Borrow 3k already such a nightmare, can you imagine borrow 30k?

Hell breaks loose.

Always have savings!

Want to add some story of mine, not me but friend who borrow ah long.

Pinjam RM10000, agreed with interest of like 6% if paid by 25th this month.

Friend paid on 20th full RM10k and message him, Ah long on 28th say he only  "saw" the message so consider he paid late, so interest become 20%.

AH LONG STYLE
LOAN RM5 GET RM3 AND PAY BACK RM10

LATE CHARGE 1DAY RM2

Won’t disagree that face to face indeed can settle but better ask these ngo to come along, these ah long set the rule all by themselves. One video from mustafa khan where he allegedly told the ah long that they only agreed to pay this certain amount, if not then there be a fight between him and the ah long. Dude literally challenge ah long for a fight, kind of entertaining though seeing these ah long rethink again, that moment where they no longer in charge.

Mustafa were once a gangster taiko, these ah long knew who he is. One of his video got a little intro about his previous life.

Agreements with unlincensed lenders aren't legally binding.