Thank you TS for helping to pay for my juicy bank bonus every year.
Banks like people like TS….😂😂
Housing loan is scary
Housing loan is scary
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Oct 10 2023, 11:46 AM
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Senior Member
1,495 posts Joined: Dec 2012 |
Thank you TS for helping to pay for my juicy bank bonus every year. Banks like people like TS….😂😂 smallcrab and 0168257061 liked this post
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Oct 10 2023, 11:48 AM
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Junior Member
336 posts Joined: Mar 2017 |
Motobodo is real in this world max_cavalera liked this post
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Oct 10 2023, 11:50 AM
Show posts by this member only | IPv6 | Post
#123
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Senior Member
2,275 posts Joined: Jun 2010 |
QUOTE(max_cavalera @ Oct 10 2023, 09:31 AM) Unker ppr in 2013 buy only rm218k. better pay minimum keep cash kingMonthly supposed to be rm1100 wonly. But pay rm2k monthly now. Currenlt principle left rm66k wonly. Hope can fully settle within the next 2-3 years. house sure alot maintenance upkeep later down the road mortgage is cheapest, u should use it to max |
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Oct 10 2023, 11:51 AM
Show posts by this member only | IPv6 | Post
#124
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Senior Member
5,614 posts Joined: Jun 2006 From: Cyberjaya, Shah Alam, Ipoh |
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Oct 10 2023, 11:55 AM
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Senior Member
1,291 posts Joined: Aug 2014 |
QUOTE(BullshitDetective @ Oct 10 2023, 11:11 AM) QUOTE(prdkancil @ Oct 10 2023, 11:13 AM) mine can offset 100%. Took the loan in year 2012. New rules I dunno ...back then can put 100%PBB didnt make any money from me, just progressive interest lol. |
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Oct 10 2023, 11:57 AM
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Junior Member
336 posts Joined: Mar 2017 |
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Oct 10 2023, 12:00 PM
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Senior Member
5,741 posts Joined: Apr 2019 |
QUOTE(robotking123 @ Oct 10 2023, 09:28 AM) Loan 350k thats why i cleared off in 3 years.Today outstanding: 320k Already served 6 years plus, 1500 monthly 6 x 12 x 1500 = 108k 108k - 30k = 78k Bank already earned 78k interest from me, bloody hell Gov should do sthg, how can house loan be so expensive... now i have advance cash can withdraw when need it bank is angry, ask me to settle close account asap. but why should i |
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Oct 10 2023, 12:01 PM
Show posts by this member only | IPv6 | Post
#128
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Senior Member
1,132 posts Joined: Jun 2015 |
QUOTE(cmk96 @ Oct 10 2023, 10:36 AM) Sometimes i don't understand those "buy properties for investment". It's legit, when you buy before 2016/2017.mostly making lost anyways. Property appreciation is practically none now. My cousin just sold his Semi D, sold price are 2x from his SPA price, bought around 2014. |
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Oct 10 2023, 12:21 PM
Show posts by this member only | IPv6 | Post
#129
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Senior Member
2,209 posts Joined: Nov 2010 |
QUOTE(cmk96 @ Oct 10 2023, 10:36 AM) Sometimes i don't understand those "buy properties for investment". depends on places.mostly making lost anyways. Property appreciation is practically none now. condo pretty much non-existance already. but landed house in Klang valley. This one still go up. landed house is like Limited unit already, especially free hold landed. No developer wanna build landed house in near KL or inside KL anymore. This type of house confirm sky high price in future. |
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Oct 10 2023, 12:21 PM
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Junior Member
244 posts Joined: Jul 2008 |
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Oct 10 2023, 12:24 PM
Show posts by this member only | IPv6 | Post
#131
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Junior Member
540 posts Joined: Mar 2006 |
Yala loan 400k, after paid all is 800k liao.
Macam scam lol... |
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Oct 10 2023, 12:28 PM
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Junior Member
695 posts Joined: Nov 2010 |
QUOTE(gashout @ Oct 10 2023, 12:00 PM) thats why i cleared off in 3 years. Wow, you played the bank nicely and they don't like being beaten at their own gamenow i have advance cash can withdraw when need it bank is angry, ask me to settle close account asap. but why should i This post has been edited by lopo90: Oct 10 2023, 12:28 PM |
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Oct 10 2023, 12:35 PM
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Junior Member
370 posts Joined: Jul 2010 |
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Oct 10 2023, 12:35 PM
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Senior Member
1,773 posts Joined: Dec 2013 |
QUOTE(N9484640 @ Oct 10 2023, 07:55 AM) mine can offset 100%. Took the loan in year 2012. New rules I dunno ...back then can put 100% they actually made so much with the moni u parked therePBB didnt make any money from me, just progressive interest lol. moni grow moni for them bank still wins we just dont let them win too much tats it N9484640 liked this post
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Oct 10 2023, 12:38 PM
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Newbie
4 posts Joined: Jun 2015 |
You remind me my 3rd landed house loan House Price: rm430k Downpayment : Rm130k ( Big hole on my ASB) Loan + MRTT : 311k Tenure :11 years...yess i make 11 years loan!! starting april 2017 Monthy Rm2700-RM29++ (depend on BLR) best year during covid...reject moratorium since iam gov staff gaji tetap jalan Today outstanding: 181k Total bank makan for 11 years loan estimate: RM98k , yeah got pro and cons when high downpayment, shorter time but kill my itik telur emas ASB.. xiaojohn liked this post
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Oct 10 2023, 12:41 PM
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Junior Member
846 posts Joined: Nov 2010 |
Bbb
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Oct 10 2023, 12:42 PM
Show posts by this member only | IPv6 | Post
#137
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All Stars
11,667 posts Joined: Jan 2003 From: Klang/Subang |
Uuu
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Oct 10 2023, 12:42 PM
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Junior Member
140 posts Joined: Jul 2007 From: Puchong |
QUOTE(spider955 @ Oct 10 2023, 12:38 PM) You remind me my 3rd landed house loan Untung keje gomenHouse Price: rm430k Downpayment : Rm130k ( Big hole on my ASB) Loan + MRTT : 311k Tenure :11 years...yess i make 11 years loan!! starting april 2017 Monthy Rm2700-RM29++ (depend on BLR) best year during covid...reject moratorium since iam gov staff gaji tetap jalan Today outstanding: 181k Total bank makan for 11 years loan estimate: RM98k , yeah got pro and cons when high downpayment, shorter time but kill my itik telur emas ASB.. |
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Oct 10 2023, 12:43 PM
Show posts by this member only | IPv6 | Post
#139
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Junior Member
229 posts Joined: Feb 2022 |
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Oct 10 2023, 12:45 PM
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Junior Member
683 posts Joined: Jul 2010 |
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