Guys, the purpose of me opening this topic is to remind all of you and please inform your friends and family as well, to avoid borrow money from Ah Long. For those who wonder how these Ah Long squeeze people, here's the story, quite long and I'll try to make it short.

Yesterday 8/8/2023, a friend of mine call me asking if I can meet him, urgent he said. So we meet up at a place, then he ask me to borrow him RM3000. I ask him why? He told me the whole story about he borrow RM3000 from Ah Long via online, no paper work no signature no black and white. I ask again how can he be so careless, agreeing to this kind of crazy deals. Now my friend here aren't an alcoholic, a gambler, or addicted to any negative stuffs. He know it's a stupid idea but he needs money that time, found out about this loan online and go ahead with it. Within 30 days, he must pay off the RM3000 in lum sum, simple to said borrow RM3000 but must pay back RM3000 within 30 days. So yesterday at 8/8/2023, is the due date. I helped him sold his computers, ipad and some other gadgets. We collected about RM2000+ because we sell these items dirt cheap, instantly got call and PM from various buyers. He manage to borrow few hundreds from his friends to make it RM3000.

Now here's the most fucked up part, by logic before 12am, the date will still remains 8/8. So he still have couple of hours to pay up the RM3000 right? Nope, the Ah Long literally said this "If follow market, other people charge interest RM1000 per hour.". I don't want to share the chat between him and the Ah Long here because he's already in miserable state, but that's the message he showed me. That text is before 12am, the date still 8/8 but to the Ah Long it's times up. They ask him to pay another RM4000 even after he paid the RM3000 before 12am 8/8 because of his "late payment", so it's RM3000 + RM4000 = RM7000 to them. You see, to this Ah Long, after 12am or no, they still charge you late interest because they feel you late to pay them back. All this in whatsapp and I ask him to screenshot all the chat as the Ah Long later might delete it, and if that happened he might get into trouble as he got no evidence against the Ah Long. Yes I know, our law aren't so good against Ah Long but I still ask him to do so just in case. After that I told him don't pay the RM4000, go to PPIM and tell them what happened. He paid on the last day of the 30 days, yet because the Ah Long feels like he's late to pay and they simply ask him to pay another RM4000. I think now he already in PPIM office, hope they can figure something out.

You guys might have question,
- What he did with the RM3000? He don't want to tell me but he assure me that the RM3000 aren't for those bad things, I know him for so long, so I believe him.
- Why he never ask his family, friends or company for help? He said he did, but non of them able to help that day before he go to Ah Long.
- Did I borrow money to him yesterday? No I didn't because I also needed money as I will be buying another car soon. But I did help him get around RM2000+ by helping him selling off his computer and gadgets.

This thread is to raise awareness, if you guys have any Ah Long stories, feel free to share it here so that others know how fucked up these Ah Long are in reality.

UPDATE 9/8
He went to PPIM, they help him checked with the company they claim they're from and surprise, the company said they do not have any record from my friend at all. PPIM said 2 possibility, 1 is this person are playing ah long, meaning they just some scammers pretending ah long plus all these usual threats. 2 this person could be the old school type of ah long, yes they do have the man power and they will causing trouble like throwing red paint etc. PPIM advise him to file a police report which he did afterwards, in the mean time PPIM try to contact the ah long but they never answer the phone call. In the police station, an inspector was assigned to assist him. Inspector advise him to change his phone number and deactivate his social media for a time being, until everything as cool down. Yes the inspector also try to contact the ah long and same, not answering the phone while he still receiving threats via whatsapp. Worse parts is that the ah long get to his mom, I don't know what his parents will do to him but I do know his parents won't go easy on him. He even told me he's ready if the family disown him over this, man this sure is fucked up. For now the inspector inform him to stay alert for any suspicious individual in his place, call the police if someone ever came to harass him. The inspector also said they're now tracking down the caller and found the caller aren't in KL/Selangor, also tracking down the bank account owner. I sure hope the police will get to them so that my friend and some other poor victim no longer have to worry about these bastards harassing them, imagine sleeping with one open and looking over your shoulder every time you going out.

UPDATE
To those who thought borrow RM3000 get RM3000, here's the text my friend get,

Name: My friend's
Loan amount: RM3000
Get on hand: RM2400
Loan date: 9/8/2023
Due date: 8/8/2023
Agent: ah long name, pretty sure it's a made up name



This post has been edited by Napalm_man: Aug 14 2023, 09:22 AM

If he went to PPIM, I believe should be able to settle.

