This is my experience with Wise.

Contactless 90%, if not 100%, of the time doesn't work when I was overseas.

To solve this issue, I put it into my Google Wallet instead and never wave my physical Wise card.

may I know how to do that?
just select other bank? 

but can still use pin

so same account u can use as physical and e-wallet?

If like that, why still need contactless? It's because contactless is more convenient.

Yes. Sometime I don't even bother to bring along my physical card

wise use is for  the better exchange rates

Doesn't matter physical or contactless, Wise exchange rate for both are the same. Wise doesn't give you better exchange rate just because you use physical card

so mean if i wanna go Thailand,
i can convert to Thai baht first ,
when i go there can direct use?

Why not use TnG ewallet? They have alipay you can use in money countries. Good rate also for Thai Baht.

Why not use TnG ewallet? They have alipay you can use in money countries. Good rate also for Thai Baht.

Why not use TnG ewallet? They have alipay you can use in money countries. Good rate also for Thai Baht.

Wi try it next month

Yup. True.
I used last week there.
Rm1 = 7.466baht

what kind of hidden charges did BP charge now? last time it used to be pretty good and transparent
but I went with wise anyway coz it has more currency that I need
loved using it and since now also got Apple Pay integration, I feel better about it

topup on the go, convenient

This is wise?

So must use alipay?

You scan the merchant QR. Alipay+ auto pop up.
Their Individual /personal account can't