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Banking GXBank - First Malaysian Digital Bank (by Grab), UNLIMITED 1% cashback+3% p.a. interest!

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Barricade
post Jun 30 2025, 09:26 PM

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QUOTE(Gabriel03 @ Jun 30 2025, 09:15 PM)
in the terms and conditions, it is stated need to be New to GxBank. That's why i didn't sign up1
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https://gxbank.my/docs/terms/FlexiCredit%20...ons%20(ENG).pdf

Mine is by invitation only and it's also valid for existing customer.
jeff10012003
post Jul 1 2025, 01:01 AM

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QUOTE(ericlaiys @ Jun 25 2025, 09:08 AM)
payment only. if transfer can get cashback, then gxbank will incur loss as people abuse
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Does the qr payment need to be paid to merchants acc only? Bcause roadside stalls usually use their personal qr instead of a business acc.
ericlaiys
post Jul 1 2025, 09:00 AM

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QUOTE(jeff10012003 @ Jul 1 2025, 01:01 AM)
Does the qr payment need to be paid to merchants acc only? Bcause roadside stalls usually use their personal qr instead of a business acc.
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that is personal transfer. they are not merchant
canjeth
post Jul 2 2025, 12:38 PM

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QUOTE(Gabriel03 @ Jun 30 2025, 09:15 PM)
in the terms and conditions, it is stated need to be New to GxBank. That's why i didn't sign up1
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Can know which clause? I can't find any clause mentioning that.
https://gxbank.my/docs/terms/FlexiCredit%20...ons%20(ENG).pdf
Gabriel03
post Jul 2 2025, 12:48 PM

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QUOTE(canjeth @ Jul 2 2025, 12:38 PM)
Can know which clause? I can't find any clause mentioning that.
https://gxbank.my/docs/terms/FlexiCredit%20...ons%20(ENG).pdf
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i read it wrongly. U can proceed even though u hv already a gcbank account
LipotKing
post Jul 10 2025, 10:09 AM

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Have anyone received their RM100 cash reward from activating flexcredit?
randvar
post Jul 10 2025, 01:13 PM

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QUOTE(LipotKing @ Jul 10 2025, 10:09 AM)
Have anyone received their RM100 cash reward from activating flexcredit?
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got mine RM100 credited to gx
victorian
post Jul 10 2025, 01:24 PM

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Anyone has experience using GX Card at China? If merchant only accepts Alipay, can I link my card to Alipay and still get the 1%?
ericlaiys
post Jul 10 2025, 01:25 PM

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QUOTE(victorian @ Jul 10 2025, 01:24 PM)
Anyone has experience using GX Card at China? If merchant only accepts Alipay, can I link my card to Alipay and still get the 1%?
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i just came back from china last monday. failed even on mine and wife. it fall to my others cc. wise is working well

This post has been edited by ericlaiys: Jul 10 2025, 01:32 PM
LostAndFound
post Jul 10 2025, 01:47 PM

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QUOTE(LipotKing @ Jul 10 2025, 10:09 AM)
Have anyone received their RM100 cash reward from activating flexcredit?
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QUOTE(randvar @ Jul 10 2025, 01:13 PM)
got mine RM100 credited to gx
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Same, got mine credited directly to GX yesterday.
victorian
post Jul 10 2025, 02:05 PM

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QUOTE(randvar @ Jul 10 2025, 01:13 PM)
got mine RM100 credited to gx
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QUOTE(LostAndFound @ Jul 10 2025, 01:47 PM)
Same, got mine credited directly to GX yesterday.
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need to actually apply for a flexi loan or just activating the account will do hmm.gif
randvar
post Jul 10 2025, 02:11 PM

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QUOTE(victorian @ Jul 10 2025, 02:05 PM)
need to actually apply for a flexi loan or just activating the account will do  hmm.gif
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just activate the account only submit ic, statements.
dont need to touch the loan drawdown. will get reward in 14 business days. mine took 2 weeks if i recall.
edit:make sure u get the wheel spin in grab before activating the loan

This post has been edited by randvar: Jul 10 2025, 02:13 PM
victorian
post Jul 10 2025, 02:18 PM

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QUOTE(randvar @ Jul 10 2025, 02:11 PM)
just activate the account only submit ic, statements.
dont need to touch the loan drawdown. will get reward in 14 business days. mine took 2 weeks if i recall.
edit:make sure u get the wheel spin in grab before activating the loan
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mine got rejected instantly, im suspecting its the withdrawal i did on 2024 blink.gif
randvar
post Jul 10 2025, 02:26 PM

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QUOTE(victorian @ Jul 10 2025, 02:18 PM)
mine got rejected instantly, im suspecting its the withdrawal i did on 2024  blink.gif
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what withdrawal? either credit score or documents not uploaded correctly. i submitted epf statements for 2024,2025 when i applied. did u accidentally submit wrong document? tongue.gif
victorian
post Jul 10 2025, 02:37 PM

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QUOTE(randvar @ Jul 10 2025, 02:26 PM)
what withdrawal? either credit score or documents not uploaded correctly. i submitted epf statements for 2024,2025 when i applied. did u accidentally submit wrong document?  tongue.gif
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epf withdrawal
xiaomoon
post Jul 10 2025, 02:42 PM

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This post has been edited by xiaomoon: Jul 10 2025, 02:46 PM
lerijiso
post Jul 10 2025, 02:47 PM

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QUOTE(victorian @ Jul 10 2025, 02:37 PM)
epf withdrawal
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Will epf withdrawal affect credit score?
LostAndFound
post Jul 10 2025, 04:42 PM

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QUOTE(victorian @ Jul 10 2025, 02:18 PM)
mine got rejected instantly, im suspecting its the withdrawal i did on 2024  blink.gif
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I did do EPF withdrawal once previously (2021 during MCO) and didn't have issue getting it.
victorian
post Jul 10 2025, 05:08 PM

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QUOTE(LostAndFound @ Jul 10 2025, 04:42 PM)
I did do EPF withdrawal once previously (2021 during MCO) and didn't have issue getting it.
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kan we only upload 2024 and 2025?

I did 2024 withdrawal.

your 2021 probably dont matter anymore
LostAndFound
post Jul 10 2025, 06:08 PM

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QUOTE(victorian @ Jul 10 2025, 05:08 PM)
kan we only upload 2024 and 2025?

I did 2024 withdrawal.

your 2021 probably dont matter anymore
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Normally the EPF statement is just to verify your income, I don't see why EPF withdrawal matters in this situation.
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