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Banking GXBank - First Malaysian Digital Bank (by Grab), UNLIMITED 1% cashback+3% p.a. interest!
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wjleong15
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Dec 4 2023, 09:53 AM
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QUOTE(moonsatelite @ Dec 4 2023, 09:37 AM) those series are reserved, usually 5xxx (Mastercard), 6xxx (Unionpay/ Discover) and 4xxx (Visa) QUOTE(xander2k8 @ Dec 4 2023, 09:41 AM) Because the backend need to be integrated again as the currently existing only accept 51 to 55 series Donβt forget some loyalty merchant backend need to be recoded again π€¦ββοΈ No wonder gopayz mastercard poorly accepted QUOTE(cybpsych @ Dec 4 2023, 09:41 AM) assignment by network; issuers doesnt get to choose I see
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cybpsych
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Dec 4 2023, 10:01 AM
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QUOTE(wjleong15 @ Dec 4 2023, 09:53 AM) No wonder gopayz mastercard poorly accepted I see u mobile services s/b also have mastercard prepaid BIN 539069
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eeeglow24
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Dec 4 2023, 10:06 AM
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An Update: I am existing Grab Unlimited subscribers, about to subscribe to the one year plan but afraid they might just give me RM4.90. So few days ago I change to one month renewal option and as today it renews this appears in GXS just now. Thanks
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privatequity
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Dec 4 2023, 12:32 PM
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when can we apply for the debit card n get 1% cash rebate unlimited?
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cybpsych
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Dec 4 2023, 01:19 PM
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QUOTE(privatequity @ Dec 4 2023, 12:32 PM) when can we apply for the debit card n get 1% cash rebate unlimited? soon, when it's open for public i guess you would see a button on the app when card is open for signup This post has been edited by cybpsych: Dec 4 2023, 01:21 PM
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SUSTOS
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Dec 4 2023, 08:58 PM
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Hi guys. Successfully registered for GX Bank today, got my RM 28 "gift" as well.
For the withdrawal process, is it instantaneous? How long does it take for money to appear in the receiving bank?
The official FAQ does not mention anything about withdrawing money...
Thanks for info.
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Astral_Kai
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Dec 4 2023, 09:02 PM
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New Member
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QUOTE(TOS @ Dec 4 2023, 08:58 PM) Hi guys. Successfully registered for GX Bank today, got my RM 28 "gift" as well. For the withdrawal process, is it instantaneous? How long does it take for money to appear in the receiving bank? The official FAQ does not mention anything about withdrawing money... Thanks for info. Tried withdrawing to my Maybank just now and it was instant. I suggest you test with your RM 28 gift
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SUSTOS
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Dec 4 2023, 09:15 PM
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QUOTE(Astral_Kai @ Dec 4 2023, 09:02 PM) Tried withdrawing to my Maybank just now and it was instant. I suggest you test with your RM 28 gift Thanks for the suggestion. I tried with RM 28, transfer out to CIMB and immediately transfer back to GX Bank again. Everything done in just 2 minutes. All instantaneous.
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!@#$%^
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Dec 4 2023, 09:34 PM
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QUOTE(TOS @ Dec 4 2023, 08:58 PM) Hi guys. Successfully registered for GX Bank today, got my RM 28 "gift" as well. For the withdrawal process, is it instantaneous? How long does it take for money to appear in the receiving bank? The official FAQ does not mention anything about withdrawing money... Thanks for info. QUOTE(Astral_Kai @ Dec 4 2023, 09:02 PM) Tried withdrawing to my Maybank just now and it was instant. I suggest you test with your RM 28 gift QUOTE(TOS @ Dec 4 2023, 09:15 PM) Thanks for the suggestion. I tried with RM 28, transfer out to CIMB and immediately transfer back to GX Bank again. Everything done in just 2 minutes. All instantaneous. no reason duitnow not to be instant, unless screw up like rize.
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JimK
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Dec 4 2023, 09:52 PM
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Getting Started