I don't know how efficient they are, but PPIM should have the influence & "muscle" to negotiate with the along.

its a general rule not to get loan from loan shark
some said its forbidden ( i guess its true)

to some extent yes, mostly nego T&C only
dont get your hopes high.. money borrowed still need to pay

thanks for sharing. hopefully we all don't need to resort to ahlong loan in our lives.

got such ah long lend money 30 days free interest + no paperwork? you believe ke?

Yea, but TS's friend paid back the loaned sum already.

It's the along who suka hati charged interest even before the due date.

I read his text between him and Ah Long, what you think?

That’s how they entice you initially and make you fall into their trap

I believe Ah Longs are charity organization if they practise free interest

Not going into why borrow from ah long, its beyond that.
Borrow 3k pay back 3k too good to be true. even friend also charge interest.
Ah long needs to make money,.
You are dealing with lawless people, no documentation, they would surely open high (+4k interest), maybe should try to negotiate. 2k down.
And why count down the clock till last minute to repay, you are dealing with ah long and should have bufferred.
End of day, your friend has opened a door way, Ah long see this as opportunity, and will come up with whatever stories to make him keep paying. The more you pay Ah long will see him capable of getting more . Good luck to him.

That is scary.. I hope those Ah Long are captured and prisoned.

Gomen is so busy about Telegram, why are not they after those online Ah Longs also. I know there are probably too many, but at least do something? Start hunting one by one? For Sajat also they busy..

Anyway TS, I understand he needed the money urgently. But then he had 30 days to pay off right and it's RM3k. After getting the money, why not just apply TnG GoPinjam for RM3k.. get installment payment, although with interest, but legit and registered. Then use that money to pay Ah Long?

This post has been edited by Natsukashii: Aug 9 2023, 10:05 AM

We don’t know the full circumstances of TS’ fried - whether he would qualify for a legal personal loan or not. Maybe that’s why he felt he needed to look for loan sharks…. But that’s really a big no no whatever the reason or circumstance may be.

Even the cash withdrawal from the credit card will not be charged that bad. Why the friend not even considered the cash withdrawal from CC?

Of course if possible, not to withdraw from CC because the interest is at 18% p.a.

If you really believe Ah Long provide interest-free loan, you are in for a surprise. You pay them in 20 days, they will still charge you interest lo.

Thing the biggest problem is Ah Long has no rules and make their own rules as they see fit.

ask him to just use credit card advance money next time, deal with the banks

This post has been edited by thxxht: Aug 9 2023, 10:29 AM

I'm more impressed ts managed to help friend sell off his stuff and get the money so quickly, when u could just lend him that 3k and sell his stuff later with better price.

Yes.. but at least in this way, TS friend when making report or even speaking to Ah Long, TS friend can still say.. he paid as per the agreement, within 30 days.

still kena bayar, PPIM will charge some percentage

You have a point.
Maybe they really had to struggle to raise the sum.

Like this, a gaming laptop market selling at RM2500 - RM3000, I put RM1900. iPad gen 8 now selling around RM800 - RM1000, I put RM600. Gopro hero 4 now selling RM400+-, I put RM250. You do the math then.

Why not give him RM3000 instead? He cannot guaranteed me that he will pay back before I get my car, you still think it's a good idea?

buying 3k of stuff that have nothing impacting your live....when you cannot afford...

well...should have known earlier....

example: 2k handphone is a "must" these days?....sigh. prioritize la...how you gonna retire with such attitude, or when have family/kids.....

Damn. I really wan a gopro

BTW. Its impossible no interest. If they can simply charge 4k means even when pay back early they will say something else. All they need is ur account no. Once they bank in all story can b made up.

Give TS friend the benefit of doubt that whatever reason was important enough to justify the risk lorr. Maybe need to pay for loan that defaulted long enough for bank to initiate reclamation procedures leh? Kinda sucks if you had been paying off a car or home for many years but defaulted few months because of tough times and it gets towed/repossessed.

EDIT: That being said, hope TS friend learns from this mistake.

This post has been edited by jerm57: Aug 9 2023, 11:44 AM

3K also need to borrow along. Sucks to be him.

