On 2nd thoughts, the UOB structure has it's drawbacks. It works best if you place 100k exactly. No more, no less.

If your average is less than 100k, you earn less e.g. if 50k earn only 2%, if 75k, earn 3.33%.

How did they get PIDM if not under Al Rajii?

If the debit card charge is a deal breaker to anyone, one way to test it would be to deposit a small amount now, but don't apply for the debit card yet, and see what kind of interest you get for April. According to the Amended T&C effective 20 March 2023:

"Profit earned from relevant Special Profit Rate will be credited to the Eligible Customer’s CMSA on the 1st of every month beginning on 1 March 2023".

So from the profit credited on 1 May 2023, the special profit rate applied can be derived.

Then you know what to do next.

This post has been edited by BWassup: Apr 21 2023, 06:42 PM

small amount, but at least RM20 la

0.01 how to test the profit for the month, will be zero

This post has been edited by BWassup: Apr 21 2023, 07:32 PM

Presumably this promo is also eligible for 5% interest?

Rize keeps amending their campaign. Those who opened a week earlier and applied for debit card must be annoyed. Hope they can just waive all debit card fee charge for the first year.

This post has been edited by BWassup: Apr 23 2023, 10:03 PM

Transaction limit said to be a security feature. But can trf multiple times to avoid the charges

Debit card is useful for some transactions e.g. to top up e-wallet, or atm withdrawals, tho not that many Al-Rajhi ATM for FOC withdrawals.

What about retail purchases, can the app be used for payment, or is the physical card required?

It's free for the 1st year anyway.

This post has been edited by BWassup: May 1 2023, 05:49 PM

Like you said on FD thread, when given 5.0%, will ask for 5.25%. Human nature

I don't get any notifications at all since day 1. I couldn't find the setting for notifications, is there one?

Teething problems.

I had similar problems past 2 days. The call centre contacted me each time, to confirm, and did something in the system. Then it was ok.

Have you changed the DuitNow limit as well? Try calling them if still doesn't work

Excatly what I experienced 1st time. I called them, but they called me same time lol.

Maybe their internal security settings need to be adjusted. Can't be calling customer so often, and delaying the transfers as well.

So far I notice they use 2 016 numbers, one of which is listed in the FAQ. Probably corporate package as you say.

Save these numbers once verified as legit for future calls.

For customer confidence, they could list all the mobile numbers they use.

Oh dear, they asked for your IC and DOB?? My callers didnt ask for them

Good idea. I checked for latest statement in the app, it says not available. Anyone managed to get April statement??

Yup, this is the 2nd 016 number that I got called from

Now with Rize promo, a lot of funds must have migrated from KDI. Is KDI gonna respond?

It's a savings account not an investment. Insured deposits to get 5% rate of return!

At least from March until August. Some FD promos are pulled out after a week!

I have never received any notifications on my transactions since account opened.

Reported it 4 days ago, haven't got back to me.

I mean no notifications on the phone itself - no ping, pop up, sms. The normal app notifications. Nothing at all. I check my phone app settings, notifications is on for RIZE. Is this normal??

So only way to check my transfers done is to login every time.