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Banking GXBank - First Malaysian Digital Bank (by Grab), UNLIMITED 1% cashback+3% p.a. interest!

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leanman
post Oct 2 2024, 08:07 AM

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Having RM64 in main account does not entitle to 1sen dividend ….. cause the interest is now 2%😬 so as the saving pockets

This post has been edited by leanman: Oct 2 2024, 08:08 AM
leanman
post Oct 8 2024, 01:46 PM

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QUOTE(Ramjade @ Oct 8 2024, 12:31 PM)
You need to keep removing RM0.01 per day from savings pocket and the main account or else with the time the 4% become 3.9%, so on and so forth.
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QUOTE(Sotsotzaii @ Oct 8 2024, 12:38 PM)
So basically now my pocket is showing 91.51, that means for every single day I have to tab into every single pocket - 10 in total, to withdraw rm 0.01 out to continue receive the 4% interest ?
*
whether you removes it or not, whether its 4% or gradually lesser, your max interest is still 0.11 sen
Unless you can/want to transfer the 0.11 somewhere to earn interest.

This post has been edited by leanman: Oct 8 2024, 01:47 PM
leanman
post Oct 14 2024, 11:26 AM

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QUOTE(BboyDora @ Oct 14 2024, 09:47 AM)
hi all,

what I need to do if i wanna use GX card in Singapore? How was the rate?

is it recommended? or use credit card better? got 1% cashback?

sorry for all the questions as I lazy to queue to at money changer notworthy.gif  notworthy.gif
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Last used GX DR card in Taiwan back in Jun 24. With the 1% CB, the exchange rate was even better than the best money changer’s rate then. I believed it should be same due to the rate used and no extra this and that charges
leanman
post Nov 1 2024, 12:58 PM

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QUOTE(Sotsotzaii @ Nov 1 2024, 12:19 PM)
Can i get a clearer explanation on Boost's interest rates ? What's the baseline interest rates that we get for free ? Without the need to unlock or purchase from partnered merchants or whatever.
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Better off asking here: https://forum.lowyat.net/topic/5435096/+740
This is GX related biggrin.gif
leanman
post Nov 5 2024, 09:43 AM

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QUOTE(Medufsaid @ Nov 5 2024, 09:34 AM)
they didn't even answer questions properly

user posted image
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generally when it says ending 5/11, means 5/11 still applicable. means applicable till 23:59 (5/11)

leanman
post Nov 5 2024, 03:32 PM

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QUOTE(Pat89 @ Nov 5 2024, 10:54 AM)
I mean we all see it coming anyway because over the months they did in fact reduce the cashback from 3% or 2% to 1% right within that 1 year promotion period.

So it is not a surprise.
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was there a 3% CB earlier?
leanman
post Nov 6 2024, 08:55 AM

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QUOTE(nnannon24 @ Nov 6 2024, 05:23 AM)
how many pockets should I put?
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10 pockets + 1 in the main account so, you will have RM1006.50 earning 0.11 sen daily, in order to max it out

This post has been edited by leanman: Nov 6 2024, 08:55 AM
leanman
post Nov 17 2024, 09:13 PM

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Spent a few times using GX card in Jakarta. Xchange rate as good as the best money changer rate in KV. If after 1% CB, it is better

This post has been edited by leanman: Nov 19 2024, 09:43 AM
leanman
post Dec 2 2024, 01:42 PM

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QUOTE(Pat89 @ Dec 2 2024, 07:48 AM)
Hahaha me too, actually I like their pocket which has the function for daily auto debit  rclxms.gif + their pockets still giving 2% interest.

otherwise, their CB is really turns me off
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Don't lah just because previously had 1%, compare to other DR card, mostly no CB at all smile.gif
leanman
post Dec 2 2024, 02:07 PM

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QUOTE(rollinginsodeep @ Dec 2 2024, 01:55 PM)
Sorry guys maybe someone already asked/answer this:

The MEPS RM1 waiver for ATM Cash withdrawal is until when?
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user posted image


Attached File(s)
Attached File  GX_Card_PDS__Nov2023_.pdf ( 107.77k ) Number of downloads: 20
leanman
post Jan 23 2025, 10:17 AM

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QUOTE(TongCN @ Jan 23 2025, 08:35 AM)
Eh? yesterday there is no "(Main Account and Savings Pockets, both inclusive) " this term when i'm reading it  sweat.gif

Edit: This FAQ still no put that terms, lol..

https://www.gxbank.my/docs/terms/GX%20CNY%2...ign%20(FAQ).pdf

user posted image
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Either way one still need to keep that amount up to a certain period. For safe side, just keep in the main account as both also entitles you to the normal 2% interest
leanman
post Jan 31 2025, 09:20 PM

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QUOTE(ronnie @ Jan 31 2025, 09:18 PM)
if you deposit RM188/888 now can get the RM3/8 bonus ?
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i don't think anyone has an answer for you
'you will know 14 working days after 28 Feb

This post has been edited by leanman: Jan 31 2025, 09:22 PM
leanman
post Feb 26 2025, 04:14 PM

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Just tried using GX bank DR in Vietnam. After 1% CB, better rate compared to the best money changer in KV

This post has been edited by leanman: Feb 26 2025, 04:14 PM


Attached thumbnail(s)
Attached Image
leanman
post Mar 7 2025, 09:23 PM

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Received the rm8 CNY reward CB from the RM888 deposit

This post has been edited by leanman: Mar 7 2025, 09:24 PM
leanman
post May 16 2025, 01:27 PM

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QUOTE(BboyDora @ May 16 2025, 11:50 AM)
anyone of you put RM 10k or more in your digital bank?

old uncle like me very reserve and i put money in traditional saving acct in bank like PB with no interest. (feel like donkey sometimes)
should I put more money in gxbank? what if my phone get stolen?
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user posted image

This is my current portfolio for all my cash on hand, the digital portion is spread over a few phones (in my children's phone )

This post has been edited by leanman: May 16 2025, 01:29 PM
leanman
post Sep 9 2025, 08:43 PM

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QUOTE(ericlaiys @ Sep 9 2025, 08:26 PM)
3.18% campaign no more? i saw website say coming soon. i able to put into 2 bonus pocket, last week. now my wife want to do but no more pocket
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Got…I just tried it allows me to creates but I did not proceed
leanman
post Sep 10 2025, 11:49 PM

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QUOTE(ericlaiys @ Sep 10 2025, 02:34 PM)
see...that why i posted and ask. My iphone can, realme cannot
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I am on iphone, can create. Is it because only Iphone can?
leanman
post Sep 30 2025, 09:31 AM

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QUOTE(great123 @ Sep 30 2025, 09:17 AM)
Is GXbank's app or system down for anyone else?
Couldn't even get the pin entering page to load since 8.30 AM.
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No problem, on Iphone
leanman
post Nov 27 2025, 01:05 PM

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The 2+2 % only available via bonus pocket. Can one directly put it into the bonus pocket or must the saving pockets be full 1st before able to create the bonus pocket?
leanman
post Yesterday, 09:38 AM

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This 2+2 effective immediately or 1 Dec?

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