If he got abit brain, he would have sold his stuffs before he borrow along.
Atleast then he only need to borrow few hundred.

Ohh waiiiii

This post has been edited by WaCKy-Angel: Aug 9 2023, 11:46 AM

I don't know what he did with the RM3000, pretty sure he's not using it to buy fancy stuff. That gaming laptop he bought on 2021 during pandemic, iPad also, Gopro hero 4 like many years ago. He might've need that RM3000 for something important.

Calm down and think, to you RM3000 might be nothing. To others, RM3000 is a lot of money. Before you "Sucks to be him/her", at least use your little brain to think, if a small amount also need to borrow, then that person might've been desperate or could be an emergency.

Oh wait, this is LYN, since when users here are civilize. My bad...

Michael Chong --> that way

If the Ah Long is a company, read this.

Ah long will give 30 day interest free ?

how old is your friend?

1st time right?
scared till his leg sshake leh,good for him....lesson learn

PPIM? AFAIK they don't do charity job.. did you find out how much is their fee?

I'm sure your friend didn't tell you all the terms and conditions

"30 days interest free"

Agree

Let abang sado deal with it

Like i said.....since he can sell his stuffs to pay loan, why didnt he do that before going for a loan?

Emergency where? Can sell stuffs within 24 hours what?
What u go along 10 mins get money is it?

even if your friend pay off the 3k before 6pm on the 30th day, the Along will still find ways to collect extra. coz they need to profit also.

3k return 3k, basically like doing charity business.

hope he learnt his lesson

i am sure most people here are aware what capabilities these thugs have and the limit our law has

live within means, never borrow unless from banks

He passed away in bike accident, or maybe there another abg sado?

He tried, but didn't work because he follow the market price. It was my idea who lower down the price so he can sell his stuff faster, I can't give him RM3000 but I at least helped him sell off some of his stuff. So yea he did tried other way to get money before the online loan AKA online ah long, if he didn't call me yesterday night he probably selling off his car now. Based on that suka2 naik bunga attitude, I figure the debt now goes up to 5 figures.

Again, it won't cost you a cent to be tolerance and put yourself on someone's else shoes instead insulting or making fun of others. You need to change your attitude.

I won't doubt if they do, based on the text these ah long simply increased RM1000 of interest for late payment. Won't be surprise if they debt get into 5 figures.

He better be now, parent could've disown him if they knew about this. Went to his house few times, his parents really not those tolerate with embarrassment.

Sometimes ppl needs to br insulted only they can become woke.
Wake i mean.

Nope not gonna be white knight. Ppl needs to learn the harsh of life.

Sorry but someone got to be the bad guy.

Even if he got money to pay back before 30 days he cannot find the ahlong. 31st day he will magically appear. This scam reported before.

I have dealt with ah long cases like you, but relative one.

Did you see the T&C or your fren hiding the T&C from you? Nowadays ah long got give out detail T&C one, not simply naik harga like you see in TV one.

Your fren got sign a document somewhere that got the fine print, probaby have to pay before 8/8/2023, like date due by 8/8/2023. Usually they get Rm2700 and have to pay RM3k before the month is up, else the interest will add 10% or something like that.

Ask them how to settle, you can help your fren to pay out, but of course have to be reasonable amount or will involve PPIM or Micheal Chong Dept, etc because you are also not rich to bail him out.

Moral of the story

Happy times, save. You never know when you need 3k.


Not enough money to save? Work harder. Living in Malaysia you cannot be poor, everywhere is opportunity. Even Bangla buys land house shop in their home country doing 3R work. As a Malaysian, surely there's a way to make money legally.

This is really an avoidable case.

He already in miserable state, no need any harsh thing on him now. That somebody can think and choose, a person already felt into serious trouble do they need anymore harsh words?

As per what he said, no documents of black and white. I did ask him why he agreed on this, he told he was desperately need the money. How much he got I don't know, but I know he only borrow RM3000. Start at 8/7 and 8/8 is the last day, but at 8/8 night the ah long suka2 say market now charge RM1000 per hour for late payment, I don't know what "market" they're talking about, now he's in police station as per his update just now around 12pm.

Rule of thumb, the interest rates of ahlong often start from 100%, and that’s presume you able to really get it settled early.

no paperwork then ignore lor. if you give them real address than stupid

If are the kind of parents that can disown him, parents must be financially fine on their own too.

