since last week, instant approval. RM20 cashback came in few days later.

I think many has not received just yet, including me and I'm tired of waiting hahaha. Feel like terminate the account and move to HLB bank

Is it worth it if I just to start using the app ? What if don't use the debit card at all, my main purpose is only to keep my savings and earn interest, want to save 3k and let it sit there ok?

You definitely can use it for savings, can also not order the debit card.

gxbank interest now is low 2%. Other digital bank is higher.
however i still keep some portion money in there for easy to withdraw from any atm.
Debit card is useful for withdrawal and use oversea 1% cashback & useful for cash withdrawal when at oversea. Now the card is still free.

Just keep RM91.50 per account xq1 to get 4%p.a. Not more than that.

really appreciate all the answers will look more into this,
but also lets say assuming in the case of just putting monthly savings all into one place,
which one app will give best interest?

depend. got uob, boostbank , aeon. you can check it out. not suitable to discuss in here as it not related to gxbank

Hello folks, im going europe, do you think its better to use gxbank than wise? Thanks

Bring both

use gx , if cant go thru then only use wise

Just give them a try first since each have their own benefit and they works differently. There is some running offer macam Maybank, they give out RM0.50 daily now, when save under their MAE app Tabung 'Coin Jar'. Amongst some other offers. This is some yang I am able to find out at the moment.

Seems like they bringing back the higher cash back for savings account hahaha

Ya. The current 0.1% cash back is slap on customer face.

agreed. at least give 0.5 lah..0.1 is like..seriously?

T&C out liao

https://gxbank.my/campaign-tnc

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QR warrior wants you to spend 30 MYR x 5 QR transaction per month = 150 MYR to get 5 MYR "cashback"...

https://gxbank.my/campaign-qrwarrior

5/150 = 3.33% but minimum spend has to be 30 MYR...

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Tauke cashback wants you to spend 10 times using GX bank debit card, then from the 11th time onwards, you get 0.4% extra... (reset every month...)

https://gxbank.my/campaign-taukecashback

This post has been edited by TOS: Nov 30 2024, 08:13 AM

I was equally shocked with this.. thought they had made an error. Great way to turn off your hard won customers when there is so many alternatives.

Some more with first come first serve. Not sincere.

Cannot keep burning money what.

Losing too much money due to 91.50 cent pockets?

QR warrior CB limited to: The first 45,000 redemptions per month, on a first-come, first-served basis

Campaign Month 1: 1 - 31 December 2024
Campaign Month 2: 1 - 31 January 2025

Tauke CB
Redemptions: Limited to the first 10,000 participants per month, on a first-come, first-served basis.
Cashback Terms: The extra 0.4% Cashback applies to future payments made in Malaysia during the month of completion, in addition to the existing 0.1% Cashback.

Duration: 1 December 2024 – 31 January 2025.

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Not attractive reward

This post has been edited by Lancer07: Nov 30 2024, 11:11 AM