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Banking GXBank - First Malaysian Digital Bank (by Grab), UNLIMITED 1% cashback+3% p.a. interest!

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leanman
post Mar 26 2024, 01:05 PM

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QUOTE(ikanbilis @ Mar 26 2024, 10:28 AM)
Usually i will transfer one lump sum from gxbank to my own pbb then use pbb fav function to pay all my monthly commitments
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This is what i have been doing for the last 2-3 months, save all the hassle of keying in one by one
leanman
post Apr 1 2024, 10:06 PM

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QUOTE(nexona88 @ Mar 29 2024, 01:28 PM)
Actually speaking...

GX Bank already won the marketing part...

Because of their limited 5% promo...

Everyone gotten hyped up.... Planning to transfer / take up the offer....

The best rate in town even though it's limited period only....
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I have some eggs from another basket but because of this, I am waiting till 9/4 ended up all will be in the same basket😅
leanman
post Apr 2 2024, 12:56 PM

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From: https://soyacincau.com/2024/04/02/gxbank-ra...obox=1712033190

"The 5% p.a. rate is applicable from 10th April until 9th May 2024, and is only for funds kept in the Savings Pockets. The campaign is open to all new and existing GXBank customers with fresh or existing funds in their Savings Pockets. This means balances in your main account will not be eligible for the campaign but you will still earn the standard 3% p.a. rate."

Then need to move from Rize to savings pockets and then move the current fund in the main GX account to Rize


leanman
post Apr 2 2024, 01:07 PM

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QUOTE(BWassup @ Apr 2 2024, 01:05 PM)
Sorry to ask a few basic questions here. I have yet to open GX account.

Website mentions that both virtual and physical debit cards will be issued when account is opened. Means it is compulsory right?

Is there a fee for the debit card? (I couldn't find the info in the website).

Thanks  smile.gif
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DR card is not compulsory
For now, the issuance of new card is free until the end of the year. After that, its RM12.
Per the PDS, annual fee subsequently is free

This post has been edited by leanman: Apr 2 2024, 01:10 PM


Attached File(s)
Attached File  GX_Card_PDS__Feb2024_.pdf ( 112.8k ) Number of downloads: 21
leanman
post Apr 5 2024, 09:47 AM

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Existing savings pocket is already entitled to the 3%pa interest? I don't have one yet..
leanman
post Apr 5 2024, 04:03 PM

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QUOTE(Davidtcf @ Apr 5 2024, 03:55 PM)
true.. like UOB credit card, give nice cash back but keep spam me with loan calls every week.  icon_question.gif

hope Grab don't spam so much later.. just put in their website good enough.
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Unlucky of you, this is my 2nd year wanted to cancel OUB card, was given the CB for SST and last year additional RM100 for 2 cards if i spent XX amount. UOB is the least spam calls i received.

oops out of topic.
leanman
post Apr 6 2024, 12:00 PM

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QUOTE(fruitie @ Apr 6 2024, 11:28 AM)
Nobody tried so far? So everyone just follows by using PIN for the first transaction? I’m surprised.
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QUOTE(ikanbilis @ Apr 6 2024, 11:35 AM)
I read someone complain first time using contactless was rejected.. Another forummer replied must use pin for the first time.
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QUOTE(peach_on_tea @ Apr 6 2024, 11:50 AM)
My first payment on tapping was rejected, need pin input. So I thought the contactless function is unusable, so 2nd 3rd keep using pin until know the fact from here 😂 Will try to wave on next use.
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QUOTE(Lancer07 @ Apr 6 2024, 11:51 AM)
Yes, first time need to use pin.

Or you can go ATM for withdrawal, also same PIN transaction.
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My son 1st usage was via wave and that was in Taipei….

leanman
post Apr 8 2024, 03:31 PM

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QUOTE(Ayambetul @ Apr 8 2024, 02:59 PM)
Hmmmm u got the point
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makes no difference for me. All my money in the pocket savings was from the main account, not from else where. so if I don't get the bonus 2%, I am still getting the 3%
the next day you will know lor, as you get daily interest reflected in your account
leanman
post Apr 9 2024, 09:25 AM

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QUOTE(soonwai @ Apr 8 2024, 10:53 PM)
Did GXBank for my daughter so have another 10 pockets. She was so happy that she got RM16 out of thin air. Just need to convince wife to come up with RM49K. Wife still refuse to open GXBank, don't trust digital banks. My mum too.  sad.gif