But they didn't help TS friend when he needed 3k..



This post has been edited by Natsukashii: Aug 9 2023, 02:03 PM

Trouble is, those who don't need a loan, banks keep offering them one. Those who resort to Ah Long can't qualify for bank loans.

If course I am not ruling out cases of borrowers who do that because they're sure they can make some fast cash using that borrowed money.

They got few abang sado

The biker is the most prominent one dono what steroid he use

That age muscle still tip top

I would say they're financially stable from what I've seen, go to their house for CNY and they always got lost foods and drinks. For me angpow RM50, that's still a lot even until today. But the parent really strict, you literally can see what type of parents they by the way they spoke with their kid.

You sir, got my like. Not many people like you, a person who understand the issue and instead of bashing you explain properly. The world needs more people like you...

Ah long aim not for you to pay on time, they aim you not able to pay them on time. This is when they really make money.

Thank you for sharing. The sad thing is, no matter how many PM, or change government, ahlong still rule. sad

i never deal with interest free 30days ah long before ..

from what i know , u borrow 3k , they will give u 2.7k (less 10% consider interest) , then weekly basis count interest / monthly basis .. depends on licensed ah long or without.

if u want settle , full settlement before the due date.

I understand he sell them off cheap, im just surprised u guys managed to find buyers in such short notice. (Coming from someone who put items in shopping cart/wish list for days, sometimes weeks before deciding to buy them)

Oh I'm sorry I tot you are close enough to lend him the money since u r already kind enough to help him getting enough money for his debt. I understand yo, my friend took half a year to pay me back 10k by instalment.

which friend charge interest for such small amount and short duration? especially for emergency..

these are not friends....

Just sell car and get it over with

Its a worldwide issue. U can see famous Ah Long depictions and cases from Singapore and Hong Kong. Almost a part of Asian culture i guess

Ah long can lend if no work at all? I thought they see income statement and sources too

True even poco loco borrow fren also charge interest

Watch the show called Underground Banker will deter you from Ah Long. If it doesn’t help, then you are destined to be f.

Mean ah long profit rm600 ( rm300 + rn300)?

u want borrow 3k , they give u 2.7k .

means 1st week interest 300

1 week - 300
2 week - 300
3 week - 300
++++++ depends how long you wanna drag .

maybe 10th week u wanna settle - RM3k .

but the previous 9 weeks - interest 2.7k already + 1st interest 300 = 3k

total repayment 6k.

Blood sucking human haiz. If Borrow 10k interest 10k

300 a month jer...consider it MERCY

Rm5k he borrow rite? 1 month interest rm300? He dy habis bayar full? That day he went genting enjoice with girl hghhhhhh

pinjam rm4k

miss 2 month rm600

so total rm4600

not yet pay single sen.....he take down the bideo aready after i told him that

tbh...how is stupid enough to get an interest free loan for a month from along?
there is no free lunch in this world...

this kind of ppl susah get back money one

Thx for yr sharing, lots of people don't know how ah long operate and attract people.

depends how long you drag lo , best is dont gamble la , dont naive and think there's easy way .

yes , they got risk too ... if borrower run . how ? then the borrower's parent susah ...

so usually small amount they will borrow ,, and suck 9 ur blood .

No matter how desperate you are dont go borrow from ah long

Even if really no choice you need to borrow from ah long go find those money lender aka ah long that have shop advertising as money lender

Lets say you cannot pay them back you still can go find them at their shop to discuss how to settle the amount, If you take loan online then u dont know who they are and they can find u easily

Before they borrow money to you they will mostly do a "background check" on you 1st because they need to know if you or your family member can payback

Ahlong business has been around for decades. Newspapers and socmed been sharing other ppl's story when they(or their family member) borrow money from Ahlong. I don't get why ppl still fell for it thinking ahlong is some kind of charity that give out interest free loan (even u pay back, say, next day).

there are good ah long also. yes the interest is still very expensive compared to banks but it's not crazy as kawan TS punya kes. only RM100 per week for late payment.

Why not pay 7/8 ? Why find problem 8/8. If you know it's free with no interest by 8/8, why wait till the date?

Should have paid on 7/8 so they don't have the reason?

By the way, loan without interest? You gotta be kidding me.

