: Oct 2008
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Dec 11 2023, 07:58 PM
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3,918 posts Joined: Nov 2004
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QUOTE(ZeneticX @ Dec 11 2023, 04:41 PM) Wise allow you to open multiple foreign currency account You can just leave it as MYR and it will auto convert at the current rate. As you see there is no TWD currency in WISE but it also can be used and converted to TWD when you use it in Taiwan locally.Just open one for HKD and convert your MYR to HKD But I'm not sure if leaving it as MYR would work also, maybe it will auto convert when you use |
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Dec 11 2023, 08:07 PM
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Junior Member
364 posts Joined: Jan 2018 From: Tim Apple
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QUOTE(sckham @ Dec 11 2023, 07:48 PM) Less than 1000 MYR per month More than 1000 MYR per month Interesting, didnt know this one. But anyway to me wise withdrawal is still much cheaper than money changer.2 or less withdrawals Free 1.75% of the amount over 1000 MYR 3 or more withdrawals 5 MYR per withdrawal 5 MYR + 1.75% of amount over 1000 MYR maybe this? |
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Dec 11 2023, 08:27 PM
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Senior Member
3,785 posts Joined: Dec 2005 From: Shah Alam
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Wise for me, go jepun no issues with ATM and merchants Send money to card also fast and easy, exchange rate like xe.com sckham liked this post
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Dec 11 2023, 08:29 PM
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#59
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Senior Member
1,396 posts Joined: Oct 2008
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QUOTE(HumanExtinction @ Dec 11 2023, 08:07 PM) Interesting, didnt know this one. But anyway to me wise withdrawal is still much cheaper than money changer. https://wise.com/my/pricing/card-fees?sourc...P&targetCcy=EURmaybe its a new policy |
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Dec 11 2023, 08:47 PM
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#60
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Junior Member
80 posts Joined: Oct 2021
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QUOTE(Gentleman_League @ Dec 11 2023, 03:55 PM) Just came back from Australia, i would recomd Wise. Never got my payment reject as long u has credit in it. Can u use pay wave overseas and local ?u can reload anytime u want via online banking, easy! |
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