As for UOB, last week my daughter's application declined also. Same as you, app says go branch. Called CS say must go branch so we went to UOB today. Bank officer there say the promo must open using app. Gave us tips: don't use student or retiree as occupation. Officer waited while we did the application again via app and it went through. Daughter had a part-time job so just pretend she hasn't quit yet. LOL

Then went hunting PBB for Mastercard debit card but that's another topic... (tldr; 2 PBB branches I went to only issuing VISA debit cards)

Today whole day, just go banks... (1 more PBB to go tomorrow)
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read your post, didn't realise UOB having this promo. Quickly jumped over to UOB Today Apps as I am having their credit card.
Seamlessly opened the One Account and now waiting till end May to get the bonus biggrin.gif

Sorry out of topic a bit here...
leanman
post Apr 9 2024, 11:14 AM

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QUOTE(poooky @ Apr 9 2024, 10:16 AM)
Woah, this one is real? Park 2k for a month and get rm150? Didnt see this mention in forums before.
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Not like that, park 1k get 50, if park 2k get 100, its one off




Attached File(s)
Attached File  account_opening_reward_campaign.pdf ( 229.79k ) Number of downloads: 59
leanman
post Apr 9 2024, 12:20 PM

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QUOTE(Chiggah @ Apr 9 2024, 11:50 AM)
There is no limit of how much you can put in for pocket right ?
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Just create 10 pockets with 5k or slightly less, the rest keep in Rize for 3.8%
leanman
post Apr 9 2024, 03:07 PM

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QUOTE(soonwai @ Apr 9 2024, 01:57 PM)
errr, park 6k get RM388 lah.
user posted image
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This is under which promo? earlier saw, if you are a Unifi customer, there is an ongoing promo, came RM388 cash back, until end April
leanman
post Apr 19 2024, 10:01 AM

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QUOTE(gooroojee @ Apr 19 2024, 08:06 AM)
My guess is Korea don't use PIN.
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Korea uses PIN but 4 digits mostly
leanman
post Apr 22 2024, 11:36 AM

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QUOTE(Lancer07 @ Apr 22 2024, 10:46 AM)
user posted image

The campaign is oversubscribed now, better hurry up
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Means pocket created today still entitle? Only not entitle from tomorrow onwards?
leanman
post Apr 22 2024, 03:41 PM

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QUOTE(!@#$%^ @ Apr 22 2024, 01:17 PM)
just made another transaction during office hour

8000yen = rm247.39 on xe.com
8000yen = rm249.70 on gxbank

again 0.9% higher
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based on my experience, xe.com has really good rates, better than Oanda and most times better the our local money changer
leanman
post Apr 25 2024, 02:53 PM

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based on their notification, existing pocket still get 5% if below 5k, and if you scroll a few posts back, someone mentioned still get 5% on existing pocket if amount below RM5k
leanman
post Apr 29 2024, 05:43 PM

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QUOTE(ericlaiys @ Apr 29 2024, 10:21 AM)
wait till u deal with PBB
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Ya lor, the other day wanted to transfer RM4k from PBB to GX, kena on hold. Maybe detected I am in Vietnam. I cancelled that transfer😩
leanman
post Apr 29 2024, 10:26 PM

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QUOTE(ericlaiys @ Apr 29 2024, 08:57 PM)
normally on hold due to:
a) 1st time transfer. cannot transfer large amount. must transfer like rm1 or rm10 few times. after that can transfer large amount
b) it at oversea, use local malaysia telco roaming. if use their simcard, then will trigger hold
encountered several times
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Item b was the case, this morning did a transfer of Rm4k to a new account but in Msia, no problem it went through like tau Foo Fah
leanman
post May 3 2024, 01:50 PM

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Just made a duit now transfer out of GX bank for RM11k+ need to perform a selfie validation
leanman
post May 7 2024, 07:34 AM

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QUOTE(Ramjade @ May 6 2024, 11:18 PM)
I have transferred don't know how many times, no need to take selfies. Selfie only for increasing limit.
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I got it one after another, 1st increased limit then follow suit by another one when the transfer was for rm11k+ just last Friday. Maybe because it was 1st transfer after increased limit

This post has been edited by leanman: May 7 2024, 07:35 AM

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