One of LYN user said that is how ah long attract their victim

No such thing as loan without interest.

I've learned it from experience

You're right, but they pusing2 and actually make ppl believe there's no interest.

Bruther, RM3K-10K use credit card tekan at ATM also can get. I don't know why everybody is so stingy until kena pay extra rm4K. Understand the rules, 5PM is the cut off time for the day.

usually i know eh is you borrow 10k, interests maybe 2k.. so they gave u 8k only.. let say 1 month as term.. after a month, u didnt pay back 10k, then count by day/week, depending on ah long liao..

bruh, that's why you guys should watch semboyan jewtube.

there are 2 types of along

1 is along along

another 1 is along scammer

along along is the normal ah long while along scammer is the one happy to give you money but will scam you on payday.

according to semboyan, along along they can kawtim/help but along scammer he can't help much. the along scammer only use phone and in borneo so hard to track them.

Sounds like your friend doesn't know how to handle his life. His initial method (sell belongings) didn't work because he didn't know how to work it and didn't seek advice. It worked when you got roped in.
Better to educate people on this rather than avoid ah long as extremely desperate people will still go to ah long.

Ever wonder how you see stories of gamblers owe up to 50 ah longs? They borrow from 1 to cover debt from other, and the deadly cycle doesn't stop.

Also lots of ah longs don't stick to their word. That's how they earn, making it a very profitable venture and why it is still around.

Wow. Nice trick.

There is no free lunch in this world.
If I were your friend, I would probably have confirmed with the ah long on which date need to settle. At least to the very minute.

Then get him to WhatsApp or write in contract exactly the time and date needs to settle. In fact better do audio recording at that time. Also bank account to pay to. Then just show him the day, make the bank transaction. Send him WhatsApp receipt then just block him. If still make trouble go and complain to whatever authority with the evidence. if any tricks also complain to authority. I am sure authority see this type of unreasonable ah long also will take action.

But if do this, guarantee Ah Long will not agree one.

Even one time, I took bonus from online gambling site. Told cs clearly that I need 2 weeks to finish that bonus, and write on WhatsApp that will take 2 week. She "refused" . So later when she suddenly said 1 week.after giving me bonus i screwed her big time. But I already have evidence that she "promised" me 2, weeks. Would never have took the bonus if no clear evidence.

You see, if got actual black and white cannot do anything. You see, like ppl say no free lunch in this world but if there is make sure you have black and white and protect yourself. Your friend obviously not so smart.

This post has been edited by BrookLes: Aug 9 2023, 08:31 PM

Hi TS, when you reach to ah long, it's impossible to borrow RM3000 and pay back RM3000. Atleast RM3300 (10%) and above for the interest only, not including late payment FYI

You are back!

Your friend tipu one. If he borrow 3k. Ahlong only give him 1.5k confirmed.

Beneficial thread. Thank you ts for taking time to type it out. I think the offer was legit. You borrow 3k, you pay 3k before time is up. I think they think, out of 10, 9 would fail.

Maybe it was a bad month for the loan sharks where a lot of people could pay on time, so they bend the rules. But for first month, isn't it minus 1 for 30 days? You start on 8th, a month would be on 7th the following month, right?

Lesson for me is, you always need something written down and always exhaust all your options before going for loan sharks. You never know what kind of sharks you're going to get.

I was a secondary victim to ah long / loan shark a few years ago - I'm pretty sure I told this story a few times so yeah I'll spare the details on who/why... Just gonna disclose the amounts and their operations.

The loan sharks we dealt with? They do things legally, I kid you not. The lawyers representing them has an office in Subang and we've been up there with our own lawyer to protect ourselves.

The transaction was RM 320k.
The collateral was a house with about double that amount. SPA was signed between the borrower and the loan shark, basically the borrower "sold" the house for 320k, but in reality, I've never seen the money and based on the borrower's own words, only about 200k reached the borrower; the rest was processing fee and interest. Basically to get out of this mess, we had to formulate an undertaking letter to cancel the existing SPA, "buy" the house from the borrower so that amount disbursed by bank to the borrower can then be used to repay the loan sharks.

