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 Housing loan is scary

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max_cavalera
post Oct 10 2023, 09:31 AM

rebirth
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5,614 posts

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From: Cyberjaya, Shah Alam, Ipoh
QUOTE(robotking123 @ Oct 10 2023, 10:28 AM)
Loan 350k
Today outstanding: 320k
Already served 6 years plus, 1500 monthly

6 x 12 x 1500 = 108k
108k - 30k = 78k

Bank already earned 78k interest from me, bloody hell
Gov should do sthg, how can house loan be so expensive...
*
Unker ppr in 2013 buy only rm218k.

Monthly supposed to be rm1100 wonly.

But pay rm2k monthly now.

Currenlt principle left rm66k wonly.

Hope can fully settle within the next 2-3 years.
max_cavalera
post Oct 10 2023, 11:28 AM

rebirth
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Senior Member
5,614 posts

Joined: Jun 2006
From: Cyberjaya, Shah Alam, Ipoh
QUOTE(katijar @ Oct 10 2023, 12:25 PM)
Apa house only 350k ?
*
Banyak lor.

Old subsale condo, apt, flat.

Rumah idaman.

Selangorku, prima
max_cavalera
post Oct 10 2023, 11:51 AM

rebirth
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Senior Member
5,614 posts

Joined: Jun 2006
From: Cyberjaya, Shah Alam, Ipoh
QUOTE(alexkos @ Oct 10 2023, 12:50 PM)
better pay minimum keep cash king

house sure alot maintenance upkeep later down the road

mortgage is cheapest, u should use it to max
*
Diam lar thamby!!

150k kl studio got??!
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