QUOTE(virtualgay @ Oct 4 2023, 03:42 PM)
Rize will stays on 🤦♀️ most likely he is going to GXS or start his own FinTechDigital bank Rize, By Al Rajhi Bank
Digital bank Rize, By Al Rajhi Bank
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Oct 4 2023, 05:34 PM
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#161
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4,692 posts Joined: Jan 2003 |
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Oct 4 2023, 06:47 PM
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#162
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4,692 posts Joined: Jan 2003 |
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Oct 5 2023, 08:44 PM
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#163
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4,692 posts Joined: Jan 2003 |
QUOTE(virtualgay @ Oct 5 2023, 11:50 AM) Won’t be that long 🤦♀️ BNM will only start taking action when the Feds start cutting rates middle next year QUOTE(virtualgay @ Oct 5 2023, 01:14 PM) The only digital bank that will be successful is Grab or TNG which already have user base. Both are not digital bank in the 1st place 🤦♀️ they are only licensed EWallet providers Let us wait for GXS to come Don’t expect GXS to offer super rates as GXS Singapore is already 100 basis points lower than the cash rates itself 🤦♀️ QUOTE(virtualgay @ Oct 5 2023, 02:36 PM) i hope they separate their Grab App and their Digital Baking App Will have to seperate due to BNM licensing regulations 🤦♀️if they combine sure issue like kena hack or money all drain because of kena hack better dont combine lo.. for security purpose keep it separate |
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Oct 6 2023, 03:42 PM
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#164
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QUOTE(virtualgay @ Oct 5 2023, 09:01 PM) Definitely CIMB 🤦♀️ as they are already superapp unlike AirAsia QUOTE(virtualgay @ Oct 6 2023, 02:34 PM) i realize since first 2 months using RIZE with saving POT If you want to track just make sure main account at rm10 🤦♀️ and the rest move to savings pot it is hard to calculate the interest if u do that as it will pay out in both saving pot and normal pot so track till crazy if u the type of not tracking then ok for me i do some tracking and counting to ensure they dont short change me QUOTE(mamamia @ Oct 6 2023, 02:46 PM) Savings pot is to move all your money to save and you cannot transact to it as it is protection from any money being deducted in your accountIf you want to transact then move it to your main account |
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Oct 6 2023, 06:04 PM
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#165
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4,692 posts Joined: Jan 2003 |
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Oct 11 2023, 07:59 PM
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#166
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4,692 posts Joined: Jan 2003 |
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Oct 17 2023, 06:49 AM
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#167
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QUOTE(virtualgay @ Oct 16 2023, 10:30 PM) if ZERO% i take 1.0M put inside RIZE then slowly pay them back through installment If you are eligible to take up 1million you wouldn’t be bother with Rize already 🤦♀️basically we take Alrajihi money put into Rize to earn interest free money who dont want hahaha Borrowing that amount the interest % would be very low if you know |
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Oct 17 2023, 11:21 PM
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#168
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QUOTE(virtualgay @ Oct 17 2023, 09:04 PM) this forum always made me laugh... sometimes after a day of hardwork come in here to reply damn syok! You mean the tier board rates? likely it will go down back to 4% because it is not sustainable 🤦♀️anyway no hard feelings la... we all are strangers my hope or most of our hope here is to make sure RIZE dont go back to board rate... after 31st Dec else i also headache every few days need to tikam at 2AM with ASM |
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Oct 19 2023, 05:08 PM
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#169
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QUOTE(lsl640 @ Oct 19 2023, 09:50 AM) Not stupid 🤦♀️ because it is security feature mandated by BNMQUOTE(blabla987 @ Oct 19 2023, 10:29 AM) No banks will will payout daily in interest 🤦♀️ because it is easier and cost efficient for them to do monthly payout instead otherwise why do you think they can afford to pay promo rates |
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Oct 19 2023, 06:48 PM
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#170
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QUOTE(virtualgay @ Oct 19 2023, 06:42 PM) Of course 🤦♀️ otherwise where they get money to pay your interest rahtid liked this post
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Oct 22 2023, 06:39 PM
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#171
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QUOTE(sjz @ Oct 22 2023, 10:17 AM) probably they will check on JPJ record for your cars too They are smart enough to take the value of the car instead 🤦♀️ because of EEV anything above 2.0 cc, automatically disqualified as B40 i think they still did not take into account of luxurious car with turbo small cc engine but rather the actual cc. CC is already outdate way of taxing ppl while they will look at new ways when they are now looking into taxing those soon with EV road tax once the subsidy is gone year after next |
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Oct 23 2023, 01:27 PM
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#172
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QUOTE(sjz @ Oct 23 2023, 09:30 AM) the long processing in their apps is The problem lies in the image capture software integration 🤦♀️ and the outsourced lazy programmer take the easy way out by capturing blurred image and let it through instead of throwing error message to the user insteadi called their CS, was told that if its processing for more than 1 day, mean it won't go through. due to unclear IC, CS request to register a new account and abandon the previous application. i register a new account and instantly able to open and transact. not sure why their apps won't tell you to reupload IC if its unclear but instead keep stuck at the processing page |
