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Never ever borrow money from Ah Long - UPDATE 9/8, My friend experience here
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mushigen
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Aug 9 2023, 10:22 AM
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QUOTE(Natsukashii @ Aug 9 2023, 10:04 AM) That is scary.. I hope those Ah Long are captured and prisoned. Gomen is so busy about Telegram, why are not they after those online Ah Longs also. I know there are probably too many, but at least do something? Start hunting one by one? For Sajat also they busy.. Anyway TS, I understand he needed the money urgently. But then he had 30 days to pay off right and it's RM3k. After getting the money, why not just apply TnG GoPinjam for RM3k.. get installment payment, although with interest, but legit and registered. Then use that money to pay Ah Long? If you really believe Ah Long provide interest-free loan, you are in for a surprise. You pay them in 20 days, they will still charge you interest lo.
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mushigen
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Aug 9 2023, 10:37 AM
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QUOTE(Natsukashii @ Aug 9 2023, 10:33 AM) Yes.. but at least in this way, TS friend when making report or even speaking to Ah Long, TS friend can still say.. he paid as per the agreement, within 30 days. You have a point. Maybe they really had to struggle to raise the sum.
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mushigen
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Aug 9 2023, 02:03 PM
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QUOTE(ctys2012 @ Aug 9 2023, 12:47 PM) hope he learnt his lesson i am sure most people here are aware what capabilities these thugs have and the limit our law has live within means, never borrow unless from banksTrouble is, those who don't need a loan, banks keep offering them one. Those who resort to Ah Long can't qualify for bank loans. If course I am not ruling out cases of borrowers who do that because they're sure they can make some fast cash using that borrowed money.
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mushigen
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Aug 10 2023, 09:40 PM
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QUOTE(Takudan @ Aug 10 2023, 08:48 PM) Living far below your means is a good thing only if you're happily doing it... I was driving a Kancil that was older than my youngest colleagues in the office and I occasionally held back on eating good stuff even though I wanted to, just so I could save more. All that for what? It's been years since then, but I don't think they ever understood how I felt when I clicked my hard earned money away for their mistakes... Why make myself so miserable just to be even more miserable right? At least now happier la I spend whenever I can and I want. I got a new local car after I rebuilt my finance, ok la everything is a huge upgrade from the old tin can, cukurrrr. It's good to be thrifty, but when you feel miserable saving money, the worrying part is you suddenly "explode" and go yolo. On the other hand, there's a slippery slope when it comes to spending to reward ourselves, and we need to be able to identify when it's considered excessive spending (yeah, easier said than done).
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