Multiple times smaller transaction also would triggered... Its see your patterns first....

So 20k numbers don't really counted boss 🙏

Don't really think it's about the amount...

Totally just around 2k +/- only

More likely from multiple people / account sources... That's what triggers the banks...

now that's strange

moving money between own accounts triggering suspicious activity

just checking if anyone using realme phone has get debit card?

hutang kena bayar...so u need to decide cc benefit vs 1%.
for me, once i utilize my cc, then i go for gxbank or small purchase. at least i get 1% vs ewallet (no benefit-point which is useless)

most cant manage finances well when dealing with CC to be honest, so yes would earn more money with 3% interest if keep it there when spending with CC instead of debit but again, you might overspend because you technically dont see the money leave your account at all..

3% per annum
rebate of 1% of the transaction, which is immediate.

simple illustration:
(i) RM100 x 3% p.a. / 365 days x 49 days = RM0.40

(ii) RM100 x 1% cash back = RM1.00

Directly receiving immediate RM1.00 is better than receiving 40cents, no?
or did i misunderstood your viewpoint?

i was thinking the same as I was doing the math. the 1% cash back definitely better. if I just go by 30 days rather than 49 days, that's worse - u get 25 cents because 3% is per annum not per month.. so the calculation is about the same anyway:

RM 100 x 3 / 12 = RM 0.25
RM 100 x 1 / 100 = RM 1

So I cannot see how paying with CC makes sense at all.

No need to overdo the math, the 3% p.a interest is negligible for the 30 days.

Just use whatever credit card (or debit card) that gives the highest cashback.

wasnt there already RM1 withdrawal now

Better put in asnb funds lot.

Yeah, back in last year I deposited RM 100 to get the free RM20 sign up, then withdraw all and delete the app thinking that I won't use GXbank again. Then I feel GXbank is useful to keep emergency fund and get some returns to when I added back the GXbank app again, I need to call CS to allow me to log in.

DuitNow QR and referral is out. Anyone lucky to be 1st batch of user?
It also support malay language

mcd expensive.
home cook - already tired and rush from office, no time to cook...lol