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how much u guys willing to put into gxb? (mostly to earn the 3%). Anyway its PIDM protected..
This post has been edited by JimK: Dec 4 2023, 09:53 PM
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!@#$%^
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Dec 4 2023, 09:56 PM
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QUOTE(JimK @ Dec 4 2023, 09:52 PM) how much u guys willing to put into gxb? (mostly to earn the 3%). Anyway its PIDM protected.. PIDM protection is good, but in the unlikely event of something bad happening, then how many months or years will it takes to return ur money? food for thought.
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timeekit
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Dec 4 2023, 09:57 PM
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Getting Started

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Anyone used to be Grab unlimited user, unsubscribe then subscribe back and manage to get the rebate within 1-2 days? CS claim that the rebate will be given the following month, only new user will credit within 24 hours.
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DavidWKW
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Dec 4 2023, 11:35 PM
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QUOTE(!@#$%^ @ Dec 4 2023, 09:56 PM) PIDM protection is good, but in the unlikely event of something bad happening, then how many months or years will it takes to return ur money? food for thought. Interesting thought. Thank you for the perspective. Just got my GX Bank account today and I am keeping an open mind, to see the pros and cons unfold. Great to see the discussion here!
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melz84
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Dec 5 2023, 12:11 AM
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QUOTE(JimK @ Dec 4 2023, 09:52 PM) how much u guys willing to put into gxb? (mostly to earn the 3%). Anyway its PIDM protected.. Kamikaze.. enough to buy me 1 nasi lemak biasa every day π€£
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timeekit
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Dec 5 2023, 02:44 PM
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Getting Started

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QUOTE(timeekit @ Dec 4 2023, 09:57 PM) Anyone used to be Grab unlimited user, unsubscribe then subscribe back and manage to get the rebate within 1-2 days? CS claim that the rebate will be given the following month, only new user will credit within 24 hours.  already planned to wait till next month, yet received the rebate just now lol CS was just unsure of the situation then haha ~
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aeiou228
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Dec 5 2023, 03:03 PM
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Feels delighted to see daily interest credited at 11.59pm every night. Very likely a 3% p.a. daily compound interest at the effective rate of 3.05% p.a. I guess no other bank offers such feature, the nearest is interest calculate daily but credited monthly ( monthly compound interest).
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hunterlala
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Dec 5 2023, 03:47 PM
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Getting Started

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Morning register, until now still reviewing, so slow
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xander2k8
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Dec 5 2023, 06:21 PM
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QUOTE(TOS @ Dec 4 2023, 08:58 PM) Hi guys. Successfully registered for GX Bank today, got my RM 28 "gift" as well. For the withdrawal process, is it instantaneous? How long does it take for money to appear in the receiving bank? The official FAQ does not mention anything about withdrawing money... Thanks for info. Using DuitNow so definitely instant π€¦ββοΈ QUOTE(aeiou228 @ Dec 5 2023, 03:03 PM) Feels delighted to see daily interest credited at 11.59pm every night. Very likely a 3% p.a. daily compound interest at the effective rate of 3.05% p.a. I guess no other bank offers such feature, the nearest is interest calculate daily but credited monthly ( monthly compound interest). Conventional banks would not offer such interest crediting feature π€¦ββοΈ as it would detriment to their NII π€¦ββοΈ otherwise how they got gonna make more money from their customers
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xander2k8
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Dec 5 2023, 06:22 PM
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QUOTE(hunterlala @ Dec 5 2023, 03:47 PM) Morning register, until now still reviewing, so slow Patient π€¦ββοΈ even eMadani takes time
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zstan
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Dec 5 2023, 08:35 PM
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QUOTE(JimK @ Dec 4 2023, 09:52 PM) how much u guys willing to put into gxb? (mostly to earn the 3%). Anyway its PIDM protected.. This wi serve as piggy bank for goals related savings and after I max out tng go+
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