Already TnC give you example 1 and 2 yet wanna ask 🤦‍♀️ so simple yet wanna ask

Which is why pure savings is the best way to track

Duitnow side 🤦‍♀️ unlikely Rize unless their receiving side should have error

This post has been edited by xander2k8: Oct 28 2023, 05:00 PM

Go read properly TnC 🤦‍♀️ there is no limit to max entries per account 🤦‍♀️ refer to TNC example 2

Higher chances of hitting the monthly prizes 🤦‍♀️ but not the grand prizes

Because the grand prize is only 2 🤦‍♀️ while monthly prize more in quantity 🤦‍♀️ hence higher chances in probability Simple maths

If you received Sept on time 🤦‍♀️ then Oct time for you to suffer those who earlier had the same problems

Delay in profit distribution 🤦‍♀️ not interest because not shariah compliant

Not evil 🤦‍♀️ because the way they fix the issue 🤦‍♀️ those who previously no issue will encounter the issue now

CEO didn’t get fired 🤦‍♀️ because of this but it is due to underperforming in growing the business particularly whether the DUM is growing or not

Being CEO is not as easy what you think 🤦‍♀️ it is not about improving the app but growing the users base and profit growth 1st is their priority and the app is dumb down to a lower priority

Nope 🤦‍♀️ it is a local company

If it is in DM they would be sacked instantly 🤦‍♀️ and the regulator will issue a warning unlike corrupted BNM

Nope 🤦‍♀️ still got 2 more to go

Then you will missed out Dec promo 🤦‍♀️

Wait at least 2 weeks 🤦‍♀️ that is how slow the vendor works on the issue and I bet you they will email you later and said only credited on the next month which happens previously on those affected during Sep profit distribution 🤦‍♀️ not interest because it is Shariah compliant

Because he put in about rm250k in principal 🤦‍♀️ so he expect rm1300 in monthly profit distribution 🤦‍♀️

Did you called the receipant bank? It might be due to Duitnow problem where the money either stuck

Not resign 🤦‍♀️ but fired with dignity intact

Of course it is licensed 🤦‍♀️ otherwise they can’t call themselves a bank with PIDM protection

Very manual 🤦‍♀️ particularly their auditing part

Standard reply 🤦‍♀️ and expect it to be fixed by end of the month because account adjustment

They will pay out the extra in it 🤦‍♀️ you just need to recalculate which happens to those who are affected earlier

The lesser known the banks are better 🤦‍♀️ since they can offer to depositors rather than useless lower rates banks like Tiger bank

Bank business is cutthroat and it is all about costs and squeezing as much as possible while banks CEO step down is not a big deal 🤦‍♀️ unlike the banks founder which will have more impact instead like what is happening to PBB

Can 🤦‍♀️ but you have to pay PL rates 🤦‍♀️

Cannot compare this way 🤦‍♀️ when TnG doesn’t have PIDM protection and Rize and GXBank actual bank which holding actual liquidity while TnG outsource 🤦‍♀️ to Principal to manage without protection

Limit up to 9500 🤦‍♀️ without PIDM protection and subject to many problems particularly those who got soft ban

Yes in terms of return with protection with up to 250k limit 🤦‍♀️

Makes a lot of difference 🤦‍♀️ to those ultra conservatives

Versa 🤦‍♀️ is instant if you Versa Cash-I and same day withdrawal before 10.30 am

PIDM is just another circuit breaker 🤦‍♀️ before anything major happens to the banks 🤦‍♀️ as it is backup as the 1st layer protection before anything major for the banks to deploy Statutory Reserve Requirement which are parker in BNM before a major defaults happens

History shown that is unlikely default will happen in Malaysia as the govt will forced statutory bodies like EPF to take over as major shareholders

What happens if after 1 Jan no extension to 4% 🤦‍♀️ then you will still back in Versa again 🤦‍♀️

They pass by using testing app 🤦‍♀️ without much consumers loads as POC can be done easily without real life load

Then you should ask the outsource company 🤦‍♀️ as their own support wouldn’t know until you all complaint

Then switch

The interest is only small with 4% goes only 20.54 per month max 🤦‍♀️ ppl flock because of liquidity and PIDM protection

The problem is not the running and operated by imcompentent people 🤦‍♀️ but they have no idea on how the tech works for digital bank which is why always got problem on the back end 🤦‍♀️ so nothing to do with incompetent but lack of clarity on it

Not that easy because BNM licensed them 🤦‍♀️ so it is back to BNM incompetence for allowing such to happens

Blame on their outsourced 🤦‍♀️

Yes they can backdate anytime 🤦‍♀️ very dangerous for such

CEO resigned to pursue better offers 🤦‍♀️ nothing to do with how their run but how the manage the outsourcing 🤦‍♀️

New app is needed 🤦‍♀️ they will have to go through BNM approval again as it will take time

Website is allowed but questioned is whether they wanna do it 🤦‍♀️ because it will cost more to them to host in the outsourced facilities

Nothing to do with the staff 🤦‍♀️ but the outsourced facilities hosted 🤦‍♀️

Of course they will have paper backup 🤦‍♀️ as BNM will mandated it in their audits 🤦‍♀️

This post has been edited by xander2k8: Dec 1 2023, 02:59 PM

Nah 🤦‍♀️ it is more on the PM that broke the entire app 🤦‍♀️ as you can see their lines of coding is broken in any function the user is doing

Email 🤦‍♀️ because they want to record down for ticketing purposes

They won’t bankrupt 🤦‍♀️ because still got physical business

That is what most don’t understand 🤦‍♀️ thinking higher rates with no risk assessment when the fact OPR is so much lower

No and if it ever happens 🤦‍♀️ the bigger banks will forced to take over as BNM will forced them 1st before PIDM will be use as PIDM worse case scenario for liquidation

The last time this happens when EPF was forced to takeover MBSB and RHB to prevent bank runs 🤦‍♀️

Cannot compare this way 🤦‍♀️ KDI and Versa are for investment and slower liquidity

The only alternative is GX Bank for now