Initially, I helped to pay the interest. Here the interesting part, no pun intended the interest was 8%... PER MONTH. I remember the painful moments I tearfully clicked the buttons to approve the bank transactions to their shell company accounts (I don't remember the names but they were nothing like "LOAN SHARK SDN BHD"). At that time, I believed that if I just live frugally, keep saving up for rainy days, then I would be fine. My 2 years of savings since starting out in the workforce instantly dried up to pay 2 rounds of RM 25,600. By the 3rd month, we negotiated to lower the interest to 6%... Per month. I paid 19,200 once and from there on, I pushed back on paying further interest because I completely went dry in my accounts. I remember telling the borrower to figure shit out on their own and funny how the borrower was still high on their fucking ego, saying "yeah I can deal with my own shit," yeah right, why else I can tell this story . Eventually, we negotiated to pause the payment without compounding to principal, in return we promise we wouldn't run (after all, we wanted to save the collateral).

The legal documentation had a lot of ping pong/rounds of reviews, added with time taken to find a bank and eventually get loan approval, the whole ordeal took almost 2 years. In the end, the amount disbursed by bank to borrower clear the debt to loan shark + interests accumulated, I remember the amount was so much, we asked to negotiate to waive interest on good faith... At that time, I was so angry inside because this is so unfair, but I kept my mouth shut because I know anger has no place to someone who's at the mercy of loan sharks. I let the others do the talking... We settled with half the amount, like 100k++.

Everything has black and white legal documents signed by both parties. This "interest payment" is worded something like... "payment to Mr X out of goodwill or compensation for cancelling the SPA..." There is absolutely nothing remotely close to "loan shark" on paper. I still remember that day, the taikor came to sign lol. He's exactly that stereotype in your mind: bald Chinese uncle wearing white singlet, big build, visible intimidating tattoos befitting a typical TVB/HK triad. Before this, we only dealt with the asshole lawyer who was always condescending and ruthless, and the loan shark representative/mule was a friendly, normal looking uncle - I remember him saying, "I'm just making a living here..." (唔打工啫...) ...when we asked for negotiations. Everyone there in the law firm is gloomy. Clerks were unfriendly and doesn't show any courtesy at all. I remember seeing families with young children sitting on the side just waiting, looking around... At that time I thought, yeah all of these people fucked up just like this borrower I know.. but now, I think it's normal to not be happy in a law firm in general, because you almost never look for a lawyer for something happy lol.

My take?
1. Same as TS.
2. Educate yourself financially not to become one who blindly chases money, but become one who has the freedom to be generous to self and people around them.
3. Golden rule about money: if something is too good to be true, it's always untrue.

Tell him to withdraw from credit card lo

My uncle is pesara tentera

Got monthly pension about rm1300 monthly

Gatal tangan go to ahlong borrow 4k ringgit

Bank card ahlong keep

Total payment is 8k

He said that is first and last he do. Imagine 8 months suffering for a week of joy. Lol

I'm sure ts doesn't know the full story. Friend hush hush but wants help.

Very rare for even fam members or relatives not to help, he surely has messed up a lot even before this happened.

Also to the rest who is financially ok. Never be a white knight. People will beg you as if you're their only hope. Truth is. Once money reaches their hand. They'll forget about your kindness and good deeds. You end up having to beg them.


Aka don't fight other people's battle, kindness doesn't work that way

Guard your money well. In general it also means be wise in your spending so you don't need to deal with ah long one day.

This post has been edited by gashout: Aug 10 2023, 04:29 AM

Yeah. Been back for 1 month. Was super busy during COVID and it was also that time that we started our long talked about move Down Under.

Came back to update the forum on the Porsches I said I wanted to buy previously and also to write a Review about how they drive… and decided to stay a while.

Good to see you too bro.

Attached thumbnail(s)

Have to ask what time zone....n human nature to wait till last min....really...

I got relative borrowed rm5k 10 years ago...now still friends but never mention about loan...as though never happen...

as someone whose family member borrow ah long before, i agree with TS message.

but i confirm TS friend also not telling the whole truth.

Only thing to take note: in the history of ah long, ah long never ever gave interest free borrowing before. Not even to "entice" or "trap" people.

Hell, ah long dont even offer interest free to their LOYAL/RETURN customers (who borrow and pay back on time multiple times in the past)

Their "kindest" or most "merciful" act they can do is like maybe cut down the interest rate or months. e.g you late 3 months payment so got 3 months interest, but they allow to cut 1 month interest...

This post has been edited by Optizorb: Aug 10 2023, 06:14 AM