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Oct 23 2023, 02:36 PM
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#173
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QUOTE(sjz @ Oct 23 2023, 02:28 PM) yes. The problem is 🤦♀️ they took shortcuts instead with outsource programmer like mentioned earlier months ago in this thread i am surprised to know that they say tell you under processing but in fact the application is failed due to blurry IC image. they should immediately ask you to recapture IC image on the spot and solve the problem Then rely backoffice to check manually while praying the customer to check on the status 🤦♀️ sjz liked this post
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Oct 23 2023, 07:00 PM
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#174
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QUOTE(virtualgay @ Oct 23 2023, 02:37 PM) That is not the reason 🤦♀️ when a CEO says is he is leaving due to personal or health reasons it is implied that under their leadership the business is failing to meet profitability target 🤦♀️QUOTE(sjz @ Oct 23 2023, 02:55 PM) i think this is the case too, their so called IC verification, anything will go through. They shouldn’t have a back office in the 1st place 🤦♀️ as digital back office should be in place early on for digital bank unlike now 🤦♀️ whereby CS have to login into their central repository to check on your account statusjust tat if good to go, you can use your account immediately, if no, it will show under processing message. but what shocking to know is that, they don't even have back office to check or even update on status at all. if your IC verification failed, your application will show under processing, permenently. and the only solution is to register a new account (as suggested by their own CS) seem like they don't even have any access to reject the application and let you verify your IC again storky20 liked this post
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Oct 25 2023, 06:47 PM
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#175
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Oct 25 2023, 06:50 PM
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#176
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Oct 26 2023, 01:06 PM
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#177
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QUOTE(guy3288 @ Oct 25 2023, 11:49 PM) we all start from small same, Go read the contest mechanics 🤦♀️ 1st sms is potential and eligible while only 2nd sms weeks later is the actual winner 🤦♀️as long as you value money (even small as you said) you are on your way sikit sikit lama lama jadi :thumbsup: this is very good.. withdraw from KDi morning night time get interest from Rize!! i deposited 5k just now to test see. no daily compounding it seems Not lucky? did you get SMS? 1 out of how many thousands........no luck can get SMS? 3 days for you to get the answer, if cant get YOHYTB if later SMS said he won twisted logic still can say not lucky only eligible not yet spent not your money .. |
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Oct 26 2023, 01:18 PM
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#178
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4,692 posts Joined: Jan 2003 |
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Oct 27 2023, 02:38 PM
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#179
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QUOTE(virtualgay @ Oct 26 2023, 01:23 PM) i think the issue is with the word "I" which stand for incremental That is why a lot ppl didn’t read properly 🤦♀️ only incremental from the previous closing month my balance is always around 7k++ and max also 10k then come back down to 5k i guess in order for me to participate i need to dump more money for example this month i withdraw everything make it like left 100 then next month i pump 10k in so i got entry- **correction** i just realize max also they give 15 entries with 1k incremental so all i need to do is to make sure next month i down fall below 11k QUOTE(guy3288 @ Oct 26 2023, 09:26 PM) whoa like that susah lah Which is why you should read TnC properly 🤦♀️must be incremental from previous month amount? 1st month deposit how? rugi lo 1st month put a alot... only incremental deposit next month kira.... QUOTE(virtualgay @ Oct 26 2023, 09:55 PM) yalo.. complicated Simple 🤦♀️ just add on 1 month a day and the withdraw and add again next monthnever read TnC ma... now feel like stupid but my amount is small so i gonna increase and keep it at 11k next month for the whole month just to win 15 entries |
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Oct 27 2023, 08:09 PM
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#180
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QUOTE(guy3288 @ Oct 27 2023, 06:37 PM) dont worry la bro, we go for 5% and 4% cukup. You wouldn’t know what you are talking as MAIB is simple as you think 🤦♀️ especially for serial savers may be we get entries also .... yes seems faster and faster now.. wondering why the RM20 cashback from July till now still tak habis habis... i guess not many abuse it open account, deposit only Rm20, get RM20.. bro do you even have Rize Account? You main sampuk saja every where... every topic also you know inside out kah?? Do you read the terms and conditions properly yourself? Dont pretend clever la want to criticise people only... And what is that simple , " Simple 🤦♀️ just add on 1 month a day and the withdraw and add again next month" Can you clear your mind first before you talk? Apa itu add on 1 month a day?? QUOTE(virtualgay @ Oct 27 2023, 08:00 PM) actually this Monthly Average Incremental Balance is not that simple as it take the monthly average balance of last month vs this month and in order to even get the calculation for last month u need to add in your daily balance from 1 to 30 (Oct) then divided by 30 days. Then again do the samething from Nov where you need to add from 1 to 31 (Nov) then divided by 31 It look easy 🤦♀️ if you don’t do any spend transaction and just serial save the result from Nov - October should show incremental.. where i say like this it looks easy and simple to understand but when you plug the number in, then it is a different story. |
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